Your Money

Check post-tax returns, and preferably hold till maturity to reduce interest-rate risk

Compare nearby projects, negotiate the overall deal and not just the base price, and choose developers with strong delivery records to secure better value

If you must sign to get possession from the developer, record in writing that you are accepting possession without prejudice to your right to seek compensation

Keep the core allocation in short- to medium-duration funds; match fund maturity with financial goals

Multi-year health insurance plans offer premium stability and upfront discounts, but buyers should weigh flexibility, portability and future healthcare needs

After a sharp rebound in recent months, smallcap funds are back in favour. Experts weigh the opportunities, risks and suitability for different investors

Succession-related issues can add to the difficulty. Legal heirs often need multiple documents. Coordinating several heirs can be difficult

Check the maturity date, glide path, costs, tax treatment and exit load before investing

As their status changes from NRI to RNOR and then to ROR, both their tax and disclosure obligations change

If you give greater priority to flexibility, then opt for a term insurance plan

Check the final payable amount, remove pre-ticked add-ons, and preserve screenshots if you need to complain

While active smallcap funds have traditionally outperformed benchmarks, passive and smart-beta options offer lower costs and diversified exposure. The choice depends on investor preference and convict

Demand proper notices, written authorisation, and a possession inventory before surrendering your vehicle

Equity savings funds usually suffer much lower drawdowns than pure equity funds

Make sure to match Form 16 with AIS and Form 26AS, choose the correct ITR form, and compare tax regimes before filing

The CBDT has identified six categories of taxpayers for mandatory complete scrutiny in FY27. Understanding the triggers can help taxpayers stay prepared

Check back-test and live-trading data, drawdowns, and net-of-cost returns before you adopt an algo

Before filing ITRs, salaried taxpayers should reconcile Form 16 and Form 16A with AIS, Form 26AS and personal records to avoid errors and notices

While selecting one, check the safeguards and the tax-reporting support offered by it

Existing investors should book partial profits if overweight; new ones should build exposure in a staggered manner