Page 494 - Personal Finance

Value of UPI transactions beat cards in first three months of Q4: NPCI

UPI has seen exponential growth between March 2018 and March 2019

Reader's corner: Is it possible to take a loan against life policy?

In case you surrender or break up the policy, you will get lesser amount compared to your original maturity benefit, as surrender charges will be applicable

Postal department liable for PPF mistake

The postal authorities assumed that Mehta was operating an individual account and accused him of trying to earn tax-free returns

Realty check: Current rates, unit sizes in Rs 1 cr-1.5 cr price range

Here is a snapshot of average current rates and unit sizes in localities that offer property in the price range of Rs 1 crore and Rs 1.5 crore

Tipping point: Why advisors are against betting on long-duration funds?

When interest rates are rising, they could even give you negative returns

Should you take an education loan or use retirement kitty to pay the fees?

Funding it from one's savings can dent retirement savings, but the child will start her career without any debt

Five financial rules of the thumb to keep you safe when you start out

They are not sacrosanct but will act as safeguards, especially when you are starting out

Citi, Paytm tie up to issue credit cards, offer 1% cashback on transactions

Citi is already one of the largest credit card issuers in India with over 2.7 million cards in March 2019, while Paytm with interests in e-wallets and e-commerce has 300 million users

Before you file your tax return, note the key changes in Form 16

Part B of Form 16 has been amended seeking more details about the allowances exempt under section 10 such as HRA, LTA, etc and deductions allowed under Chapter VI-A of the Income Tax Act, 1961.

Existing investors in consumption-oriented funds should stay for long term

Enter when valuations turn more attractive

Flood of money pouring into short-term debt schemes poses new risks

Systemic threat to MFs in case there are large-scale redemptions

Group life insurance with home loan: Things you should always keep in mind

To lure a loan borrower to also buy an insurance product at one go, the lender may offer a slight discount on the interest rate. Should that lure you to purchase the bundled arrangement?

What a fund house must do when its FMP goes bust: Pay out what it has

This is preferable to rolling over the FMP, say experts

Creating a smart and savvy wardrobe for the millennial office-goer

Pay heed to those unwritten rules on what and what not to wear to office while building your work wardrobe

Planning to avail gold loan? Keep an eye on interest rate, processing fee

Ideally, you should take this loan from a bank or an NBFC, and not from a player in the informal sector, who could fleece you

Punting on election results

This is a short-term situation where traders could make big profits or big losses on their trading strategies

IPL 2019 final MI vs CSK LIVE scoreboard

IPL 2019 final MI vs CSK LIVE scoreboard

Debt funds can beat fixed deposits on post-tax returns, says expert

While recent events have dented confidence, investors should not avoid debt funds altogether

Adapt wearable technology to expand penetration of health insurance

Wearables today collect a range of data that go far beyond tracking steps. There are devices that can keep a tab on heart rate, stress levels and blood pressure

IPL 2019 Qualifier 2, Chennai Super Kings vs Delhi Capitals LIVE scorecard

IPL 2019 Qualifier 2, Chennai Super Kings vs Delhi Capitals LIVE scorecard