Page 114 - Personal Finance

US Visa Bulletin May 2025: EB-5 green card for Indians delayed 6 months

US Visa Bulletin May 2025: The final action date for Indian applicants in the unreserved EB-5 category has moved back to May 1, 2019

Beat capital gains tax via 183 days UAE stay? Nilesh Shah flags loophole

Kotak AMC MD Nilesh Shah recently flagged a tax loophole that allows Indian citizens to legally avoid paying capital gains tax by temporarily shifting their tax residency to the UAE

Invested right before market crash? History says you will still make money

Missing just a few of the best days can drastically reduce your wealth, proving that staying invested is key.

Exiting the markets now could prove costly as you may miss the rebound

Stick to the time-tested mantras of sticking to asset allocation, maintaining long-term orientation, and investing systematically to sail through these volatile times

Term insurance for self-employed: Besides securing family, cover biz debt

Families of the self-employed face significant financial uncertainty upon the policyholder's death

Why Zerodha's Nithin Kamath thinks investors must take a break from trading

'It is vital for one's survival to know when to stay out of the markets,' says Zerodha's leader

UPI transactions through QR Share & Pay method discontinued abroad

Changes implemented to improve security of UPI transactions outside India

SC says insurers can't deny claim for impossible conditions: What it means

Court rules that insurance firm cannot reject a claim on the grounds of breach of a condition in the contract that was impossible to fulfil

Debt mutual funds bleed in March: All 16 categories record net outflows

The Indian mutual fund industry saw net outflows of Rs 1.64 lakh crore in March on account of selling in debt mutual funds.

Inflows into equity MFs at 11-month low in March, Thematic flows plunge 97%

edemptions went up most in Large Caps (54% higher than last month) besides sectoral and thematic (55% higher than last month)

Rs 10 lakh minimum investment is per PAN, not per SIF scheme: Sebi

Market regulator says clarification ends confusion for investors allocating funds across different SIF offerings from the same fund house

EPFO allows employers to make one-time payment of dues via demand draft

Pension fund addresses helps employers can't pay past dues via electronic challan-cum-return

Equity or debt-oriented? Let risk profile and time horizon decide for MAAFs

Amid market turbulence, investors seeking stability with reasonable returns may multi-asset allocation funds

18% GST on dining at 'specified premises' hotels: How it changes your bill

Hotels with room rents under Rs 7,500 in FY25 aren't 'specified premises' unless they opt in voluntarily

Canara Bank, BOB, others FD rates post RBI policy: Check new terms

Lenders decision will impact investors who planned relying on stable returns from these accounts

Buying a new car? Check the best loan rates from public and private banks

If you are looking to buy a new car for yourself, it's best to first check what are the available financing options from different banks

Housing price up 10-30% in 1 yr, Kolkata sees biggest hike, Mumbai down 3%

The weighted average price of new launches in Southern cities (Bengaluru, Chennai and Hyderabad) continue to be in sub-Rs 10,000 per sq. ft. level in FY25

Expensive but innovative: IB schools offer an alternative learning arc

In a world that's rapidly shifting from rote to reasoning, the International Baccalaureate (IB) programme stands out as a different education system, valuing questioning over memorising

Fund review: ICICI Prudential Bluechip Fund

Fund review: ICICI Prudential Bluechip Fund

Cancelling a card: What it will do to your credit history, benefits

If a specific card encourages overspending and leads to mounting debt, cancelling it might help you regain control