Still have 80D limit? Avail of deduction on health check-up, say experts

To make use of Section 80DDB deduction, get a specialist's certification

Most taxpayers are aware of the deductions they can avail of by investing in a variety of tax-saving instruments. Many, however, may not know that tax deductions are also available on the health care expenses incurred during the fiscal year.

The most well-known tax deduction is available under Section 80D on health insurance premiums. Both individuals and Hindu Undivided Families can claim it. The deduction is applicable on a policy bought for spouse and dependent children or parents. Premiums paid for top-up health plans and critical illness plans are also eligible.

The maximum deduction allowed in a fiscal year is