Arogya Sanjeevani: A straightforward, reasonably priced health plan

If you already have an insurance policy, opt for super top-up to enhance the sum assured

The Insurance Regulatory and Development Authority of India (IRDAI) has asked all general and health insurance companies to offer a standard health cover called Arogya Sanjeevani. Says Gurdeep Singh Batra, head-retail underwriting, Bajaj Allianz General Insurance: “It’s a straightforward policy, has easy wordings, is easy to understand, and comes with a good coverage at a reasonable price.”

This policy offers standard coverage, Texclusions, and limitations across companies. Only pricing, based on the claim ratios of various companies, will be different.

Building trust among customers: Experts believe this is an excellent initiative by the regulator that will help bridge the trust