Page 134 - Personal Finance
Maldivian holidays to liposuction: Have a look at luxury Oscar hamper
This year's gift bag is filled with more than 60 gifts. The gift bag includes a wellness retreat in Sri Lanka, providing nominees with a rejuvenating escape amidst lush landscapes & serene environment
 "Maldivian holidays to liposuction: Have a look at luxury Oscar hamper")
Insurance for natural disasters: Points to keep in mind while buying it?
Insurance plays a crucial role in mitigating the financial impact of natural disasters by providing a safety net that helps individuals and businesses recover quickly
 "Insurance for natural disasters: Points to keep in mind while buying it?")
English now official in US: Impact on Indian, other immigrants explained
Immigration experts say India, where English is widely spoken, could see its professionals and students benefit from the decision
 "English now official in US: Impact on Indian, other immigrants explained")
Credit card spending hits Rs 1.84 lakh cr in January 2025, up 14% on year
The average spending per card decreased slightly by 1% MoM to Rs 16,911, though it registered a marginal 1% YoY increase.
 "Credit card spending hits Rs 1.84 lakh cr in January 2025, up 14% on year")
No credit profile? Here is what you can do to have a robust score
Build your credit profile by applying for a secured credit card backed by a FD to build your credit profile
 "No credit profile? Here is what you can do to have a robust score")
India sees 5th month of negative flows, US accounts for 50% of outflows
The largest share of these outflows is concentrated in the US, which accounts for approximately 50% of the total outflows from India-dedicated funds, amounting to $1.45 billion
 "India sees 5th month of negative flows, US accounts for 50% of outflows")
US warns firms on H-1B visa bias: No favouritism for migrant workers
Critics say the H-1B visa programme allows foreign professionals to take jobs that could go to US workers
 "US warns firms on H-1B visa bias: No favouritism for migrant workers")
8th pay commission: When will it be formed & how govt salary is calculated
The salary revisions will now depend on the 'fitment factor', a multiplier that is applied to the current basic pay
 "8th pay commission: When will it be formed & how govt salary is calculated")
ICICI Prudential launches 'Pru GIFT Select' for guaranteed income
This product offers flexibilities to customers such as choosing when they want the guaranteed income to start, the duration of the guaranteed income & the amount that they get at the time of maturity
 "ICICI Prudential launches 'Pru GIFT Select' for guaranteed income")
India's visa applications up 11% in 2024, Canada and China among favourites
Popular destinations for Indian travellers in 2024 included Canada, China, France, Germany, Italy, Japan, the Netherlands, Switzerland, Saudi Arabia, the United States, and the United Kingdom
 "India's visa applications up 11% in 2024, Canada and China among favourites")
Fixed deposit rates may fall. Should you look elsewhere to park your funds?
As the repo rate cut affects FD interest rates, investors must carefully weigh the pros and cons of locking in current FD rates versus exploring other investment options like debt funds.
 "Fixed deposit rates may fall. Should you look elsewhere to park your funds?")
87% Indians fear data breach, 50% worried about Aadhaar security: survey
The percentage of citizens who confirmed their personal data is in public domain or leaked has jumped from 72% to 87% in the last 36 months
 "87% Indians fear data breach, 50% worried about Aadhaar security: survey")
MF schemes merger: Stay invested if new fund fits your goal, risk appetite
Fund houses also merge schemes to cut costs and focus scarce fund management resources on their flagship schemes
 "MF schemes merger: Stay invested if new fund fits your goal, risk appetite")
Bollywood actor Shakti Kapoor sells Juhu apartment for Rs 6.1 cr
The transaction incurred a stamp duty payment of Rs 36.66 lakh and registration charges of Rs 30,000.
 "Bollywood actor Shakti Kapoor sells Juhu apartment for Rs 6.1 cr")
'False' toll fee deduction? Know why it happens & how to remain protected?
For any false deduction, call customer support, report the wrongful transaction, file a formal complaint, dispute the charges, and request a Tag change from the bank
 "'False' toll fee deduction? Know why it happens & how to remain protected?")
RuPay Select Debit Card : Get travel, health perks, and more from April 1
The card also includes personal accident insurance of up to Rs 10 lakh
 "RuPay Select Debit Card : Get travel, health perks, and more from April 1")
US green card: EB-4 visa applications suspended - what happens next?
No further EB-4 green cards will be issued until the new financial year begins on October 1, 2025
 "US green card: EB-4 visa applications suspended - what happens next?")
How many times a taxpayer is allowed to switch between old & new tax regime
Salaried taxpayers with non-business income can switch between tax regimes yearly. Those with business income who opt out of the new regime cannot re-enter later
 "How many times a taxpayer is allowed to switch between old & new tax regime")
Top 10 states with highest RERA project registrations: Maharashtra, TN lead
Maharashtra leads with highest number of projects registered with RERA, accounting for 40% share, followed by Tamil Nadu 17% share.
 "Top 10 states with highest RERA project registrations: Maharashtra, TN lead")
Trump claims 'record-low' illegal immigration in Feb, says US invasion over
Trump compared the figures to those under Joe Biden's presidency, saying, "300,000 Illegals crossing in one month under Biden"
 "Trump claims 'record-low' illegal immigration in Feb, says US invasion over")