Page 41 - Personal Finance

Nadiadwala Grandson buys two luxury flats in Mumbai's Prabhadevi for ₹37 cr

Both transactions were registered in October 2025.

Luxury homes buck trend: ₹1-cr-plus homes now 62% of total sales in 2025

While premium homes gained market share in year-to-date (YTD - January to September) sales, the mass segment's (sub-Rs 1 crore) share dropped from 48% to 38% compared to the same period last year.

Experion's ₹2,500-cr Gurugram bet: TATA to build 45-Storey 'Trillion'

Spanning 2.5 million square feet, The Trillion will comprise 45 floors per tower, positioning it among the tallest residential developments in the region.

Worli's new crown jewel: Godrej eyes ₹10,000 Cr from luxury Trilogy project

Godrej Properties Mumbai Launch: ₹10,000-Crore Worli Redevelopment Gets MahaRERA Nod

High-value festive buys rule Diwali: 42% spent over ₹50,000 on credit cards

91% planned purchases around card offers; cashback was the most valued reward

Bank nomination rules amended to align with will, avoid disputes

For deposits, nominee shares should mirror the division in the will; for lockers, the order should match the will

Missed something in your ITR? You can still correct it with ITR-U

The extended four-year window under ITR-U gives taxpayers a chance to fix past errors, but use it wisely, say experts.

Gold loan or gold overdraft? Know the smarter way to borrow against gold

Gold loans offer structure, overdrafts offer flexibility. Here's how to pick the smarter way to borrow against your gold.

Is your financial advisor legit? Here's how to check Sebi registration

Not all advisors are Sebi-approved. Here's how to spot the real ones and avoid scams

Beware of 'India Post Chhath Puja Subsidy' message, govt warns of scam

Chhath Puja subsidy scam: No such offer exists, says PIB Fact Check; citizens advised not to share personal or banking details

Should you shift more savings into gold as stock market underperforms?

With gold up 51% and equities up just 6%, Kotak says the metal's surge is driven by sentiment, not fundamentals - and could hurt both portfolios and India's current account.

Daughters have no legal claim in property if their father died before 1956

If your father or grandfather died before 1956, you may not be entitled to claim a share in his property under the current law - even if you file a claim today.

Buy Now, Pay Later: Limit instalments to 10-15% of income, restrict usage

Those with multiple loans, irregular earnings, or poor repayment habits should avoid this form of quick credit

Think ₹5.2 cr will make you rich? Inflation says it is worth just ₹90 lakh

Your ₹5.2 crore SIP corpus in 2055 will buy you only what ₹90 lakh can buy today - if inflation averages 6%

A year of SIPs but no returns? Value Research explains what's going wrong

Give your funds at least three years before evaluating

From Bangkok to Mumbai: Where paying rent means losing two-thirds of pay

Residents in Bangkok spend 79 per cent of their income on rent, followed by Mumbai at 66 per cent and Mexico City where renters use over two-thirds of their earnings to pay for housing

Multiple nominations, smoother claims: Nov 1 banking changes explained

From November 1, depositors can nominate up to four people for accounts and lockers, making claims easier and succession of assets smoother

Best senior citizen FDs in October: 12 banks offer up to 8.15% interest

Senior citizens earn the highest FD returns from small finance banks, with rates up to 8.15%, while new TDS limits apply from Budget 2025

Tackling festive debt hangover: Repay high-rate loans on priority

Curtail new discretionary spending until existing EMIs are cleared; use secured loans to clear high-cost debts

325% returns on SGB 2017-18 Series-IV as RBI announces redemption date

The RBI has set the final redemption price for SGB 2017-18 Series-IV, offering investors an absolute return of 325% on their gold-linked bonds