Page 3 - Your Money

Why you should not rely solely on AIS data for filing tax return

Information contained in AIS should be cross-checked against data in various statements of financial transactions

How to prevent rejection of EV insurance claim: Key precautions to take

As EV adoption rises, insurers warn that improper charging, unauthorised modifications, and delayed reporting can lead to claim rejection

Preparing a will? Avoid these common mistakes to make it unchallengeable

Avoid vague drafting, interested witnesses, unsigned corrections, and multiple, contradictory documents

Participating plans: Should they be in your investment portfolio?

Only highly conservative investors who are satisfied with steady but low returns over a long span may consider them

Sometimes, borrowing against MFs is more sensible than redeeming them

Instead of borrowing to the hilt, maintain a buffer to avoid margin calls during spells of market volatility

FY26 ITR filing: How to choose the ITR form that best reflects your income

Taxpayers should carefully match their income profile with the applicable ITR form, as filing returns in the wrong form could lead to defective returns or tax notices

One more REIT now available, but are they the right instrument for you?

Interest rate cycle affects the attractiveness of REITs; a longer horizon is essential to overcome its impact

High gold prices boost exchange schemes: What customers must know

India's gold recycling market is expanding rapidly as rising prices push households to exchange old jewellery, but customers must watch for purity checks, deductions and opaque valuation practices

Understand legal and financial risks before becoming a joint account holder

Use joint accounts only where shared access is genuinely needed; do your due diligence before joining

Benefits, pitfalls of maternity cover you should be aware of before buying

Watch out for sub-limits and waiting periods that often accompany this cover

What NPS' new asset allocation, withdrawal options mean for you

Surrender of annuity will be allowed only if it meets the terms of the contract

SC's benami ruling: What families can do if ownership comes under scrutiny?

Check who actually paid for the property and whether the payment trail matches the registered owner

Contra funds: Can you weather the long periods of underperformance?

Make sure the fund manager does not abandon this strategy in a bull run

After run-up in precious metals, what steps should investors take?

Rebalance away from gold and silver and towards equity and debt

Pharma, healthcare funds are in recovery mode. Should you enter them now?

Hold existing investments if you have a long horizon; book partial profits if exposure exceeds 10 per cent

NSE's Electronic Gold Receipts: What needs to be checked before investing

Costs, liquidity, and the mechanism for conversion to physical gold are aspects you must understand before taking the plunge

Treat these novel strategies as diversifiers, not as core holdings

Treat SIFs as satellite holdings, not replacements for core mutual fund holdings, as management and threshold compliance risks remain

Why you should have a separate health corpus to tackle rising medical costs

Rising medical costs and insurance gaps make building a dedicated health corpus essential for long-term financial security

Corporate fixed deposits: Use laddering strategy to tackle rate uncertainty

Chasing high returns by investing in lower-rated instruments could result in loss of principal

Home insurance: Do not alter fire-damaged property before insurer survey

Preserve evidence of damage by taking photographs or videos