Page 461 - Personal Finance

Small-cap funds are witnessing an upswing, are they in revival mode?

One reason for this sound performance is that large-cap funds have done well over the past year and stocks in this segment have become expensive due to a lot of liquidity chasing them

Insurance firms' trial products promise accurate price covers for policies

The Insurance Regulatory and Development Authority (IRDAI) recently gave the green light to 33 products and services under its regulatory sandbox framework

Explained: What to expect, how to read this year's Union Budget document?

The Union Budget gives the account of the government's finances for the fiscal year that runs from April 1 to March 31

More than just capital: Banks' housekeeping woes set to increase

The solution offered by the central bank is to kick start the capex cycle.

With tweaks, June 7 circular will fly

The RBI is yet to come out with the reference date for loan accounts less than Rs 1,500 crore

The devil in retail: Stress seen in credit cards, auto, and home loans

Banks had grown their retail books in a big way in recent times given the lacklustre demand for corporate credit

Microfinance segment showing signs of stress with lenders chasing customers

Padmaja Reddy says while the MFI industry may have grown to Rs 2 trillion, the share of pure-play entities is only Rs 60,000 crore.

Are Airtel's 'prepaid' insurance plans as good as standalone policies?

Earlier this month, the telecom company introduced a Rs 279 prepaid plan, with Rs 4 lakh insurance cover from HDFC Life

Who gains and who loses if FM changes tax norms in the coming Budget

Based on market intelligence, we outline three scenarios that may pan out in the Budget proposals this year, and assess their impact on your pocket

Here is a snapshot of various popular tax saving investment schemes

Choose Section 80C investments based on risk appetite; be mindful of lock-in too

Beauty products for males who have fallen in love with themselves

Worth $643 mn in 2018, this market is projected to cross $1.2 billion by 2024, with men beginning to spend more time and money on personal care than women

Slowdown may offer buying opportunities

Consider buying stocks of companies that command brand loyalty

Tweak slabs, put more money in tax payers' hands to boost consumption

Altering personal tax rates with this goal in mind will help boost consumption

'Pay when you stay', 'EMI waiver': LICHF's plan offers relief to borrowers

But you need to stay for the entire period of the loan to get this benefit

Fund pick: Kotak Medium Term Fund

Fund pick: Kotak Medium Term Fund

India's public spending on old-age pensions a mere 1% of GDP: Study

India, Indonesia and South Korea are among the countries with the highest share of people who wish to continue working after the retirement

Reader's corner: Can motor insurance policy be transferred to a new car?

You need to inform to the insurance company about any changes or modification you have done to the insured vehicle, says expert

More evidence can be allowed in appeal

Still, in exceptional circumstances, it would be permissible to make a departure from the general rule and allow additional evidence in appeal.

Realty Check: Current rates and unit sizes in the Rs 1.5-2 cr price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Tipping point: Should you bet on the revival of pharmaceutical funds?

Whenever the domestic economy is not doing well, smart money shifts to export-oriented sectors like pharma