- Recent changes to IBC bring homebuyers on par with institutional lenders
- Creditors want to sneak into your phone before they give you a loan
- Repay higher-cost loans first to reduce interest burden
- Banks unwilling to extend loan to new borrowers without credit history
- How a pin code can nix your loan even if you have a great CIBIL score
June 10, 2018, Sunday
If buyers plan to move NCLT, lawyers say that it's best that they first approach the real estate regulator
May 23, 2018, Wednesday
As digital lending starts to rely increasingly on phone records, messages and social media, questions about reliability of proxy ...
May 13, 2018, Sunday
Consolidating several loans into one that has a lower interest rate and using increments and bonuses to pay off loans will also ...
March 29, 2018, Thursday
New-to-credit customers should use secured credit cards to build up a track record, or turn to digital lenders and P2P platforms ...
February 21, 2018, Wednesday
If you live in a locality prone to defaults, your potential lender may not approve you loan despite the fact that you have a good ...
November 08, 2017, Wednesday
As the RBI's Internal Committee report shows, both public and private sector banks have been cheating hapless customers
June 05, 2017, Monday
Shop around and weigh the pros and cons of various offers before deciding on a lender
April 23, 2017, Sunday
Avoid pre-payment if you have only a few years left or have a fixed-rate loan
April 14, 2017, Friday
Do the cost-benefit analysis before going for it. Personal loans may be cheaper in some cases
February 23, 2017, Thursday
Credit Information Companies collate data of borrowers from lenders and share consolidated report
November 09, 2016, Wednesday
ICICI Bank's Home Overdraft offers a pay-for-use loan facility that salaried people can avail in immediate need
November 08, 2016, Tuesday
Income-tax tribunal has ruled that completion certificates from govt authorities are not a must for availing of home loan tax ...
November 07, 2016, Monday
Spending a little more for add-on covers is a good idea, as these can help save on a large bill at the time of claiming insurance
October 16, 2016, Sunday
Frequent balance transfer in search of a lower rate can be tricky for borrowers, if property prices fall
October 13, 2016, Thursday
Possibility of 16-22% annual returns is attractive but analysts suggest caution till norms are put in place
October 12, 2016, Wednesday
Public sector banks are major players in this market. There are also specialised companies like Credila and Avanse
October 10, 2016, Monday
Don't be lax about repayment, as it can hamper your credit score even before you start earning
September 21, 2016, Wednesday
The loan agreement confers a right to the bank - not an obligation - to insure goods. If the lender fails to insure them, it ...
September 06, 2016, Tuesday
If variation is over 50 points, write to the bank and bureau immediately to correct the discrepancy
August 28, 2016, Sunday
I have an endowment plan. Could I take a loan against my life insurance policy? What is the procedure? Will this affect my ...