Page 18 - Sanjay Kumar/workspace/business Standard Web/video

Fractional platforms lower barrier for investing in commercial realty

It is a relatively new avenue though and carries high concentration risk

BNPL credit facility used without caution can lead to a debt trap

Understand all the attendant costs of this facility; delayed repayment will hit your credit score

Avoid overreaction to HDFC MF CIO Prashant Jain's exit, say experts

However, what investors got in his funds was fidelity to a fund management style that worked over the long term

With rupee at 80, how to tackle cost of studying and travelling abroad

Education consultants advise parents to prepare for at least 2% annual increase in costs for children abroad

REITs: A combination of good returns with room for growth, say experts

Payouts can be affected by vacancy and tenants defaulting on payments

The man who helped investors buy yachts

Bogle and Vanguard have shaped America's financial ecosystem in myriad ways

Wish to shun market volatility? Go for insurers' assured return plans

Check the return for your age, tenure, and premium variant, and if proceeds will be tax-free

Farm to Fork: Consumers curb discretionary spends to combat inflation

Households are repaying debt and replacing costlier loans with cheaper options; rising costs are taking a toll on ability to save enough

Unable to take duration call? Consider investing in a dynamic bond fund

But these funds can underperform if the fund manager's calls go wrong

How should MF investors deal with a stock market correction?

When stock markets correct, investors exit -- thinking he or she would re-enter when it is all over. This is called 'market timing'. This is not recommended, as no one can pull it off consistently

Match limited exposure with long investment horizon for small-caps' safety

Such companies tend to be less resilient than their peers: hold only a couple of funds in them and diversify

Buy a health policy that covers treatment at home and pays for consumables

Go for cashless treatment where available, as the reimbursement route is more burdensome

Good time to invest in debt funds as portfolio yields rise, say experts

Opt for a mix of shorter-duration, target maturity, and dynamic bond funds

Avoid sector, thematic funds; stick to diversified equity offerings

Among sector/thematic funds, technology funds are on average down 23.4 per cent year-to-date

Hitch a ride on a fixed-rate car loan and shield yourself from another hike

But lenders can impose restrictive conditions on prepayment and foreclosure

Investors who have a long horizon should wait for crypto prices to recover

Those who don't anything to do with this highly volatile asset class may also throw in the towel

Don't lose the plot while buying land: Hire a lawyer to verify legal title

Plots don't age, offer better RoI than apartments

Don't invest directly in markets if you can't analyse stocks, say experts

Even those who know fundamentals-based investing must subject themselves to periodic reality checks

Beyond the dotted line: Sign insurance proposal form after a careful read

A client, and not the insurance agent, has to ultimately bear the consequences of not revealing critical information.

A gambler in the casino called Wall Street

Mr Gupta is a raconteur par excellence. His autobiographical account could give any good work of fiction a run for its money