 "Sanjay Kumar Singh")
Sanjay Kumar Singh
Sanjay Kumar Singh
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
Page 39 - Sanjay Kumar Singh
Plot prices to come down, property buyers may find good bargains
But end-users should become more wary of buying from smaller developers
 "Plot prices to come down, property buyers may find good bargains")
Diversify beyond fixed deposits
Interest rates on bank FDs have started coming down and rates on other fixed-income products will also decline.
 "Diversify beyond fixed deposits")
Use new payment modes to beat the cash crunch
Opt for mobile wallets, micro-ATMs, virtual and prepaid cards to deal with the ongoing cash crunch caused by demonetisation
 "Use new payment modes to beat the cash crunch")
Spread equity investments over three-four months
Current downturn has created attractive opportunities which long-term investors should use
 "Spread equity investments over three-four months")
Banking funds to gain from demonetisation
Robust performance to continue due to Casa windfall, loan growth and rural growth
 "Banking funds to gain from demonetisation")
Opportunities amid chaos
A value-hunting mindset will not only help you reduce the impact of demonetisation on your portfolio but enable you to gain from the event
 "Opportunities amid chaos")
Investors need to revise their fixed-income strategy post demonetisation
As money flows back to banks, their deposits are expected to rise sharply
 "Investors need to revise their fixed-income strategy post demonetisation")
Breathe easy with an air purifier
The first thing to look for in an air purifier is a high efficiency particulate air filter
 "Breathe easy with an air purifier")
Home overdraft explained: ICICI is giving customers credit line against home loans
ICICI Bank's Home Overdraft offers a pay-for-use loan facility that salaried people can avail in immediate need
 "Home overdraft explained: ICICI is giving customers credit line against home loans")
Some relief for home buyers as more rate wars are in the offing
Existing borrowers should shift their loans only if rates are more attractive
 "Some relief for home buyers as more rate wars are in the offing")
Ratings alone shouldn't be used for investment decisions
Sebi's recent circular plugs many loopholes but some lacunae remain
 "Ratings alone shouldn't be used for investment decisions")
Stay away from concentration risk
Knowledgeable investors may take concentrated bets, while others should remain diversified
 "Stay away from concentration risk")
'EPFO settling death claims in 7 days will reduce relatives' ordeal'
All field offices have been directed by Central PF Commissioner to make special arrangements to meet this deadline
 "'EPFO settling death claims in 7 days will reduce relatives' ordeal'")
HDFC Top 200 to Reliance Growth, here is a list of the top wealth creating funds
The long-term track record of some leading ones confirms that high-quality equity funds can generate massive wealth for patient investors
 "HDFC Top 200 to Reliance Growth, here is a list of the top wealth creating funds")
Beware of fake currency notes
Economists say that there is a need for the RBI to launch a massive educational campaign on how to identify counterfeit notes
 "Beware of fake currency notes")
Gold bonds will score over ETFs
Invest in these for the long term; a Fed rate hike and an import duty cut by the government could trigger a correction in the next few months
 "Gold bonds will score over ETFs")
Yellow metal is off its high, should you invest in gold bonds right now?
In the short term, a possible Fed rate hike and an import duty cut by the government could trigger a correction
 "Yellow metal is off its high, should you invest in gold bonds right now?")
From cloning to ATM passwords, learn how to save yourself from debit card frauds
With cyber criminals becoming savvier by the day, learning how to safeguard yourself is imperative
 "From cloning to ATM passwords, learn how to save yourself from debit card frauds")
Get rewarded for good behaviour
Banks and insurers are beginning to reward customers who show exemplary conduct with lower prices and penalise those who behave poorly by imposing higher costs
 "Get rewarded for good behaviour")
Sebi blow for MF distribution biz
Regulator's consultation paper suggests segregation of advisory function from distribution
 "Sebi blow for MF distribution biz")