Personal Finance

Gold loan: Avoid maxing out on loan limit, maintain 20% valuation buffer

EMI-based repayment steadily reduces the principal and lowers LTV, offering better protection against price volatility than the bullet option

Active vs passive multi-asset funds: Control, costs and return potential

'Passive funds follow rules; active funds chase opportunities,' say experts

Aadhaar PVC card charges increase: Check details here & how to apply

Find out the updated fees, delivery timeline, and how to order your card

Amazon Pay launches fixed deposits offering up to 8% annual returns

Amazon Pay broadens its savings products with easy, app-based fixed deposit options

Car loan rates in January 2026 start at 7.4%, EMIs below Rs 10,000

Check EMIs, interest rates and processing fees across top banks

Banks, HFCs offer home loans rates between 7-12.6% in January 2026

Public banks remain cheapest, while private lenders and HFCs price loans higher

Health insurance claim rejected for non-disclosure? Here's what works

Claim rejections for non-disclosure are not always final. Here is how documentation, timelines and doctor clarifications can change outcomes

Home loan mistakes: Don't equate eligibility with repayment capacity

Be warned that incomplete, outdated and inconsistent documents can delay loan approval and disbursal

Does the IT dept track your online spending or lifestyle? Govt clarifies

Government responds to claims about ITD and citizens' digital activity

Credit cards in 2025: Tax clarity, RBI rules and a shift in spending

From festive splurges to planned spends, how card usage evolved in 2025

Senior citizen FD rates in January 2026 up to 8.10%: Bank-wise list

Interest rates vary widely across banks and tenures, making comparison important

FD rates in January 2026 at 5%-8%: Check best offers across banks

Bank-wise FD rates range from 5% to 8%, depending on tenure and lender type

LIC's revival drive for lapsed policies: Who should act and why it matters

LIC offers limited-time relief to restore life cover in case premiums were missed earlier

Stopping SIPs in downturns weakens long-term compounding, rupee-cost gains

Chasing past performance ignores the principle that returns of all assets are mean-reverting

Banks entering NPS fund management space: What it means for subscribers

More bank-led pension funds mean wider access, sharper competition, and better NPS experiences for long-term savers, say experts

Reasonable valuations, earnings revival to aid small-cap funds in 2026

After underperforming in 2025, small-cap funds may see a turnaround as valuations become more reasonable and earnings revive; existing investors should stay invested, while new ones enter gradually

Luxury travel meets HNI wealth strategy: The Villa economy in India decoded

The End of the Hotel Room: Inside India's Private Villa Luxury Boom

Cigarette tax hike from February 1: Check how much each stick will cost

Longer and premium cigarettes to cost more as new taxes kick in

Gold investors get 387% returns as RBI redeems 2017-18 SGB series

Redemption at ~13,486 a gram delivers nearly fourfold gains in eight years

Equity vs gold vs silver: How investors should balance portfolios for 2026

The investment playbook for 2026 is not about chasing themes, but about balancing growth with stability, and risk with resilience.