Page 4 - Personal Finance

Builder gave flat, not promised amenities; RERA orders 90-day fix

Order says handing over a flat alone is not enough if promised amenities and common facilities remain incomplete

75% insurance buyers save up to 70% on premiums by comparing plans: Report

Premiums for similar insurance cover can vary widely, making comparison an important step before buying

VISHWAS 2026 to settle PF penalty disputes: Who benefits from scheme

The six-month EPFO scheme offers eligible employers a chance to settle PF penalty cases at lower damages

12%, 9% or ₹1,800 PF? How to choose which option is best for your salary

Want a higher take-home salary? Here's what choosing a lower PF means

HNIs, NRIs to keep Delhi-NCR's luxury housing boom alive over next 2 years

Delhi-NCR luxury housing demand to stay strong as infrastructure, NRI investments fuel growth: Equirus Wealth

Investing in PPF? How interest rate works and how to maximise your returns

Depositing your contribution before the fifth of the month, especially before April 5 if investing the annual limit in one go, can help maximise the interest you earn over the long term.

Lost your registered mobile? How to access Income Tax portal without OTP

CBDT allows taxpayers to reset their e-filing password using DSC, net banking or email even without the registered mobile

Bengaluru, Chandigarh pip Mumbai, Delhi in average household income: Study

A PRICE study ranks Bengaluru and Chandigarh highest in average household income, with Delhi-NCR retaining its position as India's biggest consumption market

Ranbir Kapoor buys over 25.7 acres of land in Pune's Mulshi for Rs 16.4 cr

After Ayodhya, Ranbir Kapoor buys over 25 acres in Pune for Rs 16.42 crore

EPS 2026 brings 5 key pension changes for EPF members: Here's what changed

From a new withdrawal waiting period to faster claim settlements, here's what the notified EPS 2026 changes for members

NRI with US dollars? You can now earn up to 7.52% on FCNR deposits

Best FCNR deposit rates for NRIs: Equitas vs SBI, HDFC Bank, Yes Bank and others

EPFO adds new PF transfer option after job switch: What has changed

Members can now transfer their PF balance through two online routes, helping consolidate retirement savings after a job switch

Salman Khan sells Bandra flat for ₹3.5 cr; gains ₹62 lakh after 11 years

Salman Khan sells Bandra apartment at nearly ₹46,000 per sq ft

How cryptocurrency investors can avoid tax and regulatory trouble

Use registered platforms, report every trade and maintain a complete audit trail

What is new about the EPF 2026 Scheme and what it means for subscribers

While subscribers get greater flexibility in making partial withdrawals, they should exercise this freedom judiciously so that they don't deplete their retirement corpus drastically

Over 17 million taxpayers file ITRs ahead of July 31 deadline: I-T deptt

The Income Tax Department said more than 17 million taxpayers have filed income tax returns for Assessment Year 2026-27 so far, with over one million returns submitted on Friday

Avoid a costly early exit: Steps before surrendering an insurance policy

Assess the policy's returns, risks and liquidity restrictions, and ensure that you can sustain the premiums throughout its term

Fixed deposit rates in mid-July up to 8.1%: Top picks across lenders

Small finance banks offer up to 8.1% on FDs, outpacing most public and private sector lenders

Nithin Kamath spots a costly mutual fund mistake: Are you making it?

Zerodha cofounder urges investors to review their mutual fund holdings, saying higher costs can quietly reduce long-term returns

Use short-term insurance to cover time-bound financial liabilities

They should be used as top-ups, not as the base cover for providing long-term protection to the family