Rbi Rate Cut
RBI needs to ramp up bond purchases as rate cuts fail to cool yields
The benchmark 10-year yield on Monday surged back to nearly the same level seen before the RBI began cutting rates early last year
 "RBI needs to ramp up bond purchases as rate cuts fail to cool yields")
Rising state borrowings complicate RBI's rate playbook, pressures yields
Rising state bond supply, which offers higher yields than debt, is pushing investors to demand more from govt securities, complicating RBI's efforts to lower borrowing costs despite recent rate cuts
 "Rising state borrowings complicate RBI's rate playbook, pressures yields")
Industry confidence hits five-quarter high in Oct-Dec period: CII survey
Industry confidence rose to a five-quarter high in the December quarter of FY26, supported by steady domestic demand
 "Industry confidence hits five-quarter high in Oct-Dec period: CII survey")
Indian economy faces five headwinds that leave no margin for error
Markets look calm, but five forces-rising debt, slowing revenues, weak savings, geopolitics and populism-signal a tougher growth phase for India
 "Indian economy faces five headwinds that leave no margin for error")
FY26 a Goldilocks year for Indian economy; can it be repeated in FY27?
Stronger-than-expected FY26 growth gives India a rare Goldilocks moment, but sustaining the momentum in FY27 will hinge on policy coordination amid global uncertainty
 "FY26 a Goldilocks year for Indian economy; can it be repeated in FY27?")
Treasury income under pressure for banks in Q3 as yields stay elevated
RBI repo rate cuts fail to ease yields across tenors
 "Treasury income under pressure for banks in Q3 as yields stay elevated")
India enters 2026: From the snake's caution to the horse's momentum
With liquidity easing, valuations normalising and earnings turning upward, India enters 2026 primed for selective outperformance - led by banks, consumption and smallcaps
 "India enters 2026: From the snake's caution to the horse's momentum")
After slow start, auto sales set to end 2025 on a high as demand revives
India's automobile industry is set to post its highest-ever retail sales in 2025, supported by GST rationalisation, income tax relief, RBI rate cuts and improving rural demand after a good monsoon
 "After slow start, auto sales set to end 2025 on a high as demand revives")
How heavy state borrowing has blunted the RBI's rate cuts and bond buying
RBI's liquidity push is being neutralised by record state borrowing, keeping yields elevated and markets subdued - exposing deep fiscal strains beneath India's strong GDP numbers
 "How heavy state borrowing has blunted the RBI's rate cuts and bond buying")
Skip duration bets, stick to short and medium-duration debt funds in 2026
Do not chase past returns, as the interest-rate environment that produced them no longer exists and gains from falling rates are largely behind investors
 "Skip duration bets, stick to short and medium-duration debt funds in 2026")
Home loan balance transfer: Higher residual principal tenure drive savings
A high credit score is critical as it enables the borrower to secure the new loan at an attractive rate
 "Home loan balance transfer: Higher residual principal tenure drive savings")
RBI Guv Malhotra signals rates to stay low for 'long period': Report
The Reserve Bank of India's (RBI) projections suggested rates "should remain low for a long period of time, governor said
 "RBI Guv Malhotra signals rates to stay low for 'long period': Report")
 "Survika Traders Growing As India's Most Reliable RBI Registered Lending Partner")
Best of BS Opinion: China must find political will to rebalance economy
Today's opinion pieces offer a sharp mix of macro and culture: China's demand shortfall, Prada's Kolhapuri move, the rupee's policy trilemma, why RBI needs better data, and a candid chess memoir.
 "Best of BS Opinion: China must find political will to rebalance economy")
Days after rate cut, RBI Governor Malhotra prods bank CEOs to lower costs
RBI Governor Sanjay Malhotra urged banks to lower intermediation costs, improve service quality, and strengthen fraud safeguards, citing faster transmission after recent rate cuts
 "Days after rate cut, RBI Governor Malhotra prods bank CEOs to lower costs")
Power Finance Corporation, Sidbi scrap ₹11,500 crore bond issues
Despite a recent RBI rate cut, investor bids stayed above issuer expectations, forcing PFC and SIDBI to cancel planned bond raises amid rising yields and market volatility
 "Power Finance Corporation, Sidbi scrap ₹11,500 crore bond issues")
Rate Cut effect: PFC, Sidbi plan to raise ₹11,000 crore from bond market
PFC had earlier withdrawn a Rs 3,000 crore three-year bond issuance on November 25 due to elevated corporate bond yields
 "Rate Cut effect: PFC, Sidbi plan to raise ₹11,000 crore from bond market")
We expect deposit rates to moderate after this rate cut, says RBI
RBI Governor Sanjay Malhotra said inflation remains benign and policy remains neutral, adding that future rate moves will depend on data and effective transmission
RBI rate cut: Lock into prevailing FD rates before they decline further
Debt-oriented fund-of-funds, like income-plus-arbitrage funds and arbitrage funds are good options for debt fund investors
 "RBI rate cut: Lock into prevailing FD rates before they decline further")
RBI brings early Christmas: Room left for another 25-bps rate cut
If inflation undershoots RBI projections and growth faces roadblocks from trade barriers and geopolitics, another 25-bps rate cut will not be a surprise
 "RBI brings early Christmas: Room left for another 25-bps rate cut")