Page 12 - Subrata Panda

Banks seek promoters' skin in the game for Vodafone Idea funding

Banks seek guarantees from group companies, capital infusion commitment in case of default

RBI rejigs portfolios of DGs; Rohit Jain takes charge as deputy governor

RBI reshuffles responsibilities among its four deputy governors after Rohit Jain assumes charge, assigning key roles across supervision, policy, markets, regulation, and technology

Pvt banks expect pickup in retail credit in FY27; corp, MSME lending strong

Corporate and MSME loans power credit growth as retail lending lags, but banks expect a pickup in FY27

Kotak Mahindra Bank Q4FY26 consolidated net profit rises 10% Y-o-Y

Net interest income (NII) grew 8 per cent Y-o-Y to Rs 7,876 crore, supported by strong loan growth; standalone net profit was up 13 per cent Y-o-Y

Federal Bank to acquire 450,000 retail credit cards from StanChart

Bank to strengthen retail franchise and Tier-1 presence by acquiring seasoned credit card portfolio from Standard Chartered amid broader retail strategy shift

Federal Bank to buy nearly 450K retail credit cards from Standard Chartered

UK-headquartered Standard Chartered Bank, as part of its retail business strategy, had earlier said it would not push standalone credit cards in India

RBI exempts smaller NBFCs, creates structured exit route for first time

RBI has exempted smaller NBFCs from registration and introduced a structured exit route, allowing eligible firms to apply for deregistration through its PRAVAAH portal

Federal Bank Q4 results: Net profit up 22% at ₹1,259 cr on strong NII

Excluding one-off gains, profit rises 11% YoY as margin strength, improved asset mix and steady loan growth support performance

'Increasing policy sales in FY27 a focus area for SBI Life Insurance'

SBI Life Insurance to push policy sales in FY27, expects steady growth and stable margins despite regulatory changes and product mix shift

RBI's expected credit loss guidelines may hit PSBs, mid-tier banks harder

Large private lenders seen to be better cushioned as higher provisioning raises capital costs

Bandhan Bank's net profit zoomed 68% in Q4FY26 on fall in provisions

Lower provisions, easing stress in asset quality, and steady growth in non-interest income help drive a robust Q4 earnings performance for the bank

Reserve Bank of India finalises ECL norms, rollout set for April 2027

RBI introduces expected credit loss framework for banks, to be implemented from April 2027, replacing incurred loss norms and strengthening credit risk provisioning

Automation nudges Axis, HDFC Bank, and RBL Bank towards a leaner workforce

Headcount cuts in FY26 reflect tech-led shifts in frontline roles

As affluence rises, Indians spend more on travel than retail: Visa

Travel is becoming the biggest spending category for affluent Indians, with luxury consumers choosing experiences over retail as wealth and discretionary spending rise

Axis Bank Q4 results: Net profit dips 0.6% to ₹7,071 cr Y-o-Y, NIM up 5%

Axis Bank reports marginal decline in Q4FY26 profit as higher provisions and trading losses weigh on earnings, even as advances, deposits, and asset quality metrics remain stable

RBI cancels Paytm Payments Bank licence; cites governance lapses

Regulator cites governance concerns; says bank has sufficient liquidity to repay all deposits upon winding up and will approach High Court

IDBI Bank disinvestment process to continue: FM Nirmala Sitharaman

Sitharaman says IBA committee will look into issues of distribution tieups of banks for third-party products

India mirrors China's growth potential of 25 years ago: Hans De Cuyper

Ageas CEO flags high valuations in India's insurance sector but sees China-like growth potential, aims to push JV into top 10 amid rising foreign interest

Committed to a single global dollar-rupee market: RBI dy guv Sankar

RBI said its curbs on derivative positions are temporary, reaffirming commitment to a unified global dollar-rupee market and long-term rupee internationalisation

AI can transform financial market infrastructure: SBI Chairman Setty

SBI Chairman Challa Sreenivasulu Setty said AI can strengthen risk management, improve efficiency, and enable real-time surveillance in financial markets infrastructure