Having scaled new heights in 2018, fintechs face a tectonic shift in future

As the year of the dog melts into the year of the pig, you will see more drama in the digital space

In the Chinese Zodiac, 2018 is the year of the dog. So how different has it been from the preceding one, which in the Middle Kingdom's belief system, was about the rooster? Well, you might be inclined to believe that it was largely a case of a dog's breakfast, but in reality there was a lot to crow about on the digital front. 
 

Take ICICI Bank's "Trade Online". It eliminates the need for physical documentation for export-import transactions. You can digitally issue letters of credit, bank guarantees, collect bills, disburse export credit, and make payments against imports. The platform has