If you were mis-sold this product with the promise of regular dividend, you should exit it
It further proposed that investments up to Rs 1.5 lakh under DLSS be eligible for tax benefit, subject to a lock in period of 5 years.
For some schemes the cut may be 30-50 bps; not all will be affected
She can achieve her goals if you help her invest a few hundreds out of her monthly salary in specific insurance and investment products