)
Sarbajeet K Sen is a senior journalist and freelance writer with over 30 years of experience. He writes on personal finance. He has worked with Moneycontrol.com, Financialexpress.com, and Money Today.
Sarbajeet K Sen is a senior journalist and freelance writer with over 30 years of experience. He writes on personal finance. He has worked with Moneycontrol.com, Financialexpress.com, and Money Today.
Since these funds can be volatile, limit your exposure to 5 per cent
Don't let freebies blind you to key considerations like location, infrastructure, and the developer's record
The name of the bank or NBFC on whose behalf the app lends should be mentioned on the former's website
However, the minimum 25% exposure to each of the three market caps also makes them volatile
Home loan protection plan may only cover accidental death, which could leave the borrower's nominees exposed
Limit investments in this space to 10-15% of your corpus, though; pay attention to fund size
Massive inflows, especially in red hot markets, forces them to buy at high valuations, compromise on quality
Investors entering the market now can expect above 5% return at low risk, better than parking money into a savings bank account
Price at which you enter these stocks will differ, altering their risk-return profile
A 50-bps hike on a Rs 50 lakh loan of 20-year tenure would increase the EMI by Rs 1,545
If the Fed turns less aggressive, the yellow metal could stage a comeback
Stick to proven fund houses with at least a 5-year track record and see how they performed over market phases
Floater policies will be cost-effective, provide convenience of renewal at one go for multiple vehicles
Investors who want to avoid their long lock-in can choose from a host of other high credit quality options
See the fine print to know the duration or extent of the benefits
It is difficult to purchase such stocks during bull runs when their valuations turn exorbitant
Benefits like low correlation, currency hedge, and access to unique businesses remain intact
Keep in mind risk appetite and investment horizon permit
But limit exposure as they can lag behind growth-oriented peers
Consider investing in target maturity funds and corporate FDs