Health insurance coverage up in India but not robust yet, says NFHS

In case of illness, households tilt slightly in favour of the public sector in seeking care compared to the private sector

Health Insurance, Covid insurance

The insurance coverage is slightly higher in rural areas (42 per cent) than in urban areas (38 per cent).

Ritwik Sharma New Delhi
A little over two-fifths, or 41 per cent, of households in India have at least one individual covered by a health insurance plan or health scheme, according to the recently released National Family Health Survey-5 (NFHS-5). The fifth edition of the survey, the data of which pertains to 2019-21, shows a significant improvement in health insurance coverage in the country despite it remaining far from satisfactory.

According to the NFHS-4, just 29 per cent households had at least one member covered under health insurance or health scheme as of 2015-16.

The latest report suggests that only 30 per cent of women aged 15-49 and 33 per cent of men in the age group are covered by health insurance or a health scheme.

First Published: May 14 2022 | 06:07 AM IST

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