An important benefit of a personal loan is that it offers a fixed repayment schedule and a fixed interest rate. It works for those who need to borrow money, wants to know, and set aside monthly payment ahead of time and don't want any surprises of larger-than-usual EMI along the way.
If you have a significant expense and need time to pay off over several years, a personal loan is a good option as it gives you a tenure of five years. If you have substantial high-interest debt, like a couple of credit cards debt, and you want to consolidate this high-interest debt ...
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