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Amit Kumar

Amit Kumar

Amit Kumar

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.

Amit is a personal finance journalist covering banking, taxation, insurance, investing, and consumer money matters. He writes analytical yet easy-to-understand explainers, breaking down complex financial and policy developments for everyday readers. His work focuses on helping audiences make informed decisions through data-driven reporting, expert insights, and practical context.

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Page 50 - Amit Kumar

Home loans after RBI holds repo rate steady: Banks with lowest rates

How homebuyers can find the most competitive offers across banks and finance companies

Home loans after RBI holds repo rate steady: Banks with lowest rates
Updated On : 07 Aug 2025 | 4:58 PM IST

ITR filed? Missing this post-filing step could mean no refund, more tax

Verifying your ITR within 30 days is mandatory. Skip it, and your return may be treated as invalid, leading to penalties, loss of refund, and other tax setbacks.

ITR filed? Missing this post-filing step could mean no refund, more tax
Updated On : 07 Aug 2025 | 4:52 PM IST

Home loan EMI charged in advance? Can lenders do it, and how to contest it

Some lenders deduct EMIs in advance during loan disbursement, but RBI rules say interest must be paid on such amounts. Here's how to check if you're affected and what to do next.

Home loan EMI charged in advance? Can lenders do it, and how to contest it
Updated On : 07 Aug 2025 | 4:31 PM IST

Lending app offering quick loan could be a scam: How to stay safe

Such offers are usually made by unregulated entities and could steal your data, harass you

Lending app offering quick loan could be a scam: How to stay safe
Updated On : 07 Aug 2025 | 2:16 PM IST

Fixed deposits after RBI holds repo rate steady: Banks with best returns

Fixed deposits are a safe bet for risk-averse investors and are unlikely to change terms soon

Fixed deposits after RBI holds repo rate steady: Banks with best returns
Updated On : 07 Aug 2025 | 12:47 PM IST

Think your landlord's house insurance covers you? Here's the truth

Most tenants wrongly assume their landlord's insurance covers their belongings. Here's why tenant home insurance is essential and how it can save you from losses worth lakhs

Think your landlord's house insurance covers you? Here's the truth
Updated On : 06 Aug 2025 | 4:37 PM IST

Claims for CGHS hospital treatment: Rules for geo-tagged photos explained

Health ministry tightens rules to ensure compliance and prevent fraud in welfare programme

Claims for CGHS hospital treatment: Rules for geo-tagged photos explained
Updated On : 06 Aug 2025 | 3:33 PM IST

Claims rise 33% in monsoon as most car owners miss engine cover: Report

Trend growing despite people not buying insurance protection for engines, it says

Claims rise 33% in monsoon as most car owners miss engine cover: Report
Updated On : 06 Aug 2025 | 2:45 PM IST

New website makes work easier for NPS users: Here's how revamp helps them

Portal simplifies navigation and improves search function for locating circulars and schemes

New website makes work easier for NPS users: Here's how revamp helps them
Updated On : 06 Aug 2025 | 1:40 PM IST

Reddit post on layoff during pregnancy: Know your rights and legal remedies

A viral Reddit post on job loss during pregnancy sparks debate in India. Experts explain what Indian law says about your maternity pay, protections, and the steps you can take if this happens to you.

Reddit post on layoff during pregnancy: Know your rights and legal remedies
Updated On : 04 Aug 2025 | 4:32 PM IST

Facing issues with your home loan? Here's how NHB's GRIDS portal can help

Borrowers can now raise complaints online against housing finance companies through a dedicated platform run by the regulator

Facing issues with your home loan? Here's how NHB's GRIDS portal can help
Updated On : 04 Aug 2025 | 3:32 PM IST

FASTag annual pass from August 15: Save up to Rs 20,000 on highway tolls

New policy to benefit frequent private car users, with savings of up to Rs 20,000 for those making 200 trips at an average toll of Rs 100 per trip

FASTag annual pass from August 15: Save up to Rs 20,000 on highway tolls
Updated On : 04 Aug 2025 | 2:24 PM IST

New UPI rules explained: Here's what they mean for your daily transactions

New UPI rules aim to improve speed and stability of UPI transactions during peak hours

New UPI rules explained: Here's what they mean for your daily transactions
Updated On : 04 Aug 2025 | 2:04 PM IST

Planning a credit card loan? It could cost you 40-50% more in interest

Credit card loans offer quick cash but can quietly drain your finances. Here's a simple breakdown of how they work, what they cost, and when using them might backfire.

Planning a credit card loan? It could cost you 40-50% more in interest
Updated On : 01 Aug 2025 | 5:04 PM IST

Waiting for your IT refund? Here's a step-by-step guide for you

Track your ITR refund online with ease, know where to check, what each status means, and what to do if there's a delay

Waiting for your IT refund? Here's a step-by-step guide for you
Updated On : 01 Aug 2025 | 4:38 PM IST

Thinking of withdrawing EPF? You don't have to submit documents for claims

If your KYC is complete and information matches EPFO records, you can skip paperwork

Thinking of withdrawing EPF? You don't have to submit documents for claims
Updated On : 01 Aug 2025 | 4:21 PM IST

Bank holidays in August: Check these dates before planning a branch visit

Online banking services will be available as usual on these days

Bank holidays in August: Check these dates before planning a branch visit
Updated On : 01 Aug 2025 | 2:12 PM IST

UPI limits to KYC verification: Key changes in finance rules from Aug 1

SBI Card discontinues complimentary air accident insurance for some of its products and PNB requests customers to complete identity verification

UPI limits to KYC verification: Key changes in finance rules from Aug 1
Updated On : 01 Aug 2025 | 2:00 PM IST

ITR-3 filing starts: Who needs to file, what's changed & what to watch for

Individuals with F&O trades, business income, or multiple sources must file ITR-3. Here's what's new in rules, risks, and return selection for AY 2025-26.

ITR-3 filing starts: Who needs to file, what's changed & what to watch for
Updated On : 31 Jul 2025 | 5:31 PM IST

Home loans at 7.35%: See how much you will have to pay across lenders

State-owned banks offer the lowest home loan rates, but spreads are sharp at private lenders and housing finance companies

Home loans at 7.35%: See how much you will have to pay across lenders
Updated On : 31 Jul 2025 | 5:26 PM IST