 "Raghu Mohan")
Raghu Mohan
Raghu Mohan
Raghu Mohan has been a journalist since 1993, with a distinguished career spanning three decades. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist. His past experiences include stints at The Financial Express, Business India, and Businessworld.
Raghu Mohan has been a journalist since 1993, with a distinguished career spanning three decades. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist. His past experiences include stints at The Financial Express, Business India, and Businessworld.
Raghu Mohan
Forex agents' industry body seeks Fema clarity on forex correspondent model
Money changers say ambiguity over the principal-agent framework, liability and compliance could delay the rollout of the new forex correspondent category
 "Forex agents' industry body seeks Fema clarity on forex correspondent model")
Business beyond hugs and handshakes: Bank-fintech ties enter a new phase
The bank-fintech partnership is undergoing a structural shift as governance premium takes top billing
 "Business beyond hugs and handshakes: Bank-fintech ties enter a new phase")
Banks priority sector lending models may need a rethink, says SBI report
With banks comfortably exceeding lending targets and PSLC trading surging, experts say the RBI may need to revisit the priority sector lending framework to better serve financial inclusion goals
 "Banks priority sector lending models may need a rethink, says SBI report")
Sa-dhan rolls out capacity-building programme to strengthen smaller MFIs
The initiative aims to improve governance and operations as smaller MFIs say access to bank funding remains constrained
 "Sa-dhan rolls out capacity-building programme to strengthen smaller MFIs")
Going green for planet blue: Sustainable finance returns to lenders' agenda
As India finalises its climate finance taxonomy, banks are expanding green lending while experts call for deeper capital pools and stronger disclosure norms
 "Going green for planet blue: Sustainable finance returns to lenders' agenda")
BCRC seeks grandfathering as RBI's BC recertification rule nears rollout
BCRC says forcing already certified business correspondents to take advanced IIBF certification may trigger exits as RBI's new rule takes effect on July 1, 2026
 "BCRC seeks grandfathering as RBI's BC recertification rule nears rollout")
Time for lenders to rethink MSME credit beyond collateral-based models
Financial institutions must pivot towards cashflow tracking and unified digital networks to unlock funding for small businesses
 "Time for lenders to rethink MSME credit beyond collateral-based models")
Life insurance premium growth slows as LIC's momentum eases in May
Industry premium growth moderated to 5.1 per cent in May as group single premiums normalised and LIC's growth slowed, though private insurers continued to gain market share
 "Life insurance premium growth slows as LIC's momentum eases in May")
High logistics costs, static interchange fees lead to ATM cash shortages
Stakeholders discuss how to break the logjam at ATMs
 "High logistics costs, static interchange fees lead to ATM cash shortages")
DFS asks banks for details on ATM cash crunch as shortages raise alarms
The government has sought urgent feedback from banks on reported ATM cash replenishment issues amid concerns over cash availability and service disruptions
 "DFS asks banks for details on ATM cash crunch as shortages raise alarms")
ATM industry calls for cash-recycler interoperability as costs rise
ATM operators and manufacturers are urging banks to activate cash-recycler interoperability, saying it can improve efficiency and help reduce mounting cash logistics and operating costs
ATMs running out of cash, IBA alerted over service disruption risks
ATM loading may be hit, affecting DBT beneficiaries
 "ATMs running out of cash, IBA alerted over service disruption risks")
Fault lines are deepening in ATM business as operational issues mount
Rising wage and logistics costs are exposing long-standing stress points in India's ATM ecosystem, prompting calls for a rethink of interchange fees
Credit score models are undergoing a transformation: Subhankar Mishra
More frequent credit bureau updates are reshaping underwriting, helping lenders curb loan stacking and assess borrowers with greater precision
 "Credit score models are undergoing a transformation: Subhankar Mishra")
ATM interchange fee may be indexed to WPI; NPCI likely to take up matter
NPCI may review ATM interchange fees and link charges to WPI as rising operating costs put pressure on India's ATM ecosystem
BC body pitches for IBA-led reforms for fast-growing banking channel
BCRC has sought an IBA standing committee to address BC remuneration, penalties, grievance redressal, and customer service standards under the RBI's draft framework
 "BC body pitches for IBA-led reforms for fast-growing banking channel")
Fintechs set to take fresh guard as reality comes to bite the sector
With funding tightening and regulators increasing scrutiny on risk, firms must move past the growth-at-all-costs model to survive
 "Fintechs set to take fresh guard as reality comes to bite the sector")
MSME GNPA ratio falls to 3.3% by Sep. 2026, but further decline unlikely
CareEdge said MSME asset quality improved significantly from FY20 levels, though global trade disruptions, rising costs and export-linked risks could weigh on future loan performance
 "MSME GNPA ratio falls to 3.3% by Sep. 2026, but further decline unlikely")
ATM cassette-swap rollout delayed again as banks go big on cash recyclers
Banks are deploying more cash recycling machines that allow deposits and withdrawals, reducing reliance on standalone ATMs and slowing the transition to cassette-swap cash loading systems
 "ATM cassette-swap rollout delayed again as banks go big on cash recyclers")
The gap between banks and fintechs is narrowing, says Rishi Verma
AI is narrowing the gap between banks and fintechs, driving faster decisions, better risk management and a convergence of scale, agility and trust
 "The gap between banks and fintechs is narrowing, says Rishi Verma")