Page 490 - Personal Finance

How and when to invest in SIP variants when the market is facing turbulence

If they are able to deliver out performance in actual market conditions, investors may invest more through them

Life insurance: Don't depend blindly on the agent, look at your needs

Ensure that you have a life and medical policy in place. This will safeguard your family against any eventuality and cover liabilities

Fund pick: Mirae Asset Emerging Bluechip Fund

Fund pick: Mirae Asset Emerging Bluechip Fund

Buying insurance cover online? Check these parameters to avoid fraud

Never pay in cash and call up insurer to check the genuineness of policy once you get a copy

Tipping point: What is e-mandate for recurring payments transaction?

The user needs to complete a one-time registration procedure. An option will be given to provide e-mandate for either a fixed value or a variable value

Does travel insurance cover reimburse flight cancellation charge?

To know the conditions acceptable for refund of flight expenses, read the specific section of the policy wording

Realty check: Current rates, unit sizes in Rs 1 cr-Rs 2 cr price range

If you are looking to buy real estate, having an idea of prevailing rates will come in handy

Small saving instruments, govt bonds a good alternative to NCDs: Experts

Experts are urging investors to stay conservative in their investment choices

Stimulus for borrowers

The inherent belief of the powers-that-be appears to be that a new home loan is the only way to provide a fillip to economic activity

Is your health insurance too expensive? Here're ways to reduce the cost

A look at some of these situations that should prompt you to have a relook at your health cover

Liquid funds: Don't focus on returns too much, look at expense ratio

Investors should also look at expense ratio, portfolio quality and track record

Rerating of Indian equity?

However, this will be tested with the economy clearly in slowdown mode

Planning to take pre-owned car loan? 7 points that you should keep in mind

Here is how the used car loans offered by various banks stack up

Tailor-made holiday options for senior citizens bitten by the travel bug

The 60-plus are no longer just doing pilgrimages or babysitting grandkids on vacation; they've become more adventurous and make up over 23% of the country's holiday business today

Up to 50% of your large-cap allocation can be through passive funds

Increase or reduce allocation to passive funds in future, depending on data on outperformance by active funds

Enhanced limits to reduce pending direct tax litigation in one stroke

The CBDT circular has come at an appropriate time. It will provide much needed respite to business entities and taxpayers

Fund pick: ICICI Pru Gilt Fund

Fund pick: ICICI Pru Gilt Fund

Loan against credit card is an expensive way to get immediate liquidity

Loans against credit cards can be availed of quickly, but charge high interest rates, processing fee and prepayment penalty

Realty check: Kolkata to Kochi, snapshot of property rates within Rs 1.5 cr

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Joyride is not a risky activity

The forum observed that a joyride under a trained pilot is neither banned nor illegal. It said the exclusion clause had been wrongly invoked