Page 4 - Personal Loan

Need cash? Medical personal loans can help tide over coronavirus crisis

Your existing bank will give this loan, and rates may be better

For personal or credit card loans, it's time to scout for good rates

You can raise cheaper personal loans online to repay unsecured loans. For home loans, banks are taking documents online, but property verification may take time

Planning to take a personal loan? Existing loans impact borrowing capacity

Your credit score and the company you work for also have an effect

Need personal loan? Maintain high credit score to get better interest rate

Those having a score of above 750 are offered better rates on personal loans

Need cash now? Avoid taking a personal loan for discretionary purchases

Use them only for emergencies or to repay higher interest loans

Planning to take a personal loan? Do not over-leverage this festive season

Here is how the personal loan rates offered by various banks stack up

Banks target weaker borrowers as credit growth slips: Why it's a risky bet

Unsecured loans can only offer banks a temporary shelter during a downturn in collateralised credit

Planning to take a personal loan? Strike a balance between EMI and tenure

Avoid personal loans. But if taken out of necessity, get rid of them quickly

Points you must consider before applying for instant online loans

It's best to stay away from instant online loans; there could also be hefty pre-payment penalties

Need emergency cash? Check processing fee before taking personal loan

Some lenders may keep interest rates low to lure borrowers but charge a high processing fee

Need emergency money now? Avoid personal loans with advance EMIs

It reduces the loan amount disbursed, but the borrower pays interest on the higher amount

Taking personal loan? Why approaching too many lenders may hurt your cause

Here is a snapshot of interest rates, terms, processing fee, prepayment charges, etc, on various personal loan products offered by top lenders

Why you should avoid personal loans with high processing fee, low rate

To lure borrowers, some lenders may keep interest rates low but charge a high processing fee

Snapshot of personal loan rates charged by various banks and others details

Here's how the personal loans by different banks and institutes stack up

From HDFC to ICICI, get the best rate from your bank for personal loan

Here are few ways to ensure you get the best deal on a personal loan

A snapshot of personal loan charges

Here's how the personal loan fees and terms of top banks and NBFCs stand

Personal loans made easy via ATMs and apps: How it works

Not just big private banks, start-ups, too, are offering instant loans on app

Your personal loan can help you consolidate debt

See how you can prepare a debt consolidation strategy with a Personal Loan.