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Karthik Jerome

Karthik Jerome

Karthik Jerome

Karthik Jerome writes on Personal Finance. He has almost a decade of experience in banking, having previously worked as a sales officer at HDFC Bank and as a relationship manager at ICICI Prudential.

Karthik Jerome writes on Personal Finance. He has almost a decade of experience in banking, having previously worked as a sales officer at HDFC Bank and as a relationship manager at ICICI Prudential.

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Relying solely on corporate health insurance plan can impact your finances

Supplement it with a retail plan with adequate sum insured, and no room rent or disease-wise capping

Relying solely on corporate health insurance plan can impact your finances
Updated On : 26 Jul 2023 | 9:46 PM IST

Rush for cover: For claiming insurance on flood-damaged home, act on time

Do not start a flooded car as it could cause further damage that may not be covered by your motor policy

Rush for cover: For claiming insurance on flood-damaged home, act on time
Updated On : 23 Jul 2023 | 9:17 PM IST

Pair base insurance policy with super top-up to limit premium cost

Opt for insurers with lenient no-claims bonus policies to tackle need to hike sum insured periodically

Pair base insurance policy with super top-up to limit premium cost
Updated On : 13 Jul 2023 | 8:37 PM IST

Why balanced advantage funds are back in the reckoning with investors

People moving from fixed-income should use them as a stepping stone into the equity markets

Why balanced advantage funds are back in the reckoning with investors
Updated On : 06 Jul 2023 | 4:10 PM IST

Don't dodge lender if default is imminent; request for loan recast instead

Also explore options such as swapping higher-cost debt with lower-cost alternatives, and debt consolidation

Don't dodge lender if default is imminent; request for loan recast instead
Updated On : 03 Jul 2023 | 6:26 PM IST

Onus on taxpayers to make correct declaration about LRS remittances

TCS on LRS will also apply to remote education and medical consultancy

Onus on taxpayers to make correct declaration about LRS remittances
Updated On : 02 Jul 2023 | 7:15 PM IST

Fair valuations, rising prices augur well for realty sector returns

Select locations well connected to economic hubs, avoid over-leveraging

Fair valuations, rising prices augur well for realty sector returns
Updated On : 26 Jun 2023 | 8:25 PM IST

Tech use, reviews, rating: What to look for when picking a stockbroker

List your requirements and shun firms with a high number of complaints against them

Tech use, reviews, rating: What to look for when picking a stockbroker
Updated On : 22 Jun 2023 | 7:29 PM IST

Strike balance between borrowers' risk profile, returns in P2P lending

Study the record of loan portfolios before choosing a platform

Strike balance between borrowers' risk profile, returns in P2P lending
Updated On : 20 Jun 2023 | 7:37 PM IST

Polygon-backed Davos Protocol raises Rs 10 crore in TVL in two months

The decentralized stablecoin claims to differentiate itself through transparency and decentralization, backed by various crypto assets managed on-chain

Polygon-backed Davos Protocol raises Rs 10 crore in TVL in two months
Updated On : 16 Jun 2023 | 11:39 PM IST

Avoid too-good-to-be-true offers when doing travel booking online

While on a trip, don't conduct sensitive transactions over public Wi-Fi

Avoid too-good-to-be-true offers when doing travel booking online
Updated On : 16 Jun 2023 | 8:46 PM IST

Course, institute determine lender's willingness to offer an education loan

A co-borrower with a good credit score and adequate collateral can expedite approval

Course, institute determine lender's willingness to offer an education loan
Updated On : 08 Jun 2023 | 8:51 PM IST

Did you know? Bank's liability is 100 times annual rent of a locker

Bank branch that has run out of lockers must put you on a waiting list

Did you know? Bank's liability is 100 times annual rent of a locker
Updated On : 05 Jun 2023 | 8:33 PM IST

Denied insurance coverage due to mental health condition? Persevere

Underwriting standards vary, so another insurer might well accept your proposal

Denied insurance coverage due to mental health condition? Persevere
Updated On : 02 Jun 2023 | 9:26 PM IST

Utilise enhanced SCSS limit, but diversify your retirement corpus

Money should also be invested in instruments that offer growth, longer lock-in, and liquidity

Utilise enhanced SCSS limit, but diversify your retirement corpus
Updated On : 29 May 2023 | 8:34 PM IST

Rs 2,000 note withdrawal: Do not panic, you're not back in November 2016

Those with accounted cash shouldn't worry; but be aware of SFT reporting thresholds, limits on cash transactions, and PAN requirement

Rs 2,000 note withdrawal: Do not panic, you're not back in November 2016
Updated On : 22 May 2023 | 7:37 PM IST

Fractional ownership platforms make commercial real estate accessible

Until they come under Sebi's MSM REIT framework, retail investors must rely on their own due diligence when investing through them

Fractional ownership platforms make commercial real estate accessible
Updated On : 20 May 2023 | 1:19 PM IST

Have dependent family members? Buy return of purchase price annuity

Buy without return of purchase price plan if your retirement corpus is small

Have dependent family members? Buy return of purchase price annuity
Updated On : 16 May 2023 | 8:02 PM IST

Rules to returns: What to consider in opting for higher pension from EPS

Factor in both the size of your retirement corpus and the risks in this scheme before taking the leap

Rules to returns: What to consider in opting for higher pension from EPS
Updated On : 12 May 2023 | 9:44 PM IST

Global growth in green technologies seen driving demand for silver

Investors who can tolerate its higher volatility may include it within their precious metal allocation

Global growth in green technologies seen driving demand for silver
Updated On : 01 May 2023 | 6:30 PM IST