Business Standard

Raghu Mohan

Raghu Mohan

Raghu Mohan

Raghu Mohan has been a journalist since 1993, with a distinguished career spanning over three decades. His past experiences include notable stints at The Financial Express, Business India, and Businessworld. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting expertise, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist.

Raghu Mohan has been a journalist since 1993, with a distinguished career spanning over three decades. His past experiences include notable stints at The Financial Express, Business India, and Businessworld. He specialises in banking and finance, with a particular emphasis on the regulatory aspects of these fields. In addition to his reporting expertise, he has also successfully managed special projects and events for the publications he has worked with, showcasing his versatility and skill as a journalist.

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Raghu Mohan

Bumps on MFI road: Microfinance biz turns cautious as delinquencies rise

Business correspondents have helped deepen banking penetration in the nearly two decades they have been around. Can they play a role on the field for MFIs?

Bumps on MFI road: Microfinance biz turns cautious as delinquencies rise
Updated On : 03 Nov 2024 | 9:25 PM IST

Group representing business correspondents seeks regulatory status

Self-regulatory organisation status for business correspondents will improve governance, bring in investments

Group representing business correspondents seeks regulatory status
Updated On : 01 Nov 2024 | 4:39 PM IST
Updated On : 23 Oct 2024 | 12:11 AM IST

SBI to outsource running of 40% of onsite ATMs, marking largest such order

Lender to issue proposal in 45 days, had 63,580 such machines in FY24

SBI to outsource running of 40% of onsite ATMs, marking largest such order
Updated On : 22 Oct 2024 | 12:02 AM IST

Proposal to reshape India's money-changing industry hits a roadblock

Central bank called for industry to have forex correspondents but there has been no progress

Proposal to reshape India's money-changing industry hits a roadblock
Updated On : 21 Oct 2024 | 12:24 AM IST

Why has RBI again cautioned NBFCs not to cross regulatory redlines

The focus is on unsecured retail lending by shadow banks, according to experts

Why has RBI again cautioned NBFCs not to cross regulatory redlines
Updated On : 20 Oct 2024 | 10:20 PM IST

RBI nudges fintechs to consider granting same-day loans to street hawkers

Loans are repaid within 24 hours and seek to bolster financial inclusion at the bottom of the pyramid

RBI nudges fintechs to consider granting same-day loans to street hawkers
Updated On : 11 Oct 2024 | 11:08 PM IST

Group representing business correspondents seeks raise, writes to govt

Model is critical for financial inclusion but commissions have not been revised 'in a decade'

Group representing business correspondents seeks raise, writes to govt
Updated On : 11 Oct 2024 | 10:53 PM IST

Money in the bank: Debate over cash reserve ratio's utility grows

Indians are flocking to invest in stocks, putting pressure on banks which need to strike a balance between deposits and loans

Money in the bank: Debate over cash reserve ratio's utility grows
Updated On : 06 Oct 2024 | 9:15 PM IST

Self-regulatory organisation for fintechs set to change membership profile

FACE's membership may expand to 180 from 80 as it diversifies and becomes more inclusive

Self-regulatory organisation for fintechs set to change membership profile
Updated On : 04 Oct 2024 | 11:31 PM IST

Boots on the ground: Businesses correspondent model needs mending

The business correspondent channel for financial inclusion is calling for a pay raise, investments and an end to penalties

Boots on the ground: Businesses correspondent model needs mending
Updated On : 22 Sep 2024 | 10:42 PM IST

RBI seeks granular data from NBFCs, wants to check lending standards

Purpose is also to check if interest rates being charged are in line with far practices code

RBI seeks granular data from NBFCs, wants to check lending standards
Updated On : 15 Sep 2024 | 11:50 PM IST

Education loan book of NBFCs to cross Rs 60,000 cr but growth slowing

Lenders have reduced exposure to those studying in Canada to 15 per cent in FY24

Education loan book of NBFCs to cross Rs 60,000 cr but growth slowing
Updated On : 13 Sep 2024 | 5:54 AM IST

Unified Lending Interface likely to move from Mint Road's hub to new entity

Commercial banks to be stakeholders in NPCI-like body

Unified Lending Interface likely to move from Mint Road's hub to new entity
Updated On : 10 Sep 2024 | 11:36 PM IST

Lending takes turn for U: How new credit platform can be a game changer

Moving pieces need to be synchronised for Unified Lending Interface to work

Lending takes turn for U: How new credit platform can be a game changer
Updated On : 08 Sep 2024 | 9:27 PM IST

NBFCs may soon join technology credit wave on UPI-like innovation

RBI likely to allow access to both legacy, fintech NBFCs

NBFCs may soon join technology credit wave on UPI-like innovation
Updated On : 01 Sep 2024 | 11:04 PM IST

MSME cash flows can be erratic; lenders must know: Flexiloans.com's Jain

We don't set up physical branches, and this allows us to reach more locations compared to the larger banks and NBFCs, he says

MSME cash flows can be erratic; lenders must know: Flexiloans.com's Jain
Updated On : 25 Aug 2024 | 9:24 PM IST

Shaping a better tomorrow: Loan distribution set for major overhaul

The Financial Stability Report of June 2024 has it that delinquency levels among borrowers with personal loans below Rs 50,000 remain high

Shaping a better tomorrow: Loan distribution set for major overhaul
Updated On : 25 Aug 2024 | 9:19 PM IST

Fintechs asked to sign up on financial cyber fraud reporting portal

To also appoint a nodal officer to attend to customer grievances and engage with law-enforcement agencies to prevent fraud

Fintechs asked to sign up on financial cyber fraud reporting portal
Updated On : 16 Aug 2024 | 10:49 PM IST

Idea behind SROs is not to make them more regulatory: Anish Mashruwala

The idea of SRO is not to make it more regulatory but it's more decentralisation from the regulator to allow a larger sense of how a particular product in the industry should develop, he says

Idea behind SROs is not to make them more regulatory: Anish Mashruwala
Updated On : 11 Aug 2024 | 9:34 PM IST