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The writer is professor and co-director of Lokniti, a research programme at the Centre for the Study of Developing Societies
The writer is professor and co-director of Lokniti, a research programme at the Centre for the Study of Developing Societies
Payouts can be affected by vacancy and tenants defaulting on payments
Check the return for your age, tenure, and premium variant, and if proceeds will be tax-free
Households are repaying debt and replacing costlier loans with cheaper options; rising costs are taking a toll on ability to save enough
But these funds can underperform if the fund manager's calls go wrong
When stock markets correct, investors exit -- thinking he or she would re-enter when it is all over. This is called 'market timing'. This is not recommended, as no one can pull it off consistently
Such companies tend to be less resilient than their peers: hold only a couple of funds in them and diversify
Go for cashless treatment where available, as the reimbursement route is more burdensome
Opt for a mix of shorter-duration, target maturity, and dynamic bond funds
Among sector/thematic funds, technology funds are on average down 23.4 per cent year-to-date
But lenders can impose restrictive conditions on prepayment and foreclosure
Those who don't anything to do with this highly volatile asset class may also throw in the towel
Plots don't age, offer better RoI than apartments
Even those who know fundamentals-based investing must subject themselves to periodic reality checks
A client, and not the insurance agent, has to ultimately bear the consequences of not revealing critical information.
Mr Gupta is a raconteur par excellence. His autobiographical account could give any good work of fiction a run for its money
Go with players who can provide audited records of performance
It may underperform in the near term, but could bounce back if fears of a US recession gain ground
Home loan borrowers must pre-pay, or opt for higher EMI, to prevent loan tenure from rising
Home loan borrowers must pre-pay to prevent their loan tenures from rising
Alternatively, if you can, enter the market at a discount price