Page 7 - Sip Investment

'Do not see any reason for SIP flows to change course significantly'

Investors can continue and add SIPs or STPs (spread over next six months rather than lump sum) into midcap funds, with a five year time horizon

Average SIP ticket size shrinks 23% in over 3 years despite rising inflows

The industry attributes the gradual decline in SIP ticket size to the growing penetration of mutual funds (MFs) on the back of rising ease of investment

Lump sum MF investments plunge in October as investors take SIP route

Flows down 64% from peak amid uncertain market conditions, valuation concerns

Inflows to MF SIPs cross Rs 13K crore in October for the first time

Yet net investments in active equity schemes slump 33% in same month, shows Amfi data

80% of net SIP investments in Sept go into active equity schemes: Data

Investment advisors recommend the SIP route for investment in volatile asset classes to maximise the benefit of rupee cost averaging

Continue SIPs for eight years to avoid loss in equities, say experts

Neither day of the month nor frequency of SIP has a material impact on returns

Eight of 10 net SIP investments go into active equity schemes: Amfi data

Debt schemes account for 2% of the net inflows, passive schemes 8%

Subdued equity market slows mutual fund penetration, shows data

Mutual funds fail to carry high growth momentum of FY22 due to changed market conditions

Maximise gain from market fall with value-averaging plan: Experts

The plain-vanilla SIP, however, is simple and doesn't require a lump sum

Share of direct plans in SIPs rises to 31% in three years, shows data

But their share in SIP AUM hasn't grown proportionately; 'regular' plans still dominate despite higher expense ratio

Bet on multi-cap funds for disciplined exposure across market caps

However, the minimum 25% exposure to each of the three market caps also makes them volatile

Mutual funds: Limiting inflows enables fund manager to stick to quality

Massive inflows, especially in red hot markets, forces them to buy at high valuations, compromise on quality

SIP and safe: Equity MF inflows strong despite market turmoil in May

Systematic investment plans help garner flows of Rs 12,286 crore in May, up Rs 423 crore in April.

After FII, will retail investor flows into equity market also shrink?

Over past decade, strong retail flows have coincided with declining / low deposit rates, said analysts at Jefferies, who expect the deposit rates to go above the 7 per cent level with a lag

Equity MFs see Rs 15,890-cr inflow in April amid volatile stock market

This was much lower compared to a record net inflow of Rs 28,463 cr seen in the preceding month, data from the AMFI showed on Tuesday

New SIP registrations surge 88% to 26.6 million in FY22, shows data

In the past year, large-cap funds on average have given returns of 26.45 per cent, while mid-cap and small-cap funds have given returns of 29.5 per cent and 40.4 per cent, respectively

Picking the right Mutual Fund for investment in 2022

If you want to avoid the volatility and steadily create wealth, mutual funds can be a safer bet. This report tells you the nuances of selecting a Mutual Fund that's best for you now

Investors bet big on SIPs; inflows at Rs 67,000 cr in Apr-Oct FY22

Inflows in the mutual fund industry through systematic investment plans or SIPs reached close to Rs 67,000 crore in the first seven months of the ongoing fiscal

Gift a financial instrument and watch its value grow over the years

Keep in mind that gifts of above Rs 50,000 from non-relatives are taxable in the recipient's hands, except during a wedding

Avoid severe portfolio moves as markets scale new highs, suggest experts

Going 100% into equity SIPs, or getting wholly into debt, will hurt in the long run, say experts