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Amit Kumar

Amit Kumar

Amit Kumar

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.

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Page 49 - Amit Kumar

Delhi has best credit score; Pune, Kerala & Chandigarh follow: Study

Online survey by Paisabazaar shows rising awareness among Indians about credit health

Delhi has best credit score; Pune, Kerala & Chandigarh follow: Study
Updated On : 20 Aug 2025 | 2:40 PM IST

Invest Rs 21,000 to earn Rs 20 lakh monthly? Viral videos of FM are fake

Digitally manipulated clips mark another instance of cybercriminals trying to defraud people

Invest Rs 21,000 to earn Rs 20 lakh monthly? Viral videos of FM are fake
Updated On : 20 Aug 2025 | 12:19 PM IST

Family discretionary trusts: A shield for wealth, debt, and divorce

Once seen as a tool for the ultra-rich, family discretionary trusts are now helping more Indians protect assets, plan succession and avoid family disputes.

Family discretionary trusts: A shield for wealth, debt, and divorce
Updated On : 18 Aug 2025 | 4:43 PM IST

Premium cost, add-ons: Things to know when taking parents' health insurance

Choosing health cover for parents? Experts explain premiums, riders and the pitfalls that can leave families underinsured

Premium cost, add-ons: Things to know when taking parents' health insurance
Updated On : 18 Aug 2025 | 4:26 PM IST

When can you tap into your PF savings? EPFO withdrawal rules explained

From job loss to medical bills or marriage, know when and how much you can withdraw from your provident fund without hurting your retirement savings

When can you tap into your PF savings? EPFO withdrawal rules explained
Updated On : 18 Aug 2025 | 2:13 PM IST

Scammers are watching! Think before sharing your screen on WhatsApp

A new scam is tricking WhatsApp users into screen sharing, giving fraudsters access to bank accounts and wallets. OneCard issues an urgent advisory

Scammers are watching! Think before sharing your screen on WhatsApp
Updated On : 18 Aug 2025 | 1:37 PM IST

Holiday on 15, 16 August: Banks shut for Independence Day, Janmashtami

Bank Holiday: With Independence Day and Janmashtami falling back-to-back, many states face a three-day bank closure. Here's what's open, what's shut, and how you can plan your transactions.

Holiday on 15, 16 August: Banks shut for Independence Day, Janmashtami
Updated On : 15 Aug 2025 | 3:41 PM IST

EPFO rule change: easier Aadhaar-UAN link, faster payouts for families

EPFO's recent rule tweak promises hassle-free Aadhaar-UAN linking and quicker PF claim settlements, bringing faster relief to members and families in need.

EPFO rule change: easier Aadhaar-UAN link, faster payouts for families
Updated On : 15 Aug 2025 | 3:04 PM IST

UPI 'collect requests' to end from October: here's how it changes payments

UPI New Rule form October: From October 1, you won't be able to send UPI collect requests to friends or family. Here's why NPCI is stopping the feature and what it means for your day-to-day payments.

UPI 'collect requests' to end from October: here's how it changes payments
Updated On : 15 Aug 2025 | 2:51 PM IST

Car loans start from 7.6% in August: Check fee waivers & bank deals here

Car Loan rate in August: EMIs ease for new car buyers this month as some banks cut rates to 7.6% and waive fees; festive offers and concessions could save you thousands on upfront costs.

Car loans start from 7.6% in August: Check fee waivers & bank deals here
Updated On : 15 Aug 2025 | 2:45 PM IST

Instant e-PAN to go offline for two days next week:Here's the impact on you

The I-T department's free Aadhaar-based PAN service will be down from Aug 17-19 for maintenance, potentially delaying new PAN allotments and updates

Instant e-PAN to go offline for two days next week:Here's the impact on you
Updated On : 15 Aug 2025 | 2:44 PM IST

FASTag annual pass goes live: Here's how to get yours and save up to ₹17000

FASTag annual pass is now live at Rs 3,000 for 200 trips, helping private car owners save up to Rs 17,000 a year on highway tolls. Here's who can apply and how to get it.

FASTag annual pass goes live: Here's how to get yours and save up to ₹17000
Updated On : 15 Aug 2025 | 2:27 PM IST

Home loan rates stable in August: Public banks at 7.35%, private at 7.70%

Public lenders like Union Bank and Bank of India offer the month's lowest home loan rates at 7.35%, while most private banks start higher

Home loan rates stable in August: Public banks at 7.35%, private at 7.70%
Updated On : 14 Aug 2025 | 5:37 PM IST

Sharing your credit card for rewards? It could trigger a tax headache

A student's Rs 24 lakh spend for friends' big buys has landed them on the tax radar. Experts warn such cashback chasing can invite scrutiny, penalties, and even legal trouble.

Sharing your credit card for rewards? It could trigger a tax headache
Updated On : 14 Aug 2025 | 4:57 PM IST

SBI to charge for big online IMPS transfers from Aug 15: How banks compare

Small online IMPS transfers stay free, but higher slabs will now attract charges; here's how SBI's revised rates stack up against other major banks

SBI to charge for big online IMPS transfers from Aug 15: How banks compare
Updated On : 14 Aug 2025 | 2:23 PM IST

IRCTC offers 20% off return fares for Diwali travel: Here's the fine print

Festival season rail travellers can save on return tickets with IRCTC's new scheme, but the offer applies only if you meet the booking rules and travel dates

IRCTC offers 20% off return fares for Diwali travel: Here's the fine print
Updated On : 14 Aug 2025 | 1:39 PM IST

E-20 compliance and insurance claim: Here's what you need to know

People are raising concerns around E20 non-compatible vehicles, like poor mileage. Experts say that insurers too could reject or cut claims if engine damage is linked to the fuel.

E-20 compliance and insurance claim: Here's what you need to know
Updated On : 11 Aug 2025 | 5:24 PM IST

RBI leaves it to banks to decide minimum balance rule:What it means for you

After ICICI hiked minimum balance for new accounts, RBI says banks can set their own rules, making it crucial for customers to compare terms before opening a savings account.

RBI leaves it to banks to decide minimum balance rule:What it means for you
Updated On : 11 Aug 2025 | 4:38 PM IST

₹8,000 for a flat tyre? Some lessons to learn from a Gurugram man's ordeal

A quick stop for a puncture repair turned into a costly affair for a Gurugram man. Here's what happened and the simple checks that can save you thousands.

₹8,000 for a flat tyre? Some lessons to learn from a Gurugram man's ordeal
Updated On : 11 Aug 2025 | 2:33 PM IST

Received an e-PAN email? Govt warns it's a scam. Here's how to report it

Scammers are sending fake e-PAN emails to steal personal and financial details. Government shares tips to identify the fraud and where to report it.

Received an e-PAN email? Govt warns it's a scam. Here's how to report it
Updated On : 11 Aug 2025 | 1:28 PM IST