Page 494 - Personal Finance

Fund pick: Kotak Gilt Investment Fund

Fund pick: Kotak Gilt Investment Fund

Why Hindu Undivided Family is losing its charm as a tax-saving tool

Wealthy don't prefer it after courts have allowed daughters to be an equal partner in their father's HUF after marriage

ITR 2019-20: A simple step-by-step guide to filing your income-tax return

Good news is that the income-tax department has extended the last date for filing ITR from July 31 to August 31, 2019

Realty check: Current rates, unit sizes in Rs 1.5-2 crore price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Have a mix of both growth and value-oriented funds in your portfolio

There are certain phases in the market when growth stocks do well and others in which value stocks outperform

Reader's corner: How to check status of refund from income tax department

You will not be able to claim a credit of such TDS until the tenant completes the formalities

With markets facing headwinds, hold on to good stocks even when they fall

While the economy seems to be doing poorly, scarier is the tumbling out of skeletons in the financial sector

Overdraft against gold offers businessmen flexible repayment options

Industry experts feel that the rise in disbursal of gold loans is due to the NBFC liquidity crisis

Insurer has to prove pre-existing disease

A mere allegation by the insurer would not suffice to oust the claim, and the allegation would have to be substantiated by furnishing evidence

Home projects hit after NHB asks HFCs to stop financing subvention schemes

Industry sources say there will be an immediate and long-term impact

Wait for valuations to correct further before you buy market favourites

Value is emerging beyond frontline indices

New deduction on affordable homes benefits loans with longer tenures

Joint owners would not be able to get the additional tax deduction due to caveats

Need money urgently? Top-up home loan is cheaper than other products

A borrower can also get a tax deduction if the funds are used for home renovation, purchase or construction

Bet on well-managed NBFCs

They are poised to benefit from lower interest rates and can grab market share

Irdai's regulatory changes likely to make insurance products more appealing

Now policies will acquire a surrender value after two premiums have been paid

Select right ITR form, use checklist to avoid mistakes in filing returns

There is likely to be a rush to file returns at the last moment this year as most organisations had delayed issuing Form 16

Tips to choosing health-boosting dry fruits and nuts for your daily diet

Dry fruits are gaining traction in Indian homes as a daily health staple and are no longer the preserve of a select few or bought only during festivals

Add fixed deposits to your portfolio as rates on offer are quite reasonable

Many financial planners advise using this instrument for investment as well as meeting short-term goals

Realty check: Current rates, unit sizes in Rs 1-1.5 crore price range

If you are looking at buying real estate, an idea about current rates would come in handy

Reader's corner: Will divorce affect health cover bought in spouse's name?

The insurance company can be requested to endorse the policy for change in 'proposer or payer' name by writing an email or letter