Page 27 - Sanjay Kumar Singh/workspace/business Standard Web/undefined

The current correction is temporary, add to your position in gold

With liquidity remaining high and real interest rates continuing to be low, gold is expected to do well for at least the next 18-24 months

If you are a conservative investor, go for target maturity debt ETFs

They enable investors to lock in returns, minimise credit and interest rate risk

Simply explained: Loan moratorium interest waiver scheme for borrowers

In this podcast, Business Standard's Sanjay Kumar Singh answers all your questions and try to explain in detail about the reimbursement plan

Home loan offers: Keep an eye on caveats before choosing a lender

They may be available only to those whose credit score exceeds a specified level or who buy insurance also

Interest relief: A simple scheme with wide coverage, say experts

The quantum of benefit for borrowers, however, will not be very large

Investors must look at credit quality while choosing corporate FDs

Stick to deposits of firms with high rating

Covid, income fears see shift to single-premium plans. How good are they?

Those buying these plans should bear in mind that gains at maturity may not be tax-free

What is a passive fund and is it a safe investment option? Things to know

In this podcast, Business Standard's Sanjay Kumar Singh explains the difference between active and passive funds, why should an investor get into passive funds and more

Don't let past year's return guide you while deciding on asset allocation

Government and corporate bond schemes of NPS are unlikely to beat equity schemes over the long term

Regulators hand out more tools to customers for decoding financial products

Sebi's new risk-o-meter and Irdai's proposed colour coding of health insurance plans will enable buyers to make more informed choices

Weigh your options before going passive on mid- and small-cap equity funds

The majority of active funds still outperform their benchmarks and passive funds don't have a long track record in these two segments

Simple interest accumulated during moratorium remains the bigger concern

Since simple interest keeps accumulating, your outstanding at the end of the moratorium will be higher than at the start

Focused funds: Volatile but fund manager can mitigate portfolio risk

By doing rigorous research on her limited holdings, the fund manager can mitigate portfolio risk

Huge relief for home loan borrowers if govt bears part of compound interest

The increase in EMI or tenure will be lesser if the government pays the compound interest

How rolling over credit card balance can jeopardise your financial health

Instead, make use of EMIs and personal loans to repay credit card bills. If your dues are very high, go for secured loans

If your multi-cap fund becomes much riskier after new Sebi rules, exit it

Wait until your fund house communicates a change of mandate before you decide on your course of action

Don't lower guard: Not just returns, focus also on a scheme's risks

Enquire how the high returns being promised will be generated, and whether you are comfortable taking the accompanying risk

How to sniff and dodge financial scams and keep your wealth intact

Here are some tools that will help you detect a scam from a mile away and avoid touching one even with a 10-foot barge pole

Sebi's new margin norm may nudge trading towards buy-and-hold investing

Some of these changes came into effect from September 1, while the others will be rolled out gradually

Work actively on improving your credit score to protect your home loan rate

If more lenders hike their risk premium, it will spike the interest rate on your borrowing