Your Money

Flood-damaged home? Know what insurance policy covers and how to claim

Check sub-limits and exclusions, document damage promptly, and avoid permanent repairs before inspection

Updated On: 14 Aug 2026 | 9:59 PM IST

Rs 1,322 cr leaves Largecaps in July. Is Investor Money Moving to Midcaps?

Investors are rebalancing within equity portfolios rather than making a wholesale shift towards defensive assets, says CEO of Anand Rathi Wealth

Updated On: 14 Aug 2026 | 3:41 PM IST

NPS for NRIs: Investment options, account rules and repatriation explained

They can build a retirement corpus through NPS Tier-I, with equity, debt and government securities offering investment choices based on risk and retirement goals

Updated On: 13 Aug 2026 | 3:18 PM IST

Family wins Rs 75,000 claim after train berth was taken over by crowd

A family's reserved berths were occupied amid severe overcrowding. Consumer commission awarded Rs 50,000 compensation plus Rs 25,000 litigation costs

Updated On: 13 Aug 2026 | 7:57 AM IST

Balanced hybrid MFs suit moderate-risk investors with five-year horizon

Balanced hybrid funds maintain 40-60 per cent allocations to both equity and debt, offering moderate-risk investors diversification and rule-based rebalancing

Updated On: 12 Aug 2026 | 8:03 PM IST

New EPFO rules: How much can subscribers withdraw for emergencies?

EPFO has eased partial withdrawal rules, with members able to access up to 75% of their balance for emergencies, unemployment and housing needs

Updated On: 12 Aug 2026 | 2:19 PM IST

No India trip needed: 4 ways NRI pensioners can submit life certificate

Pensioners living abroad can avoid travelling to India for annual life certificate submission through digital, bank, embassy and authorised agent routes.

Updated On: 12 Aug 2026 | 12:37 PM IST

Buying property? Check rental yield to avoid overpaying, assess fair value

Besides a high current yield, it is also crucial to assess whether it will sustain

Updated On: 11 Aug 2026 | 10:45 PM IST

Delhi HC on PPF: Can a parent withdraw money from a child's account?

Court says a parent cannot use a child's PPF corpus to meet maintenance obligations, ordering its full restoration with interest.

Updated On: 11 Aug 2026 | 4:50 PM IST

Is UPI ending free payments? Here's what Finance Minister Sitharaman said

UPI users won't pay a transaction fee for now, but a proposed MDR framework could change how some merchant payments work.

Updated On: 11 Aug 2026 | 11:18 AM IST

Hit by an uninsured vehicle? Here's how you can claim compensation

Collect evidence at accident site, file FIR, avoid hasty settlements, and file MACT claim against driver and registered owner

Updated On: 10 Aug 2026 | 6:07 PM IST

Recovery calls, agent visits, phone locks: Experts explain RBI's new rules

RBI loan recovery New rules: 'Recovery finally has a paper trail': Experts on RBI's new curbs on calls, agent visits, harassment and phone locking

Updated On: 10 Aug 2026 | 5:19 PM IST

HDFC Bank cuts MCLR by 5 bps: Cheaper loans ahead? Here's who benefits

HDFC Bank has lowered MCLR by 5 bps across most tenures, but the benefit may not reach all borrowers or reduce EMIs immediately

Updated On: 10 Aug 2026 | 1:44 PM IST

Eyeing SSY's 8.2% interest? NRI parents face this key eligibility rule

Sukanya Samriddhi offers tax-free returns, but NRIs face strict residency rules when opening an account

Updated On: 10 Aug 2026 | 1:01 PM IST

Using MTF? Keep sufficient cash for margin calls, avoid forced selling

Investors should restrict margin trading facility use to liquid stocks, maintain adequate cash buffers for margin calls, and avoid excessive leverage during periods of market stress

Updated On: 09 Aug 2026 | 10:39 PM IST

Increasing your credit card limit is a risk and reward: How to do it safely

Treating a higher limit as extra income rather than a deferred payment is a dangerous habit

Updated On: 09 Aug 2026 | 3:30 PM IST

Block card, inform bank, reset passwords: What to do after financial fraud

Call 1930 and file a complaint on the official cybercrime portal

Updated On: 09 Aug 2026 | 1:30 PM IST

Credit card payment: How does it work, how safe is it and what does it cost

The feature is faster than a regular card swipe and safer than the old magnetic strip cards

Updated On: 09 Aug 2026 | 11:30 AM IST

What is financial freedom and how to achieve it without making mistakes

It is a milestone where you have accumulated enough in your investment accounts to fund your retirement age

Updated On: 09 Aug 2026 | 9:30 AM IST

What is prepayment of a loan, and when is it worth considering the option

Deciding whether prepayment is good for your financial situation requires comparing the return against your alternative investment options

Updated On: 09 Aug 2026 | 7:30 AM IST