Personal Finance

RBI opens special window: NRI dollar deposits could earn higher interest

Banks can mobilise fresh FCNR deposits till September 30 under RBI's new swap facility

Job loss to sudden hospitalisation: Emergency preparedness for households

One tip: Put your emergency funds in separate accounts so that you don't spend it inadvertently or are left scrambling if there is a technical glitch at the bank

Savings to SIP: What beginners should know about investment planning

Choose an investment product after deciding the purpose it will serve and how long it will take

Claims to deductibles: How to read a health insurance policy document

Checking the document helps you avoid unpleasant surprises during a medical emergency

Term insurance vs endowment plans: Which one fits your financial goals?

While term insurance focuses on providing a safety net for your family, endowment plans function as a hybrid tool that balances life cover with a savings component

How to avoid investment scams that promise 'guaranteed high returns'

If the return sounds fixed and unusually high, it is likely a scam: Step back and don't invest

When borrowing makes sense and when it does not: A guide to consider

Consider what you are borrowing for, how much it will cost, how it fits into your current life

Eyeing SpaceX, OpenAI stocks? Global investment platforms offer access

While selecting one, check the safeguards and the tax-reporting support offered by it

Life insurance for young professionals: Who needs term cover and how much

Term insurance has one clear purpose: Ensuring your income for your family

Selling your mutual funds? Here are the taxes you may have to pay

To understand the actual gains, it is important to make these calculations beforehand. This not only gives you a realistic picture of what to expect but also helps you prepare for tax filing.

The right way to choose health insurance: From floaters to topups

Choosing the right health insurance policy is all about getting the mix right: plan type, sufficient coverage, and smart add-ons

Building retirement income with the bucket approach & passive cash flow

A retirement income plan is not something you set once and forget: It needs small adjustments over time

Major gold ETFs stop high-value inflows: Time to hold, buy or rebalance?

Are curbs merely operational, or do they hint at overheating? Experts weigh in on the implications

Planning a PF withdrawal? Here's all you need to know about tax rules

Tax, TDS and exemptions on PF withdrawals explained, including the crucial five-year condition

Fixed deposit rates in June up to 8.1%: Check latest offer by lender

Small finance banks offer up to 8.1% on FDs, while large banks continue to offer rates largely below 7% in June

West Bengal rolls out Ayushman Bharat: Eligibility, steps to apply

Eligible residents can now access cashless hospital treatment worth up to Rs 5 lakh under PM-JAY

India Inc likely to see salary hikes of up to 10.2% in FY27: Report

The high-growth industries led by EV and EV Infrastructure are expected to register salary increments in the range of 9.6 per cent to 10.2 per cent, the report said

Outflows from gold ETFs signal caution; how should investors respond?

Existing investors should book partial profits if overweight; new ones should build exposure in a staggered manner

Eyeing SpaceX, OpenAI stocks? Global investment platforms offer access

While selecting one, check the safeguards and the tax-reporting support offered by it

Leave encashment on retirement? Here's how much tax exemption you can claim

Leave encashment on retirement can be tax free, but exemption rules differ for government and private sector employees