They can build a retirement corpus through NPS Tier-I, with equity, debt and government securities offering investment choices based on risk and retirement goals
Balanced hybrid funds maintain 40-60 per cent allocations to both equity and debt, offering moderate-risk investors diversification and rule-based rebalancing
Pensioners living abroad can avoid travelling to India for annual life certificate submission through digital, bank, embassy and authorised agent routes.
Investors should restrict margin trading facility use to liquid stocks, maintain adequate cash buffers for margin calls, and avoid excessive leverage during periods of market stress