Page 2 - Your Money

Gold loan stress rising: How to avoid a debt trap and manage repayments

Rising repayment delays and tighter renewal rules underline the risks of using gold loans to manage existing debt

No Will, shared inheritance? How a release deed can settle property rights

A release deed can help consolidate ownership among legal heirs, but removing a name from land records does not automatically end inheritance rights

Don't let erroneous hospital records hold up your claim: Know your rights

A Delhi consumer court ruling highlights why insurers cannot reject claims over unreasonable document demands and why policyholders must ensure their medical records are accurate.

Clear loans, secure insurance before investing, says Harsh Roongta

Business Standard Smart Investor Arena 2026: Roongta said building a savings habit matters more than chasing returns early in one's career

Tokenisation can unlock hidden wealth, cut borrowing costs: Mudrex CEO

Business Standard Smart Investor Arena 2026: Edul Patel said tokenisation could make assets such as gold, bonds and property easier to access and use as collateral

How should spouse secure family's finances after husband's demise

Prioritise money for immediate expenses, trace assets, check nomination and inheritance rights

IPO offer document: What to read, what to skip when assessing fundamentals

Do targeted reading of the prospectus to assess an IPO on fundamentals

How to pick a car loan this festive season: EMI, tenure and prepayment tips

Cap total equated monthly instalments at 40 per cent of take-home income, choose a manageable tenure, and check prepayment terms

Is this a good time to enter value funds? Here's what investors should know

Allocate 10-20 per cent of your equity portfolio for style diversification and wait patiently for performance to turn around

Shopping scams: How to spot warning signs, avoid fraud this festival season

Use official apps and websites, check parcels before paying, and report financial fraud immediately

Set up your home without blowing up the budget: Follow this strategy

Spacing out expenses helps avoid turning homeownership into long-term financial stress

Deceased borrower's loan: What's the spouse's liability?

Marriage alone does not make a spouse liable for a deceased borrower's debt. Recovery depends on whether the spouse was a co-borrower or guarantor, or inherited assets from the deceased

Active vs passive: How investors can choose the right fund strategy

Active and passive funds offer different advantages across market-cap segments, making a mix of both a sensible portfolio strategy

30 and plan to start investing? What to do in the first of your plans

Focus on building an emergency buffer, clearing high-interest debt and setting up automated index fund contributions

The one-page financial plan: Preventing the chaos of scattered money

It provides a structured roadmap for clear financial protection, debt removal and automated long-term wealth creation

Turn sporadic savings into a system: Set a budget, review regularly

A practical guide to breaking the cycle of irregular savings and building a consistent, stress-free financial buffer

Shopping to streaming apps: Review bank statement to spot wasteful spending

Regular checks can expose hidden daily leaks -from unused subscriptions to convenience fees - and help you take back control of your money

Never miss a bill payment deadline, follow these steps to avoid penalties

Build a reliable, automated payment system to protect your credit score and take the stress out of monthly cash flow

Insurance to retirement: How to build financial goals that fit your income

A step-by-step guide to aligning your budget and investments with your actual take-home pay to build a sustainable financial plan

Documents to interest rate: What you must check before taking a home loan

Consider our checklists on how to navigate the long-term financial commitment