Guide To Personal Finance

Holding gold and global assets can help Indian investors hedge against rupee depreciation, manage inflation risks, and meet dollar-denominated goals such as overseas education and travel

Diversify internationally, continue SIPs in equity funds, and move towards medium and shorter-duration debt funds

Senior citizens get a slightly higher rate of interest on fixed deposits across public and private banks, as well as NBFCs

Indian art is moving beyond aesthetics into portfolios, as wealthy investors seek diversification, cultural capital, and long-term value in an asset class once seen as niche

Taxpayers must be able to distinguish between matters where the old tax law still applies and those where the new one does

As LPG shortages disrupt kitchens amid West Asia tensions, induction cooktops are gaining ground. Here's a practical guide to choosing the right model for Indian cooking needs

Rising crude oil prices amid tensions in West Asia could affect inflation and the RBI's rate trajectory. Borrowers may consider locking in home loan rates before the financial year ends

If an insurer wants to deny a claim based on an exclusion, it must provide clear evidence that the incident falls under that exclusion

If you are a conservative investor who invests primarily in bank fixed deposits but wants to boost your returns by 1-2 percentage points, consider investing in a corporate fixed deposit

Annuities show that a 60-year-old couple needs a total of Rs 12 crore to be able to live in a two-bedroom apartment in Bangalore during retirement

Senior citizens get a slightly higher rate of interest on fixed deposits across public and private banks, as well as NBFCs

New investors should consider them for risk reduction, stability and disciplined allocation, not return-chasing

NRIs' overseas health plans may not be accepted in Indian hospitals since they may not have the relevant tie-ups; for such contingencies, it is best to take a local travel health

Learn how grace periods, reduced paid-up options and revival rules work

Partial withdrawal norms for NPS accounts rationalised; annuity mandate at retirement relaxed for smaller balances

Festival season rail travellers can save on return tickets with IRCTC's new scheme, but the offer applies only if you meet the booking rules and travel dates

'Filing a wrong ITR doesn't just stall refunds, it can trigger penalties and scrutiny if not fixed,' warns a tax expert

Group insurance from banks may be affordable and easy to onboard but customers must watch for coverage limits, exclusions, and renewal risks before signing up

Customers may face service interruption if they don't sign agreement after multiple deadline extensions

Instead of chasing past returns, choose a fund with papers of high credit quality