Page 2 - Your Money

Inherited jewellery: How to prove its origins and avoid tax scrutiny

Preserve old valuation and inheritance records; document family lockers and explain the source of each holding

World Heart Day: How to cover cardiac risks before an emergency strikes

Rising cardiac treatment costs make adequate health cover and a strong emergency fund essential for financial protection

Financial foundation: Why insurance and emergency funds must precede stocks

Securing your income and emergency reserves ensures market volatility never threatens your essential financial stability

Live on rent or purchase a home? How to make a decision in your 30s

Balance long-term financial discipline with psychological comfort in making a strategic decision

Rent versus buying a home: How should a young professional decide?

From hidden ownership expenses to opportunity costs, learn how to calculate whether homeownership aligns with your long-term goals

Money mistakes young professionals make in their first 5 years of earning

From lifestyle expenses to missed compounding, the financial habits you build in your first five years can shape your long-term wealth

Large, mid, or smallcaps: Pick the right stock strategy for your portfolio

Whether you are aiming for stability or higher returns, understanding market capitalisation is the key to building the right equity portfolio for your risk profile

Moving from SIPs to direct stock trading? Key skills you need first

Direct stock investing offers higher potential returns, but success requires disciplined research and risk tolerance

Averaging in stocks vs mutual funds: What you need to know before investing

Averaging down can lower your entry costs in quality investments, but blindly buying falling stocks can quickly destroy your capital

Systematic investing in individual stocks: Things to know before starting

Automating stock investments removes emotion from buying, yet without regular research, it can easily lead to costly complacency

Mastering the market: Key rules for long-term wealth creation and trading

How discipline, patience and risk management build real market wealth

Stock Beta explained: What risk and return mean for individual shares

Learn how stock beta measures volatility, helps you weigh potential returns against real-world risk

Why investors need to be cautious after run-up in small-cap funds

With pockets of this segment turning expensive, investors should rebalance if overweight and invest in a staggered manner

Renewing health insurance? Check these details before enhancing your cover

Compare the new policy with the old one, disclose health changes when seeking higher cover, and obtain written confirmation of the increased sum insured

Term plans with return of premiums: Count the real cost before you buy

Compare the higher premium with pure term cover, factor in inflation, and examine lapse and surrender terms

Buying under-construction property? Don't skimp on due diligence

Tie payments to project's progress; verify title, approvals and Rera disclosures

Consumer durable loans: Avoid hidden costs and risk of overleveraging

Compare the annual percentage rates across players, and also compare the total cost of cash and EMI options to understand the actual cost

EPFO wage ceiling rises to Rs 25,000: Will your take-home salary decrease?

The change will extend EPF, pension and insurance benefits to more than 5 million workers, with contribution rules yet to be detailed.

Beyond Traditional Equity: Where REITs, InvITs and International Funds Fit

REITs, InvITs and international funds can diversify a portfolio, but their tax treatment, liquidity constraints and specialised risks require careful evaluation.

The Tax-Saving Trap: Why Deductions Should Never Dictate Your Portfolio

Investment choices should be based on financial goals, risk and liquidity, with tax efficiency considered only after the portfolio's core structure is determined.