Page 32 - Anup Roy

BS Banking Annual 2017: Bringing about a transformation in banking

Digital payments, blockchain, artificial intelligence and robotics will revolutionise the way banks function and engage with customers

Rising corporate bond yields augur well for bank credit

Firms rated AA and below would find it cheaper to take a bank loan over a bond issue

Indian Overseas Bank plans to write off its losses from reserves

Bank will utilise funds in its share premium account to write off accumulated losses of Rs 69.8 bn at the end of last fiscal year

RBI likely to maintain status quo on rates for entire 2018, say experts

As such, even as the market is not expecting a rate hike immediately

Credit grows at over 10% in December

Last year this time credit growth base was low owing to demonetisation

ICRA estimates MTM loss of Rs 155 billion for banks

Banks need to value their trading portfolio in sync with the market rate

Bond-hungry FPIs continue to shun state loans

According to the medium-term framework of the government, the limit for both central and state bonds will go up from January.

Growth slowdown bottoming out, says RBI governor Urjit Patel

The government has actively managed price pressure on some key food items, the governor said

Forex reserves don't work in absence of capital controls, says Acharya

In the case of Masala bonds, RBI's guidelines were more relaxed compared with ECB guidelines as the rupee-denominated bonds did not carry currency risk

Note the journey: 100 years of one rupee note

In 1940, the Rs 1 note was re-introduced with the status of a rupee coin

Depositors need not worry about losing money, say bankers

Some commentators have suggested that the Financial Resolution and Deposit Insurance Bill would take depositors' money to bail out banks and therefore, deposits are not safe

RBI likely to maintain status quo in December

However, weakness in the economic growth, as measured by the gross value added (GVA), could be a strong incentive to cut rates, but that would fan the inflation further

IDFC-Shriram merger called off on differences over swap ratio

We never got a formal counter-offer, presumably, because their set of shareholders could not get comfortable with our ask, said Rajiv Lall

Shriram did not make a counter-offer on merger: IDFC Bank CEO Rajiv Lall

Said, 'We were consistent that it was a fair valuation; as this was not happening, we decided to call it off'

Higher valuation in offing? IDFC-Shriram may announce new merger plan today

IDFC and Shriram entered into an exclusive merger talk arrangement on July 8

Perpetual bond yields nosedive after PSB capital infusion plan

Perpetual bonds are called so because there is no set time period for maturity of these bonds

Private banks' NPA provisions surge in second quarter

The sequential increase is led by RBI's audit of asset quality for FY17

Rights issue better way to recapitalise PSBs, says Y V Reddy

RBI should be the main one to ensure financial stability: Reddy

Active retail participation in bonds likely soon

Giving access to treasury bills would be detrimental to banks' savings deposits, said bond market experts

Economic slowdown likely to worsen: Ambit

Rural land transactions had come to a standstill at the start of the calendar year, as the cash-reliant rural economy was hit hard by demonetisation