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Sanjay Kumar

Sanjay Kumar

Sanjay Kumar

The writer is professor and co-director of Lokniti, a research programme at the Centre for the Study of Developing Societies

The writer is professor and co-director of Lokniti, a research programme at the Centre for the Study of Developing Societies

Page 18 - Sanjay Kumar/workspace/business Standard Web/video

REITs: A combination of good returns with room for growth, say experts

Payouts can be affected by vacancy and tenants defaulting on payments

REITs: A combination of good returns with room for growth, say experts
Updated On : 18 Jul 2022 | 10:56 PM IST

Wish to shun market volatility? Go for insurers' assured return plans

Check the return for your age, tenure, and premium variant, and if proceeds will be tax-free

Wish to shun market volatility? Go for insurers' assured return plans
Updated On : 15 Jul 2022 | 10:21 PM IST

Farm to Fork: Consumers curb discretionary spends to combat inflation

Households are repaying debt and replacing costlier loans with cheaper options; rising costs are taking a toll on ability to save enough

Farm to Fork: Consumers curb discretionary spends to combat inflation
Updated On : 14 Jul 2022 | 6:15 AM IST

Unable to take duration call? Consider investing in a dynamic bond fund

But these funds can underperform if the fund manager's calls go wrong

Unable to take duration call? Consider investing in a dynamic bond fund
Updated On : 13 Jul 2022 | 11:37 PM IST

How should MF investors deal with a stock market correction?

When stock markets correct, investors exit -- thinking he or she would re-enter when it is all over. This is called 'market timing'. This is not recommended, as no one can pull it off consistently

How should MF investors deal with a stock market correction?
Updated On : 13 Jul 2022 | 6:45 AM IST

Match limited exposure with long investment horizon for small-caps' safety

Such companies tend to be less resilient than their peers: hold only a couple of funds in them and diversify

Match limited exposure with long investment horizon for small-caps' safety
Updated On : 10 Jul 2022 | 9:17 PM IST

Buy a health policy that covers treatment at home and pays for consumables

Go for cashless treatment where available, as the reimbursement route is more burdensome

Buy a health policy that covers treatment at home and pays for consumables
Updated On : 06 Jul 2022 | 11:59 PM IST

Good time to invest in debt funds as portfolio yields rise, say experts

Opt for a mix of shorter-duration, target maturity, and dynamic bond funds

Good time to invest in debt funds as portfolio yields rise, say experts
Updated On : 04 Jul 2022 | 10:14 PM IST

Avoid sector, thematic funds; stick to diversified equity offerings

Among sector/thematic funds, technology funds are on average down 23.4 per cent year-to-date

Avoid sector, thematic funds; stick to diversified equity offerings
Updated On : 30 Jun 2022 | 10:45 PM IST

Hitch a ride on a fixed-rate car loan and shield yourself from another hike

But lenders can impose restrictive conditions on prepayment and foreclosure

Hitch a ride on a fixed-rate car loan and shield yourself from another hike
Updated On : 28 Jun 2022 | 10:30 PM IST

Investors who have a long horizon should wait for crypto prices to recover

Those who don't anything to do with this highly volatile asset class may also throw in the towel

Investors who have a long horizon should wait for crypto prices to recover
Updated On : 27 Jun 2022 | 1:56 AM IST
Don't lose the plot while buying land: Hire a lawyer to verify legal title
Updated On : 23 Jun 2022 | 1:24 PM IST

Don't invest directly in markets if you can't analyse stocks, say experts

Even those who know fundamentals-based investing must subject themselves to periodic reality checks

Don't invest directly in markets if you can't analyse stocks, say experts
Updated On : 21 Jun 2022 | 6:07 AM IST

Beyond the dotted line: Sign insurance proposal form after a careful read

A client, and not the insurance agent, has to ultimately bear the consequences of not revealing critical information.

Beyond the dotted line: Sign insurance proposal form after a careful read
Updated On : 19 Jun 2022 | 11:22 PM IST

A gambler in the casino called Wall Street

Mr Gupta is a raconteur par excellence. His autobiographical account could give any good work of fiction a run for its money

A gambler in the casino called Wall Street
Updated On : 16 Jun 2022 | 11:14 PM IST

Stick to algos vetted by exchange or a reputed broker, advise experts

Go with players who can provide audited records of performance

Stick to algos vetted by exchange or a reputed broker, advise experts
Updated On : 14 Jun 2022 | 2:59 AM IST

Gold underperforming but make it part of your inflation-combating portfolio

It may underperform in the near term, but could bounce back if fears of a US recession gain ground

Gold underperforming but make it part of your inflation-combating portfolio
Updated On : 11 Jun 2022 | 10:24 AM IST

Opt for 3- to 6-month fixed deposits for now; lock in at higher rates later

Home loan borrowers must pre-pay, or opt for higher EMI, to prevent loan tenure from rising

Opt for 3- to 6-month fixed deposits for now; lock in at higher rates later
Updated On : 09 Jun 2022 | 6:10 AM IST

RBI monetary policy: Ladder your FDs and benefit from higher rates later

Home loan borrowers must pre-pay to prevent their loan tenures from rising

RBI monetary policy: Ladder your FDs and benefit from higher rates later
Updated On : 08 Jun 2022 | 1:49 PM IST

Invest in quality amid tenuous recovery in residential realty: Experts

Alternatively, if you can, enter the market at a discount price

Invest in quality amid tenuous recovery in residential realty: Experts
Updated On : 07 Jun 2022 | 6:10 AM IST