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Early start, more equity can beat low interest rates, say analysts

Counter the cut in EPF rate with an asset-allocated retirement portfolio and using instruments like NPS

Topics
Employees Provident Fund | Public Provident Fund | EPF

Sarbajeet K Sen 



Provident fund, PF
Photo: Shutterstock

In the current low interest rate environment, the government recently reduced the guaranteed return on the Employees’ Provident Fund (EPF) to 8.1 per cent, a multi-decade low.

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First Published: Wed, March 30 2022. 06:05 IST

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