Prasanna Tantri

Tamed prices, tight leash: The hidden cost of India's inflation win

To judge how well FIT has worked, we must first ask how inflation was lowered

RBI's change in project finance rules may sow the seeds of a future crisis

Given that the project does not generate any revenue at this stage, loan repayment generally starts after the construction is over and the project has begun operations

RBI's gold loan norms welcome, but NBFC-bank parity is essential

It is essential to understand that the very purpose of the existence of NBFCs is to issue loans that banks, with their fragile capital structure, cannot issue

Prepayment penalties: A boon for small firms or a barrier to credit?

The draft circular states that "divergent practices" of lenders concerning foreclosure charges/ prepayment penalties lead to "customer grievances and disputes"

Did opinion polls display herd behaviour?

Psephologists will do well by sticking to statistical modeling rather than falling prey to stories told by ground level "experts"