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Tamal Bandyopadhyay is an Indian business journalist, known for his weekly column on banking and finance ‘Banker’s Trust’ published in Business Standard. He is a senior advisor to Jana Small Finance Bank Ltd. He was an adviser at Bandhan Bank Ltd from August 2014 till October 2018. His latest book is Roller Coaster: An Affair with Banking. A student of English Literature (a postgraduate from the University of Calcutta), Bandyopadhyay began his career in journalism as a trainee journalist with The Times of India, in Mumbai in 1985.
Tamal Bandyopadhyay is an Indian business journalist, known for his weekly column on banking and finance ‘Banker’s Trust’ published in Business Standard. He is a senior advisor to Jana Small Finance Bank Ltd. He was an adviser at Bandhan Bank Ltd from August 2014 till October 2018. His latest book is Roller Coaster: An Affair with Banking. A student of English Literature (a postgraduate from the University of Calcutta), Bandyopadhyay began his career in journalism as a trainee journalist with The Times of India, in Mumbai in 1985.
That it's not far away is a reality, and the Indian central bank is not in denial mode. Despite the rate not being increased, formally, there couldn't have been a more hawkish policy last week
Can RBI afford the luxury of waiting out on the inflation front to allow growth to pick up?
In this exclusive interview with Tamal Bandyopadhyay, Citi Asia Pacific CEO Peter Babej explains why his bank has chosen to sell its retail business in India and what it plans for the future
The company's transition from an individuals-driven private firm to a board-driven listed public one will be carried out in a well-thought-through and well-executed manner, said the BharatPe chairman
Banks are caught in their own narrative: credit growth. Soon, one may see bubbles in certain pockets.
The RBI finally had to step in since self-regulatory organisations have failed to address a few banks' enthusiasm for overleveraging hapless small borrowers
In a fireside chat with Tamal Bandyopadhyay in November 2021, Reserve Bank of India Governor Shaktikanta Das says challenges of all kinds come with the territory
The crude shock can turn into a nightmare for both the government and the RBI
The size of loans and tenure of repayment can be increased. MFIs should also be allowed to give secured micro loans, depending on the end use and quantum, if we want to change the poverty landscape
In the din over the wildfire spread of cryptocurrency and in its eagerness to introduce the central bank digital currency, a question mark hangs over India's plan for polymer notes
Cystal ball gazing for the trends and challenges for the banking sector in the New Year
The account turned bad before he took over as SBI chairman. The underlying asset was sold to AARC following an open bidding process, months after he retired.
An open letter to Reserve Bank of India Governor Shaktikanta Das
It seems that the RBI had very little choice as the promoters did not infuse fresh capital, make adequate provisioning and improve corporate governance
For public sector banks, the government is the superboard, with both ownership and regulatory powers under its belt. Is it ready to give up these powers?
RBI Governor's statement says, this process will be gradual, calibrated, and non-disruptive, while remaining supportive of the economic recovery
The business model of banks is under threat. While they need to reinvent themselves, both banking and market regulators must take a close look at the evolving landscape
As low credit offtake dents earning, Indian banks are exploring fresh avenues to lend. This is the only way to avoid mispricing of risks
Only credit growth can help banks to get out of this liquidity drag. That can happen when growth is secured (and not through loan melas). But if it takes longer, risk of higher inflation becomes real
Whether it is net profit, fee income or bad loans, public sector banks have put up a better show in the June quarter than their private peers