Page 2 - Finance Interviews

When devices think: Intelligent computing firmly comes to fintech

As fintech shifts to devices, AI, IoT, and on-device intelligence are transforming payments, lending, and fraud control, making devices central to the next phase of banking

Zero trust is pervasive, but gaps remain on emerging cybersecurity threats

As AI adoption accelerates, zero-trust security, continuous monitoring, and stronger customer awareness are critical to counter deepfakes, fraud, and evolving cyber threats

Small finance bank label a key hindrance for expansion, say experts

With clearer RBI norms, easing microfinance stress and digital-first models, small finance banks are set for steady growth and deeper reach among underserved customers

Rupee internationalisation aims to reduce business risk: T Rabi Sankar

RBI Deputy Governor T Rabi Sankar says rupee internationalisation aims to reduce risk for Indian firms, not replace the dollar, and warns that stablecoins pose macro risks

Recent consumption measures may boost demand, lift GDP growth: Poonam Gupta

Challenge lies in identifying new sources of growth to sustain an accelerated trajectory, says Poonam Gupta

PSBs are setting benchmarks for the India's BFSI sector, says M Nagaraju

Any future public-sector bank consolidation must carefully weigh the pros and cons, including whether it will deliver meaningful synergies, says Nagaraju

Banks increasingly looking towards retail customers, says K V Kamath

KV Kamath says technology is reshaping money flows, shrinking banks' fee income and pushing lenders to reinvent themselves as capital markets and fintech gain ground

SBI will double its balance sheet in 6-7 years: SBI chairman CS Setty

There is greater confidence among banks to lend to MSMEs because of data availability, and clarity in terms of their business models, says Setty

Any firm not taking IT seriously will not sustain for long: Bhattacharya

Former SBI chief Arundhati Bhattacharya says AI is reshaping leadership and banking, urging firms to embrace technology to drive inclusion, agility and better customer service

Growth-inflation data will determine MPC's future actions: Nagesh Kumar

The celebrations of this 'Goldilocks moment', however, were tempered by trends for October 2025 published only a few days later, suggesting that economic activity had peaked in Q2, says Nagesh Kumar

'Shriram Finance's lending rate may reduce by up to 100 bps in 18 months'

Shriram Finance Vice-Chairman Umesh Revankar said regulatory approvals are expected by the end of the current financial year

'Present policy rate & stance well positioned for macroeconomic stability'

Saugata Bhattacharya, external MPC member, spoke on the scope for further rate cuts and how the RBI's foreign exchange market interventions could influence the policy path going forward

Consensus seems to be pause by RBI's MPC, says SBI chairman C S Setty

C S Setty says effective liability management will help the bank to protect its margin above 3%

Despite digital transactions, ATM demand remains strong: OKI India CEO

Japanese firm OKI sets up a new manufacturing plant in India, banking on strong demand for cash machines and recyclers even as digital transactions soar

Open to small or medium buying opportunities: Piramal Finance MD & CEO

Jairam Sridharan, MD & CEO, Piramal Finance shares the rationale of the entire exercise and the growth roadmap for the upper layer NBFC in a conversation with Aathira Varier and Manojit Saha in Mumbai

The collections industry is running on a dignity deficit: Ananth Shroff

Ananth Shroff, cofounder and chief executive officer of DPDzero, which uses artificial intelligence (AI) for debt collections, interacted with Raghu Mohan via email

BFSI is the most digitally mature sector, says Arundhati Bhattacharya

At the Business Standard BFSI Summit 2025, Salesforce India Chairperson Arundhati Bhattacharya spoke about technology, leadership, and women in banking

As insurance regulator, I have an open mind: Irdai Chairman Ajay Seth

IRDAI chief outlines priorities on GST reforms, capital efficiency, Bima Sugam rollout, and risk-based supervision, promising orderly growth and stronger policyholder protection

We should've competing pension products: PFRDA Chairperson S Ramann

PFRDA chief hints at 100% FDI parity, new small pension funds, and unified regulation to expand India's pension reach and improve financial literacy

BS BFSI Summit: Specialised banks needed for niche mkts, says M Nagaraju

DFS Secretary M Nagaraju says India's financial sector is at its strongest ever, with PSBs recording record profits and NPAs at historic lows, but urges focus on MSME lending and cybersecurity