Page 329 - Personal Finance

FD rules tweaked: Premature withdrawals allowed for deposits up to Rs 1 cr

Reserve Bank of India has raised the minimum amount for offering non-callable term deposits to Rs 1 crore from the current Rs 15 lakh.

Invest in US Treasury debt fund for currency hedge: What is on offer?

There could be losses if interest rates rise or rupee appreciates

How to choose the best water purifier for your home: Things to know

To choose the best water purifier, you need to know the quality of water at your home, besides several other important factors

A snapshot of guaranteed pension plans offered by various firms

Here is how the guaranteed pension plans offered by various companies stack up

Table: Fixed deposit schemes offered by various finance companies

Credit ratings for the schemes are mostly 'stable', according to Paisabazaar table

Green deposits offering higher interest than regular FDs, should you pick

Green deposits are essentially deposits raised for the purpose of utilising the proceeds towards financing of green projects/activities

How to maximise your Diwali shopping with festive credit card offers

Credit cards offer generous reward points, cashbacks, and discounts during the Diwali season. These can help you save money in the long run no matter how much you spend at present.

Fund review: Nippon India Largecap

Fund review: Nippon India Largecap

More appetite for FDs when compared to debt funds: What should you pick?

The advantage of short-term debt funds is that it has higher liquidity and can be withdrawn only when the needs com

Thematic funds rule MF space: Kotak MF joins bandwagon with consumption NFO

The fund will invest in the sectors/industries like Fast Moving Consumer Goods, Financial Services, Automobiles and Auto Components, Consumer Durables, Telecom, Consumer Services, Health Care

Zerodha forays into MF space with passive fund launches: Should you invest?

The two funds will be open-ended, passive and index equity mutual fund schemes. The two will be benchmarked against the Nifty LargeMidcap 250 Index TRI (total returns index).

Want regular income sans credit risk? Invest after exhausting SCSS limit

Younger investors in wealth accumulation stage and those unwilling to lock in for seven years may steer clear

AU Small Finance Bank launches its first Green FD: All you need to know

he Green Fixed Deposit offers an interest rate of up to 8.50 per cent, with a minimum investment requirement of Rs 5,000.

Paperless loans: HDFC Bank launches digital banking platform 'XpressWay'

XpressWay offers services like personal loans, business loans, car loans, home loans, loan on cards, credit card, savings accounts, service journeys and more

Diwali bonanza: BoB has a plethora of deals, offers for credit card users

The offer is available with brands such as Amazon, Flipkart, Paytm, HP, Dell, Xiaomi, MMT, and more, both online and in-store

Diwali shopping: Should you opt for the zero-EMI scheme?

This type of EMI is designed to appear "interest-free" to the consumer. It means that you won't be charged interest on the loan

Safe haven gold to trend higher due to geo political uncertainties

Contrary to the usual trend of gold moving up significantly in the weaker dollar scenario, the safe haven status has assumed significance despite a strong dollar scenario.

Debt funds see competition from FDs, almost 95% SIPs are in equity MFs

Bank Fixed Deposit is emerging to be a stronger product than longer-duration debt mutual fund schemes

Defer your tax liability from ESOPs by extending exercise period

For more favourable tax treatment at sale, hold the acquired shares for more than a year

Scared of scamsters? Know how to lock your Aadhaar biometrics here

Aadhaar update: Aadhaar users can lock their biometric details to stop scamsters from transferring money from their bank accounts to others. Know how here