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Rbi Rate Cut

Treasury income under pressure for banks in Q3 as yields stay elevated

RBI repo rate cuts fail to ease yields across tenors

Treasury income under pressure for banks in Q3 as yields stay elevated
Updated On : 01 Jan 2026 | 10:57 PM IST

India enters 2026: From the snake's caution to the horse's momentum

With liquidity easing, valuations normalising and earnings turning upward, India enters 2026 primed for selective outperformance - led by banks, consumption and smallcaps

India enters 2026: From the snake's caution to the horse's momentum
Updated On : 31 Dec 2025 | 10:29 PM IST

After slow start, auto sales set to end 2025 on a high as demand revives

India's automobile industry is set to post its highest-ever retail sales in 2025, supported by GST rationalisation, income tax relief, RBI rate cuts and improving rural demand after a good monsoon

After slow start, auto sales set to end 2025 on a high as demand revives
Updated On : 28 Dec 2025 | 11:52 PM IST

How heavy state borrowing has blunted the RBI's rate cuts and bond buying

RBI's liquidity push is being neutralised by record state borrowing, keeping yields elevated and markets subdued - exposing deep fiscal strains beneath India's strong GDP numbers

How heavy state borrowing has blunted the RBI's rate cuts and bond buying
Updated On : 28 Dec 2025 | 11:10 PM IST

Skip duration bets, stick to short and medium-duration debt funds in 2026

Do not chase past returns, as the interest-rate environment that produced them no longer exists and gains from falling rates are largely behind investors

Skip duration bets, stick to short and medium-duration debt funds in 2026
Updated On : 26 Dec 2025 | 10:07 PM IST

Home loan balance transfer: Higher residual principal tenure drive savings

A high credit score is critical as it enables the borrower to secure the new loan at an attractive rate

Home loan balance transfer: Higher residual principal tenure drive savings
Updated On : 18 Dec 2025 | 10:56 PM IST

RBI Guv Malhotra signals rates to stay low for 'long period': Report

The Reserve Bank of India's (RBI) projections suggested rates "should remain low for a long period of time, governor said

RBI Guv Malhotra signals rates to stay low for 'long period': Report
Updated On : 17 Dec 2025 | 10:42 PM IST

Best of BS Opinion: China must find political will to rebalance economy

Today's opinion pieces offer a sharp mix of macro and culture: China's demand shortfall, Prada's Kolhapuri move, the rupee's policy trilemma, why RBI needs better data, and a candid chess memoir.

Best of BS Opinion: China must find political will to rebalance economy
Updated On : 16 Dec 2025 | 6:15 AM IST

Days after rate cut, RBI Governor Malhotra prods bank CEOs to lower costs

RBI Governor Sanjay Malhotra urged banks to lower intermediation costs, improve service quality, and strengthen fraud safeguards, citing faster transmission after recent rate cuts

Days after rate cut, RBI Governor Malhotra prods bank CEOs to lower costs
Updated On : 09 Dec 2025 | 11:57 PM IST

Power Finance Corporation, Sidbi scrap ₹11,500 crore bond issues

Despite a recent RBI rate cut, investor bids stayed above issuer expectations, forcing PFC and SIDBI to cancel planned bond raises amid rising yields and market volatility

Power Finance Corporation, Sidbi scrap ₹11,500 crore bond issues
Updated On : 09 Dec 2025 | 11:25 PM IST

Rate Cut effect: PFC, Sidbi plan to raise ₹11,000 crore from bond market

PFC had earlier withdrawn a Rs 3,000 crore three-year bond issuance on November 25 due to elevated corporate bond yields

Rate Cut effect: PFC, Sidbi plan to raise ₹11,000 crore from bond market
Updated On : 07 Dec 2025 | 11:26 PM IST

We expect deposit rates to moderate after this rate cut, says RBI

RBI Governor Sanjay Malhotra said inflation remains benign and policy remains neutral, adding that future rate moves will depend on data and effective transmission

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Updated On : 06 Dec 2025 | 12:06 AM IST

RBI rate cut: Lock into prevailing FD rates before they decline further

Debt-oriented fund-of-funds, like income-plus-arbitrage funds and arbitrage funds are good options for debt fund investors

RBI rate cut: Lock into prevailing FD rates before they decline further
Updated On : 05 Dec 2025 | 11:26 PM IST

RBI brings early Christmas: Room left for another 25-bps rate cut

If inflation undershoots RBI projections and growth faces roadblocks from trade barriers and geopolitics, another 25-bps rate cut will not be a surprise

RBI brings early Christmas: Room left for another 25-bps rate cut
Updated On : 05 Dec 2025 | 11:00 PM IST

RBI cuts repo rate 25 bps to 5.25%, keeps stance neutral as inflation eases

RBI on Wednesday cut the repo rate by 25 bps to 5.25 per cent and kept its stance neutral, while announcing ₹1 trillion OMO purchases and a $5 billion USD/INR buy-sell swap this month

RBI cuts repo rate 25 bps to 5.25%, keeps stance neutral as inflation eases
Updated On : 05 Dec 2025 | 12:08 PM IST

RBI launches two-month campaign to clear all pending customer complaints

RBI has proposed to hold a two-month campaign from 1st January next year with an aim to resolve all grievances pending for more than a month with the RBI Ombudsman

RBI launches two-month campaign to clear all pending customer complaints
Updated On : 05 Dec 2025 | 10:42 AM IST

RBI December MPC meet begins: Repo rate, growth outlook, and more

After slashing repo rates for three consecutive months since February, the MPC kept the rate unchanged at 5.5 per cent since August

RBI December MPC meet begins: Repo rate, growth outlook, and more
Updated On : 03 Dec 2025 | 11:11 AM IST

RBI's MPC likely to hold steady on rate, keep neutral stance: BS Poll

OMOs for liquidity infusion expected, say economists

RBI's MPC likely to hold steady on rate, keep neutral stance: BS Poll
Updated On : 30 Nov 2025 | 11:31 PM IST

'RBI may cut interest rate by 25 bps amid subdued inflation, strong GDP'

The RBI may trim the benchmark lending rate by 25 bps in its forthcoming monetary policy meeting, as inflationary pressures are subdued, though some experts believe the central bank is likely to keep the rate unchanged in the backdrop of better-than-expected GDP growth of 8.2 per cent in the second quarter. The consumer price index (CPI) based headline retail inflation is ruling below the 2 per cent lower band mandated by the government for the last two months. Some experts, however, believe that the RBI may continue with the pause on interest rates as economic growth has picked up, sustained by fiscal consolidation, targeted public investment, and various reforms, such as the GST rate cut. The Monetary Policy Committee meeting is scheduled from December 3-5, 2025. RBI Governor Sanjay Malhotra is scheduled to announce the decision of rate-setting panel on December 5. The central bank started its rate-easing cycle in February last year. It has cumulatively reduced the repo rate by

'RBI may cut interest rate by 25 bps amid subdued inflation, strong GDP'
Updated On : 30 Nov 2025 | 2:25 PM IST