Your Money

The Supreme Court has clarified that property inherited by a father under Section 8 of the Hindu Succession Act is his individual property, giving children no automatic birthright to it.

Set clear refund terms, keep evidence of the property's condition and challenge unjustified deductions

Understand which covers are mandatory and weigh the risks of dropping an optional protection

Prioritise repayment of secured and high-cost loans, and consider refinancing or consolidation to cut interest costs

A consumer commission ruling against Union Bank highlights how customers can protect locker valuables through proper documentation, surrender acknowledgements, insurance and timely complaints.

Crypto exchange hacks highlight risks to investors, who should check platforms' security, insurance and reimbursement policies and keep long-term holdings in personal wallets.

Record each gift's amount and occasion, establish the relationship and keep evidence of the donor's means

Sebi's move to make direct mutual fund plans the default on fund houses' digital platforms puts the spotlight on costs, but investors must weigh lower fees against the value of ongoing advice.

Sector funds can deliver strong returns during market rallies, but investors must weigh concentration risk, high valuations and volatility before investing.

As passive investing grows, new investors must choose between low-cost index funds and the higher-fee promise of active management

International equities allows investors to hedge against concentration risk, capture emerging growth themes

Planning your finances before quitting your job can mean the difference between a liberating life break and monetary crisis

Beyond chasing historical performance, building long-term wealth requires matching mutual funds to your time horizon, risk tolerance, investment goal.

Retail investors diversifying into global markets should consider the impact of geopolitical events

Building a personal cover early secures low premiums, covers waiting periods and ensures lifelong protection

Why one-size-fits-all risk profiling fails and how partitioning your portfolio protects your money

A blueprint for protecting your capital and structuring low-risk investments to ensure your house deposit is ready on closing day

Without the correct paperwork, a savings account or a demat portfolio can become legally inaccessible

Read the policy wording and understand the sub-limits and network-related issues before purchasing the policy

Higher US real yields, a stronger dollar, weak investment demand and industrial concerns have pressured silver, though experts remain cautiously positive over the medium term