Page 50 - Personal Finance

Section 54F: The little-known route to saving big on capital gains tax

A closer look at Section 54F, the legal tax strategy letting Indians cut capital gains tax by reinvesting sale proceeds into residential property

₹1.84 trillion lies unclaimed : Here's how UDGAM can help you recover it

'Apki Punji, Apka Adhikar': here's a step-by-step guide to use RBI's UDGAM portal to search, verify, and reclaim your share of ₹1.84T in unclaimed deposits.

Update children's Aadhaar biometrics for free: Process, criteria explained

Data is needed during school admissions, entrance exams and to avail certain government schemes

Thinking of withdrawing large amount of cash? Here's when taxes can kick in

If you're planning large cash withdrawals, be mindful of the TDS rules under Section 194N - your bank could deduct tax once your total withdrawals cross key limits

Tech leads, but deal flow slows: India's PE investments down 32% in 2025

While fundraising remains below peak levels, the cumulative capital raised since 2022 now exceeds $28 billion.

CGHS rate changes explained: How 2025 reforms affect your healthcare costs

Scheme for central government employees expands eligibility criteria and makes cashless treatment easier

Fewer flights, firmer fares: Why air tickets are not getting any cheaper

With fewer planes flying and steady passenger demand, airfares are likely to stay firm or rise modestly through the festive and winter travel season

India's real estate turns premium: ₹1 Cr+ homes form 52% of Q3 home sales

Knight Frank reports premium housing up 15% YoY; sub-₹1 Cr sales fall to 48% amid shift to larger, high-end properties.

Gold at Rs 11,925 per gram ahead of Diwali: Should you buy & in what form?

Gold prices hit record highs ahead of Diwali. Explore expert tips on the best gold investment options, physical gold, jewellery, digital gold or ETFs - for maximum returns.

Low fees, high trust: Indians go big on passive funds, 68% pick Index Funds

When it comes to passive products, 49% of distributors prefer offering both index funds and ETFs, 35% focus primarily on index funds, and 16% lean toward ETFs.

GST 2.0 makes term insurance tax-free: How to save upto ₹1 lakh on policies

Now you have the option to choose a greater sum assured at the same price. Rather than paying tax, you can invest the money in increasing your cover

Hike in IPO financing limit: Maintain quality amid easier funding access

This short-term loan enhances the probability of allotment in oversubscribed issues, but also magnifies losses

Heart problems hit India's 30s and 40s, 60% can't afford treatment: Survey

India's Heart Crisis Turns Younger: Majority of Patients Below 50, Say Cardiologists

India's homebuyers go small as prices soar - compact homes hit 54% demand

Demand for 1-2 BHKs rises to 54% as affordability pressures mount; Residential prices surge across major markets with Pune (+41.4% YoY) and Mumbai (+29.6% YoY) leading growth

NCR leads India's realty boom with 24% price surge; National average up 9%

Average property prices in NCR jumped to ₹8,900 per sq. ft. in Q3 2025, compared to ₹7,200 in Q3 2024

Pay safe, invest smart: Sebi's new @Valid UPI handles protect your money

The new facility will allow UPI IDs of Sebi-registered investor-facing intermediaries to carry the exclusive "@valid" handle with category-specific suffixes

Got higher PF deductions? You may now claim a bigger pension: HC ruling

Kerala HC delivers relief to retirees: "Once EPFO takes your money, it must pay higher pension"

Loan rates should mirror unfinished homes' higher risk, highlight gap

Requiring banks to hold more capital for under-construction loans and less after completion would make their higher risk evident through the resulting interest-rate differential

NPS: You can choose 100% equity exposure based on risk appetite, timeline

Investors must educate themselves and become more financially savvy to optimise the benefits of greater choice

Rajasthan govt hikes DA by 3% to 58% for employees and pensioners

The move, announced ahead of Diwali, will benefit nearly 12.40 lakh beneficiaries, including 8 lakh employees and 4.40 lakh pensioners, an official release said