Loan Against Property (LAP) can be taken against a property you own – residential or commercial. You can get a loan of up to 65 per cent of the value of your property, for a maximum tenure of 15 years. Both self-employed and salaried employees can avail of it. There should be no existing loan against the property.
You can take the full loan amount as a lump sum and repay it as an EMI, or take it as an overdraft account. LAP is a secured loan. Its interest rate is lower than on a secured loan, such as a personal loan. Take LAP to ...
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