Page 4 - Personal Finance

Switch banks without changing account number: RBI's planned payments push

Proposed framework aims to eliminate 'sticky' banking by allowing the seamless migration of salary, EMI, and SIP mandates to new providers.

April-June small savings rates announced: PPF, NSC status explained

Key small savings rates notified: PPF at 7.1%, NSC 7.7%, MIS 7.4%, Sukanya 8.2%

Sara Ali Khan leases Andheri bungalow to Montessori school at ₹6.5L/month

Starting from the third year, the rent will increase by 5% annually.

Gold's 25% fall after record highs: What 2025-26 cycle means for investors

By late March, gold had given up all its year-to-date (2026) gains, falling back to Dec 2025 levels - roughly $4,100-4,300/oz - a drop of about 20-25% from the peak of Jan 2026

Motor insurance claims: Small lapses that can lead to costly rejections

Everyday mistakes, from delayed reporting to unauthorised vehicle use, can lead to a claim being denied

Housing sales down 13% YoY, slip below 1 lakh after 18 quarters: Report

Launches fall 19% to 92,411 units with supply crunch

Loan rule changes in 2026: faster scores, zero charges you should know

RBI's loan rule changes roll out in phases, from zero charges to faster credit score updates

Delhi-Meerut tolls to rise 5% from April 1: Check revised charges here

Toll on Delhi-Meerut expressway rises about 5% from April 1; car users to pay ₹175 one way, digital payments only via FASTag, UPI

Women's wages rise 7.2-8.8% in 2025, but pay gap remains wide: Govt Data

Women earn 76% of men in salaried roles, 69% in casual jobs, and just 36% in self-employment, highlighting a wide pay gap across segments

₹100 cr bet on South Delhi: AIF targets ₹25 cr per floor in Gulmohar Park

South Delhi's Luxury Realty Bet: Golden Growth Fund Eyes ₹100 Crore Project in Gulmohar Park

DDA sells over 700 flats in Delhii in 2 days under Narela Housing Schemes

Under the 'DDA Karmayogi Awaas Yojana' 2025, flats are offered to retired government employees. DDA recently offered an additional 936 flats in Pocket 6, Sector A1-A4, Narela.

India Inc CEOs earn ₹10.5 cr annually but pay growth slowest since Covid 19

With Indian equity markets underperforming over the past 12-18 months and geopolitical uncertainties rising, companies have taken a cautious approach to compensation.

₹60 crore deal: Kalpataru sells luxury flat in Mumbai's premium Lower Parel

Residential real estate prices in the area have risen 130% over the past 20 years

Year-end portfolio review: Book partial profits in silver and gold funds

Diversify internationally, continue SIPs in equity funds, and move towards medium and shorter-duration debt funds

Margin calls in gold loans: Avoid borrowing over 50-60% of pledged value

Maintain a liquidity buffer in case you get a margin call due to falling gold prices

Locker access isn't ownership: Court ruling clarifies 'survivor' myth

Kerala High Court clarifies that 'either or survivor' mandates only grant bank access, while legal ownership of assets are governed by the deceased's Will or succession laws

Banking changes from April 1:Ignoring this could cost you ₹200-800 a year

Tighter verification protocols and revised daily withdrawal caps reflect a broader shift by lenders to mitigate digital fraud

1 in 5 urban Indians at heart risk, raising insurance premiums: Report

Rising cardiovascular and respiratory vulnerabilities among younger urbanites are forcing a shift towards dynamic risk pricing and higher premiums

Madhuri Dixit takes office on lease in Lower Parel for ₹4.25 lakh per month

Bollywood actress Madhuri Shankar Dixit has taken a commercial unit on rent in Mumbai, with a starting monthly rent of Rs. 4.25 lakh,

Kotak Midcap Fund turns ₹10,000 SIP into ₹1.59 cr in 19 years, 20% CAGR

Rs 10,000 invested via SIP in Kotak Midcap Fund (Erstwhile - Kotak Emerging Equity Fund) would have grown Rs 22,80,000 into Rs 1.59 crore at a CAGR of over 17.87%