Page 485 - Personal Finance

The great rustic outback: New style statement in urban home interiors

Options in this space are expensive at the outset, but low maintenance costs and element of timelessness make them a great bargain for the urban dweller whose heart resides in the lap of nature

How to protect your interests when your stockbroker is headed for trouble

Delays in transferring securities from pool account to your demat account, or in paying out money to you are signs of potential trouble

Active funds may not beat index as most don't give remarkable returns

Active MFs' fees are 10-50 times the fees of the most actively traded Nifty50 ETF

Fund pick: Franklin India Equity Advantage Fund

Franklin India Equity Advantage Fund

From airlines to hotels, ways to lower charges if you cancel a trip

For airlines, opt for flexi fare or cancellation insurance. Call hotels directly and negotiate with managers

Kind employers may offer gifts, but onus lies on employees to pay tax on it

Gifts from an employer to employee is taxable as perquisites if their value is more than Rs 5,000.

SBI revises interest rates on loans, FDs, savings deposits: check new rates

SBI has lowered rates on fixed deposits by 10 basis points for '1 year to less than 2 years' maturity with effect from October 10, 2019

The mess called cooperative banks

Either co-operative banks or their depositors should be required to buy commercially priced deposit insurance above the level insured by the statutory cover

Planning to invest in MFs? Know what are the components of expense ratio

Different slabs have been defined for different levels of AUM. Higher the AUM of the fund, lower is its expense ratio

Realty check: Current rates, unit sizes in Rs 50 lakh-Rs 1 cr price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Explained: How should you select an index fund based on Nifty 50?

Use two criteria for selecting an index fund. One is expense ratio, another criterion you should use is tracking error

Need health insurance plan? High-value covers can have restrictions

Watch out if the policy limits illnesses or the number of days of treatment

Small savings schemes: Look at post-tax return before deciding to invest

With the economy witnessing a slowdown, and the stock markets also turning volatile, many investors are looking for alternative avenues to park their savings

Investors should not allow recent returns to influence asset allocation

Reducing exposure to equities and raising it to debt within NPS could prove disastrous in the long run

Newly-weds, read carefully: How to make the most of tax relief on gifts

Any gift one receives during such occasions,either from close relatives or others, is not taxed

What govt can do to nab tax evaders without hurting honest taxpayers

At present, an individual gets tax benefit under Section 54 irrespective of the number of properties owned by him

Cash is king again

Even the well heeled in metros find it difficult to go completely digital. Cash withdrawals from ATMs are back at the same level as they were before demonetisation

Need emergency cash? Borrow against fixed deposit instead of liquidating it

Effective interest rate comes to 1-2.5 per cent

The effect of tax cuts has dissipated

Indices are below the 200-DMA - a reliable indicator of a long-term downtrend

Small accessories, huge impact: Snazzy shades to suit your personality

Sunglasses aren't just for protecting the eyes. The right pair can transform your looks and really boost your confidence