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Sarbajeet K Sen is a senior journalist and freelance writer with over 30 years of experience. He writes on personal finance. He has worked with Moneycontrol.com, Financialexpress.com, and Money Today.
Sarbajeet K Sen is a senior journalist and freelance writer with over 30 years of experience. He writes on personal finance. He has worked with Moneycontrol.com, Financialexpress.com, and Money Today.
Consider investing in target maturity funds and corporate FDs
If you have a three-five-year horizon, you may invest in corporate bond funds and banking and PSU funds.
Avoid auto-renewal facility so you can select best tenure and slab rate
Changing city to pursue better career options, or taking a sabbatical for higher studies becomes difficult
While inflation and war will provide support, rising interest rates may act as dampener
Stock investors must avoid highly leveraged companies and those trading at steep valuations to beat inflation.
Housing sales: Make it presentable, clear off dues, and have documents ready before you meet potential buyers
They're at par with normal fixed deposits but not all banks offer these
Counter the cut in EPF rate with an asset-allocated retirement portfolio and using instruments like NPS
If heir provides guarantees, lender may ease repayment schedule
Recent correction means a good chance to enter these tax-savers
Before you buy it, make sure the policy is not overly restrictive
These policies prove especially useful in case of a disability
They are less likely to invite punitive action and hence can be rewarding, but lack track record
Choose an equity, debt or hybrid instrument depending on investment horizon and asset allocation
In a bull market, many bad companies with dubious promoters and poor corporate governance standards also rally
Planning your expenses and comparing offers is a good way to start; use your plastic wisely and don't buy every claim the manufacturer tries to sell you
Steady economic revival holds the key
With interest rates expected to rise, it may be prudent to avoid long-term options, say experts
Early entry in emerging destinations could fetch good returns, say experts