Your Money

While existing investors should do partial rebalancing, new investors should enter in a staggered manner

A high credit score is critical as it enables the borrower to secure the new loan at an attractive rate

After a bumper run in 2025, silver's long-term case remains intact, but experts warn investors to brace for volatility and moderate returns as global conditions evolve

If you file an updated return later, you will have to pay interest and additional tax, and will not be able to claim refunds

Temporary underperformance could be due to the fund manager's investment style not being favoured by the market currently; wait out such phases

Small deviations may be corrected by directing more money into underperforming assets like debt and equities

Factoring in only domestic inflation could lead to a shortfall

Choose them for their strong wealth creation potential and short lock-in period, especially if you remain on the old tax regime, but don't judge them on past-year returns alone

Taxes on capital gains and dividends are paid at the fund level; investors do not pay

Policies typically reimburse cancellations for reasons such as medical emergencies, death of an immediate family member, or natural disasters

Follow this complaint escalation path: Bank's grievance cell, ombudsman, consumer commission, and then civil or criminal court

Debt-oriented fund-of-funds, like income-plus-arbitrage funds and arbitrage funds are good options for debt fund investors

With waiting periods and sub-limits, experts advise early planning and careful policy checks to manage delivery expenses

Tax department warns of penalties, details how to revise returns by December 31 deadline

Overstating income or injuries, false implication, or missing hearings and notices can result in rejection

New investors entering now should be cognisant of high volatility, regulatory risks and cybersecurity threats

Multi-asset allocation funds offer diversification across equities, debt and commodities with tax-efficient rebalancing, but they can lag pure equity funds during strong bull markets, experts say

New investors should take limited exposure with long horizon

Understand exclusions, waiting periods, survival period requirements, and claim triggers before purchase

Maintain allocation to these higher-growth segments because of their potential to offer superior returns over the long term