Page 2 - Your Money

What Sebi's new framework for securities transfer means for heirs

Succession-related issues can add to the difficulty. Legal heirs often need multiple documents. Coordinating several heirs can be difficult

Life cycle funds: A new category, but do they fit your portfolio needs?

Check the maturity date, glide path, costs, tax treatment and exit load before investing

How NRIs should navigate changes in tax status when returning to India

As their status changes from NRI to RNOR and then to ROR, both their tax and disclosure obligations change

Home loan protection plan or term cover: How borrowers should choose

If you give greater priority to flexibility, then opt for a term insurance plan

Don't let dark patterns quietly inflate your online shopping bills

Check the final payable amount, remove pre-ticked add-ons, and preserve screenshots if you need to complain

Should investors choose passive funds for smallcap market exposure?

While active smallcap funds have traditionally outperformed benchmarks, passive and smart-beta options offer lower costs and diversified exposure. The choice depends on investor preference and convict

What are your rights as borrower when bank tries to repossess your vehicle?

Demand proper notices, written authorisation, and a possession inventory before surrendering your vehicle

Equity savings funds: A sound option for stability-seeking investors

Equity savings funds usually suffer much lower drawdowns than pure equity funds

Income tax return filing: How to avoid errors, notices and refund delays

Make sure to match Form 16 with AIS and Form 26AS, choose the correct ITR form, and compare tax regimes before filing

Could your income tax return face complete scrutiny under CBDT's new rules?

The CBDT has identified six categories of taxpayers for mandatory complete scrutiny in FY27. Understanding the triggers can help taxpayers stay prepared

Planning to use algo trading? Key checks retail investors must make

Check back-test and live-trading data, drawdowns, and net-of-cost returns before you adopt an algo

Indispensable checks you must run before using Form 16 to file ITR

Before filing ITRs, salaried taxpayers should reconcile Form 16 and Form 16A with AIS, Form 26AS and personal records to avoid errors and notices

Eyeing SpaceX, OpenAI stocks? Global investment platforms offer access

While selecting one, check the safeguards and the tax-reporting support offered by it

Outflows from gold ETFs signal caution; how should investors respond?

Existing investors should book partial profits if overweight; new ones should build exposure in a staggered manner

Eyeing SpaceX, OpenAI stocks? Global investment platforms offer access

While selecting one, check the safeguards and the tax-reporting support offered by it

Multi-factor funds: Choose the right mix to balance risk and returns

Check the track record of the factor combination, tracking error and expense ratio before investing

Jointly owned house: Steps to avoid tax disputes and ownership issues

Sale deed should clearly specify ownership share; maintain proof of contribution in purchase

Started retirement planning at 40? Here's how to catch up in time

Step up savings rate, build equity-heavy portfolio, and automate investments

Smallcap valuations have moderated; understand the risks before you enter

The performance of these funds will hinge on a strong earnings recovery

Understand risks and liquidity constraints before investing in an SME IPO

Understand why listing day gains are harder to book than might appear