Page 4 - Personal Finance

₹143-crore deal: Mahindra Lifespaces to redevelop nine Chembur buildings

Mahindra Lifespaces signs ₹143-crore Chembur redevelopment deal with 133-member society

Housing society votes 3/4 against you: Can it force you to sell or leave?

A majority vote may let a housing society act against a member, but it cannot automatically take away your ownership or force you to sell or vacate your flat.

The EMI effect: Used-car financing growing faster than new-car loans

Used-car loans are India's fastest-growing vehicle finance segment: CRIF High Mark

Axis Bank credit card rules change: What gets costlier from Aug 28

From higher overseas transaction costs to revised late fees and reward exclusions, Axis Bank cardholders face several changes from August 28

₹37,000 per sq ft: Max One sets new Noida luxury housing record

. At the reported sale value, a 10,000 sq ft residence would translate into an indicative ticket size of around ₹37 crore, excluding GST.

Largecaps for stability, mid and smallcap funds for higher returns

Maintaining exposure across various market-cap categories is important as leadership can change during different market phases

Property registered in your name? That's not the end of ownership process

A registered sale deed records the transaction, but buyers must check title history, encumbrances and other records before claiming clear ownership

Beyond metros: Tier 2, 3 cities account for 86.5% of education loan demand

From UP to Bihar, smaller cities fuel India's education loan boom

Got a Rs 6,000 tax demand? Govt warns it could be a phishing scam

Fake messages seek to resemble genuine communication from a government authority and exploit taxpayers' concern about penalties, says PIB Fact Check

Rs 54 lakh cash deposit avoids taxation: Why property dealer won case

Tax tribunal rules the amount passed through his account and was not income. Experts explain the evidence that made the difference

CGHS reimbursement rules: The Rs 3,000 test rule & referral norms explained

CGHS has clarified when beneficiaries need referrals or prior approval for tests, follow-ups and procedures under the reimbursement rules

Actor Prajakta Mali buys ₹6.4 cr flat in Goregaon's Oberoi Exquisite

Prajakta Mali buys 996 sq ft Oberoi Exquisite flat for ₹6.42 crore

How to handle your finances after a job loss: Cut costs, manage debt wisely

How to pare discretionary expenses, handle investments and debt, and migrate from a group to a personal health insurance policy

Suryoday Bank FD rates: 8.25% for regular investor, 8.5% for senior citizen

For regular customers, the bank is offering interest rates of up to 8.25% a year, while senior citizens can earn as much as 8.50% a year under the revised rate structure.

Bali, Vietnam trip? 8 forex mistakes that can quietly eat into your budget

A ₹1.5 lakh Southeast Asia holiday can quietly become more expensive if you get the currency part wrong.

Gold or silver in 2026? Tata MF says keep 70% in gold, 30% in silver

Gold remains the preferred anchor because of its defensive characteristics, central-bank demand and diversification benefits. Silver provides additional growth potential.

RBI sets new loan recovery rules: What changes for borrowers in 2027

RBI's binding rules on recovery will restrict contact hours and recovery-agent conduct, while safeguarding against wrongful device locking, but third-party agents could pose challenges.

Regular to direct plan switch: Is a tax levy justified for investors?

Making switches between regular and direct tax-neutral will not cause any revenue loss. The capital gain is not being forgiven or exempted

Govt opens one-time foreign assets' disclosure window starting Aug 16

Eligible taxpayers can disclose specified foreign income and assets under the one-time scheme till December 31, with a 60 per cent outgo in one category and a ₹1 lakh fee in another

Flood-damaged home? Know what insurance policy covers and how to claim

Check sub-limits and exclusions, document damage promptly, and avoid permanent repairs before inspection