Page 388 - Personal Finance

EPFO adds 1.7 mn net subscribers in April, an increase of 35% YoY

Out of the total 17.08 lakh subscribers added during the month of April, around 9.23 lakh new members have come under the social security cover of EPF and MP Act, 1952, for the first time.

PFRDA pension scheme subscribers up 24% to 53.2 million by May end

Atal Pension Yojana (APY) -- the highest contributor to the subscriber base -- registered a growth of 31.6 per cent to 37.2 million by end of May this fiscal year.

Planning to buy a new home? You should know these terms and jargons

Buying property is a massive financial decision. Here are key terms you must know if you plan to buy a home

Beyond the dotted line: Sign insurance proposal form after a careful read

A client, and not the insurance agent, has to ultimately bear the consequences of not revealing critical information.

Defer, reschedule or switch loan if EMIs have increased: Experts

Here are four ways to deal with a rising EMI burden, all of which will, however, require hard negotiations with the lender

Flavour of all seasons: How India came to love ice creams

Don't like chocolate? Not a fan of vanilla? Maybe you're into fruit-flavoured ones? No matter what you like, there is a taste for everyone.

A snapshot of term insurance plans with two riders offered by companies

Here is how the term insurance plan offered by various companies stack up

Fund pick: HDFC Mid-Cap Opportunities Fund

Fund pick: HDFC Mid-Cap Opportunities Fund

Compare Form 16 with 26AS before filing income-tax return: Experts

Report any discrepancy to your employer and get it amended

Don't retreat to home turf due to US market correction, experts advise

Benefits like low correlation, currency hedge, and access to unique businesses remain intact

Give real estate brokers quoting below-market prices a wide berth

Stick to RERA-registered brokers, preferably the tech-savvy kind, and look for deep knowledge of the micro-market you are interested in

Stick to algos vetted by exchange or a reputed broker, advise experts

Go with players who can provide audited records of performance

Get a fix on key changes in the new Income Tax Return Forms for AY 2022-23

The forms are quite elaborate and seek a lot of information, so get the documentation and paperwork ready, and make complete disclosures while filing returns

Gold underperforming but make it part of your inflation-combating portfolio

It may underperform in the near term, but could bounce back if fears of a US recession gain ground

Now, life insurers can introduce products without Irdai's prior approval

Currently, all life insurance products and riders require prior approval of the insurance regulator before launch

Going green and saving on long-term costs running an electric vehicle

Both two- and four-wheeler EVs are available at various price points to suit your budget; you can also expect a slew of new models a few months down the line

A snapshot of car loan rates offered by various banks with details

Here is how the car loan rates offered by various banks stack up

Fund pick: Kotak Credit Risk Fund

Fund pick of Kotak Credit Risk Fund

Raise your equity allocation to beat retirement blues, say experts

Keep in mind risk appetite and investment horizon permit

Opt for 3- to 6-month fixed deposits for now; lock in at higher rates later

Home loan borrowers must pre-pay, or opt for higher EMI, to prevent loan tenure from rising