Page 486 - Personal Finance

IRDAI tries to bring more transparency into life, health and travel covers

Lack of clarity often led to disputes between customers and insurers over whether certain claims could be honoured

Slowdown woes: Trade credit insurance claims rise 38%, premiums jump 14%

The insurers feel that various initiatives taken by the government such as recapitalisation of PSBs and their mergers will boost the liquidity situation in the market

Don't leave tax planning for fourth quarter, spread financial burden

Spread out your financial burden by investing in tax-saving instruments throughout the year

Fund pick: Franklin India Savings Fund

Fund pick: Franklin India Savings Fund

RBI's external benchmark move: Public sector banks set lower loan rates

Public sector banks have priced their external benchmark-linked loans lower than their private sector counterparts

Realty check: Current rates, unit sizes in Rs 1.5-2 crore price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Confused about creating an emergency fund? Here's your complete guide

Consider an emergency fund equal to one year of expenses, otherwise six months is adequate.

Tipping point: How investors can deal with volatility in small-cap funds

Take the SIP route to average out purchase cost

Insurance covers that can help mitigate financial blow during calamities

Natural calamities can wipe out your assets completely, and life cover is not enough. Sarbajeet K Sen guides on having home, car and health insurance

Festive season calls for tempting deals, here's how to avoid being tricked

E-commerce as well as physical retailers use tricks to make you spend more, or to make you purchase goods they want to sell

Good news: Your stay at luxury hotels to be less expensive from today

Travellers staying in a hotel room costing over Rs 7,500 per night will now have to pay GST of 18 per cent, against 28 per cent earlier

SBI account holder? Know new ATM withdrawal, loan rules kicking in today

SBI will use repo rate as the external benchmark to price all new floating-rate loans for MSMEs, housing and retail loans and credit for medium-sized enterprises from today

Be watchful of expense ratio you pay if your fund manager can't outperform

Coughing up a high expense ratio year after year makes no sense if your fund manager is unable to outperform

Liquid fund linked to medical benefits works for senior citizens

ICICI MF's new product allows investors in the fund house's liquid fund to pay for health care expenses

Chill, pump adrenaline or simply go local at these upscale hill resorts

While they seem to cost quite a packet at first glance, the plethora of activities they offer to both, the passive and the passionate vacationer, make them a great value proposition

Planning to take a car loan? Some lenders have waived processing fee

Be on the look out for more such offers during this festive season

Small-cap investing strategy

Always keep in mind that it can rise or fall by 20-40 per cent in a given year

Are fixed-floating rates a sound option for retail home loan borrowers?

Two leading industry experts debate the merits and demerits of the new fixed-floating rate product that the SBI chairman proposed recently

Why investing in well-diversified debt funds is a smarter choice

While portfolio concentration can boost the returns of equity funds, it offers no benefit in case of bond funds

Fund pick: Mirae Asset Large Cap Fund

Mirae Asset Large Cap Fund