Guide To Personal Finance

Taxpayers should carefully match their income profile with the applicable ITR form, as filing returns in the wrong form could lead to defective returns or tax notices

From handcrafted Kashmiri silk carpets to contemporary abstract rugs, Indian homeowners are increasingly investing in statement floor pieces that blend craftsmanship, comfort and personal style

With equity markets under pressure amid the West Asia conflict and interest rates expected to remain steady, fixed deposits are regaining appeal among low-risk investors

Those investing now should stagger their investments and enter with a long-term horizon

If you are a conservative investor who invests primarily in bank fixed deposits but wants to boost your returns by 1-2 percentage points, consider investing in a corporate fixed deposit

With cancer treatment costs rising, insurers are offering specialised plans that provide staged payouts, long-term financial protection and support across diagnosis and recovery

The best way to optimise benefits is to keep multiple cards and use the one offering highest rewards for each spending category

With flight disruptions rising amid geopolitical tensions, travellers must check insurance coverage, exclusions, and claim conditions carefully before heading abroad this summer

From curated plant corners to designer planters, indoor greenery is emerging as a symbol of wellness, design sensibility, and understated luxury in India's high-end urban homes

With rising car prices and growing EV push, loans are helping buyers manage costs by spreading payments over manageable tenures aligned with monthly income

Repay loans on time, keep credit utilisation below 30%, and avoid too many applications within a short period

A personal loan can be very useful in a sudden funds crunch, but may carry higher interest rates due to the higher risk it carries

Second homes across India are increasingly seen as income assets, with buyers balancing lifestyle aspirations and rental yields amid rising demand for managed villas and short-term stays

Holding gold and global assets can help Indian investors hedge against rupee depreciation, manage inflation risks, and meet dollar-denominated goals such as overseas education and travel

Diversify internationally, continue SIPs in equity funds, and move towards medium and shorter-duration debt funds

Senior citizens get a slightly higher rate of interest on fixed deposits across public and private banks, as well as NBFCs

Indian art is moving beyond aesthetics into portfolios, as wealthy investors seek diversification, cultural capital, and long-term value in an asset class once seen as niche

Taxpayers must be able to distinguish between matters where the old tax law still applies and those where the new one does

As LPG shortages disrupt kitchens amid West Asia tensions, induction cooktops are gaining ground. Here's a practical guide to choosing the right model for Indian cooking needs

Rising crude oil prices amid tensions in West Asia could affect inflation and the RBI's rate trajectory. Borrowers may consider locking in home loan rates before the financial year ends