Page 49 - Personal Finance

Delhi launches Rs 55 cr collateral-free loan scheme for small businesses

Scheme will also serve women entrepreneurs and help economic growth, says state government

Fund review: Franklin India Focused Equity Fund

Fund review: Franklin India Focused Equity Fund

Consumer sector sees 4-year high in deals, ₹21,000 cr raised YTD, F&B leads

With regard to the quantum of fund raising in CY25 (YTD), the consumer segment witnessed deals worth more than Rs 21,200 crores, with 74% of the deals in Food & Beverage segment.

Car loan rates at 7.60-14%: Know best rates offered for Diwali season

Some lenders have waived processing fees to win customers amid rising demand for new vehicles

From ₹1 lakh to ₹4 cr: What 30 years in a Mid Cap Fund can do for investors

A persistent SIP of just ₹1,000 per month since inception would have grown into a corpus of ₹2.25 crore, clocking a CAGR of 23%.

Home loan rates at 7.35-15% in festival season: Check offers in Oct

Lenders trim interest rates and offer benefits during Diwali, leading to spurt in real estate activity

Max Life Pension Fund withdraws licence: What happens to its NPS customers

Existing NPS accounts moved to UTI Pension Fund; subscribers can switch managers online

₹1,000 cr in 60 days: Tata Housing's Varnam strikes gold in north Bengaluru

Tata Housing Hits the Sweet Spot: Varnam Project Nets ₹1,000 Crore Amid Premium Housing Boom

This Diwali, should you buy gold or stocks? What history and logic tell us

For conservative investors, gold remains a good stabilizer during volatility.

Fixed-income investments: Look beyond returns, weigh credit risk, lock-ins

Ladder investments across tenures to manage reinvestment risk, maintain liquidity, and balance returns amid falling interest rates and limited fixed-income options

Experts on USD's historic peak: Should investors cash in now or wait

Experts weigh in on the dollar's surge against rupee, what it means for Indian investors, and whether to book profits now or hold

Salaries to grow 9% in 2026 as job churn slows across sectors: Survey

Real estate and NBFCs are set to lead the pay surge, while cooling attrition signals a more stable job market, according to the latest salary and turnover survey

PNB credit card festive offers: Save up to ₹25,000 on travel and shopping

Lender will give 27.5% discounts on gadgets, flights, hotels, shopping, food delivery till Dec

EPFO launches slogan contest, offers Rs 21,000 prize: How to participate

Tagline should sum up pension manager's mission of social security, trust and financial empowerment

UPI is going biometric: Use face or fingerprints to make transactions

Central bank plans to introduce Aadhaar-based face and fingerprint authentication for popular digital platform

Fly for less: Air India Express offers 50% off for defence personnel

In honour of Air Force Day, Air India Express has announced special deals offering up to 50% off flight fares for serving and retired Defence and paramilitary personnel, as well as their dependents.

SBI General's 'Health Alpha': A DIY insurance plan with 50+ custom covers

Health Alpha's coverage starts from ₹5 lakh and can go up to an unlimited sum insured. Buyers can also lock premiums for up to five years

Cautious on Gold, bullish on Silver in 2026: What DSP advises investors

Hold on to some gold, but don't chase prices higher. Use dips below US$3,700/oz to add. Consider increasing exposure to silver ETFs or mutual funds as a tactical play.

Gold hits record 39th new all-time high in 2025: Is it still a good hedge?

Gold hit its 39th record high of 2025, closing September at US$3,825/oz, up 12% for the month and 47% year-to-date - its best annual return since 1979, according to the World Gold Council.

Rupee weakens vs US dollar: Diversify into global funds, gold to hedge risk

Doing so is crucial for those who have dollar-denominated goals, like a child's education abroad