Page 4 - Personal Finance

No free lunch: Annuities reveal why the retirement corpus has to be large

Annuities show that a 60-year-old couple needs a total of Rs 12 crore to be able to live in a two-bedroom apartment in Bangalore during retirement

IRDAI's new insurer rules from April 1: What it means for policyholders

Move to Ind AS 117 framework will modernise how insurers report long-term profits and liabilities without altering existing policy terms, premiums or coverage for customers

Fund review: Aditya BSL Corporate Bond Fund

Fund review: Aditya BSL Corporate Bond Fund

Iran tensions test Dubai property boom despite record $250 bn realty market

Indian nationals account for roughly 20-22% of foreign property purchases in Dubai, making them the largest investor group in the market

Global trophy hunt: Singapore is the new capital for $10 mn+ real estate

Singapore ranks top globally, with 5.2% of all homes currently listed for sale qualifying as trophy properties, highlighting the city-state's exceptional depth of luxury housing stock.

38% of women in rural and semi-urban India use UPI weekly: Report

While they India act as their household's primary savers, only 32% of women use formal financial institutions for savings

Middle East tensions threaten oil, trade flows for India as crude jumps 8%

With nearly 9 mn Indians residing in the Middle East - contributing 38% of India's total remittances - the region holds strategic importance for India.

Rs 7 lakh PM Mudra loan for a small fee? Govt flags new online scam

MUDRA operates solely as a refinancing body and never solicits direct payments from individual borrowers.

War disruption: When airlines, hotels must refund cancelled bookings

If airlines cancel flights due to war or airspace closure, passengers can seek full refunds. But if travellers cancel voluntarily, contractual rules apply and insurance may not cover war

Moving abroad for a new job? Here's what happens to your EPF savings

Members can choose to maintain, transfer or withdraw their savings depending on their destination and employment terms

Women claim 50% of business loan volumes, hold 43.5% of gold loans

Women borrowers in India grow to 8.9 crore, outpacing men with 14.2% credit growth

PAN misused for fraudulent loan? How to detect & restore credit score

Hidden loans can quietly hurt your credit score; here's how to catch and fix them promptly

Women account for only 11% of home loan approvals in 2025: Report

Women borrowed more than men in just two cities, but the average loan size for women across major markets is Rs 6 lakh lower than for men

Kotak raises debit card fee to Rs 300, changes cash rules: Check details

Lender is tightening its fee structure from April 1, raising debit card charges and introducing higher penalties for repeated auto-debit failures

The great tech rebound: India's white-collar job market surges 12% in Feb

India-based multi-national IT companies were the primary driver, recording a 55 per cent hiring surge

Godrej Prop strikes gold in Gurugram: ₹4500 cr bet on Golf Course Extension

This project will offer residential development with an estimated revenue potential of over Rs 4,500 Crore, comprising a mix of premium low-rise and high-rise residencies

File consumer complaint within two years of the last cause of action

Identify correct court for filing complaint based on amount paid for goods or service

Can you lose your home over unpaid property tax? What the law actually says

While municipal authorities possess the legal power to auction homes for unpaid tax, they must follow a strict sequence of statutory notices and appeal windows

57% of HNIs buy term at 30-39, demand for Rs 3 cr cover surges: Report

Affluent Indians are increasingly prioritising pure protection over tax planning, with over half of high-net-worth individuals now securing multi-crore term insurance covers before the age of 40

Credit card interest rate rising? Here's what's likely causing the spike

Understanding variable Annual Percentage Rate essential to avoiding sudden debt spikes caused by shifting interest rate cycles, late payment penalties, expiry of introductory offers