Your Money

Do not skip crucial provisions of the agreement that have a bearing on your interests

If you are underweight, continue with systematic purchases

The outflows were due to liquidity tightness and consequent rise in yields, not due to a deterioration in the category's risk-return profile

If your claim was genuine, submit documents to back it up

New investors should consider them for risk reduction, stability and disciplined allocation, not return-chasing

The earlier defence that misconduct was the agent's independent act may not work in the future

Customers must stay vigilant and avoid falling prey as mis-selling is not easy to prove

In the tax return forms, more data will come pre-filled, but it should be verified against your own records to avoid mismatches

Regular money talks, setting up joint goals, and regular reviews can help couples stay aligned

For the title to be clean, there should be an unbroken chain of registered documents, with the latest in the seller's name

IT funds have declined sharply amid AI-led disruption fears. Experts advise investors to avoid panic exits or aggressive dip-buying and adopt a staggered approach

A recent Supreme Court ruling reinforces that developers and service providers must prove profit-first motive before denying consumer status

These funds carry valuation risk and can lag during speculative phases of bull markets

The scheme's key drawback is the low monetary thresholds of Rs 1 crore and Rs 5 crore, which limit participation

Bear in mind that substantial changes in a revised return can invite closer examination by tax authorities

The proposal extends relief from penalty and prosecution in misreporting cases, but taxpayers must forgo the right to appeal and carefully weigh the strength of their case

They offer the sweet spot of reasonably attractive yields without excessive interest-rate risk

These schemes invest in high-dividend stocks to cushion downside volatility, but they can underperform growth-oriented equity funds during strong bull market phases

New investors should enter gradually, invest with a 5-10 year horizon, and cap exposure at 5-7 per cent of the portfolio

Scrutiny may extend to other assessment years if disclosures suggest a pattern of non-compliance