Sanjay Kumar Singh
 "Sanjay Kumar Singh")
Sanjay Kumar Singh
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
Sanjay Kumar Singh is an Associate Editor at Business Standard, where he heads the personal finance vertical. He oversees a team of reporters and writers who write on complex financial issues and wealth management. He completed his graduation in History Honours from Hindu College, Delhi University. He also did an MA in History from Arts Faculty, Delhi University. He holds an MBA (specialisation in Marketing) from IISWBM, Kolkata, and a PG Diploma in Journalism from The Time School of Journalism, Delhi. He has over 25 years of experience in journalism.
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Smart-index ETFs good for passive investors
While the initial 'smart' index is based on quantitative models, the fund manager has no role to play after that. Being ETFs, they are cheaper as well
 "Smart-index ETFs good for passive investors")
Taxation tips for senior citizens
Senior citizens should make use of the generous tax benefits the govt has provided to minimise their tax outgo
 "Taxation tips for senior citizens")
Don't panic about news of impending Fed rate hike
The best response will be to stick to the asset allocation in your long-term portfolios
 "Don't panic about news of impending Fed rate hike")
Go by performance, not only insurance premium
To minimise the chance of disappointment, look at other parameters like persistency ratio, speed of claim settlement and other crucial factors
 "Go by performance, not only insurance premium")
Will banking rally sustain?
Fresh NPA onslaught could come back to haunt banking funds; investors sitting pretty can book profits
 "Will banking rally sustain?")
Avail of tax amnesty scheme despite high levy
Govt will take away 45% of declared income but experts advise people to come clean
 "Avail of tax amnesty scheme despite high levy")
Are you investing in direct plans?
A number of options such as AMC websites and other online platforms are available. Take into account cost, ease of operation, advice and quality of reporting
 "Are you investing in direct plans?")
Don't pull out of US funds yet
Despite recent setback, these remain the most appropriate tool for international diversification
 "Don't pull out of US funds yet")
Get the right cover when travelling abroad
Read the fine print carefully because even a policy with a high sum assured may have sub-limits
 "Get the right cover when travelling abroad")
Two new NPS funds for different risk appetites
The aggressive life cycle fund will allow equity exposure of up to 75%, up from the current limit of 50%
 "Two new NPS funds for different risk appetites")
Make the most of this annual windfall
Bonus payouts for the year have begun. We offer you a plan for making judicious use of this bonanza
 "Make the most of this annual windfall")
Dividend yield funds brave falling markets
Their good show makes them an ideal fit for conservative investors' equity portfolios
 "Dividend yield funds brave falling markets")
Prepaid forex cards the best way to carry money abroad
Take limited cash and use credit and debit cards only as a last resort on foreign vacation
 "Prepaid forex cards the best way to carry money abroad")
Financial planning in new year: Start it now
Don't tinker with your long-term investment plan. But it is always better to make some critical changes, based on new tax laws and instruments
 "Financial planning in new year: Start it now")
Tips to reduce your car premium
Use accumulated no-claim bonus and increase voluntary deductible to get a better deal
 "Tips to reduce your car premium")
New order in the IPO market
With e-commerce, payments banks and general insurance companies entering the market, investors will have to work on their understanding of these sectors
 "New order in the IPO market")
Panama Paper leaks: Disclose all foreign accounts, assets
If you fail to pay tax on foreign income, you could be penalised up to 300% of the tax due
 "Panama Paper leaks: Disclose all foreign accounts, assets")
For investors with low-risk profile
Equity savings funds give additional tax benefit, as they are treated like equity funds
Presumptive taxation: Compliance route eased for small biz
Professionals can do away with the need to maintain account books and audits
 "Presumptive taxation: Compliance route eased for small biz")
FM brings cheer to first-time homebuyers
Another major development is REITs coming closer to reality
 "FM brings cheer to first-time homebuyers")