Page 523 - Personal Finance

Delay alone cannot lead to rejection

Insurer argued that a claim cannot be made on the basis of a cover note but consumer forum dismissed it

How uniform exclusion norms in health policies will reduce claim disputes

Customers will have a better idea of what they are covered for, and there will be less scope for arbitrary rejection of claims

Put in the work needed to teach your children financial responsibility

By beginning to train your child early, you can inculcate the habit of saving in her

All you need to know about tax benefits for senior, super senior citizens

Some significant benefits available to senior citizens and super senior citizens have been discussed in this article

Here are five easy steps to follow for a happy retired life

Apart from focusing on life goals such as owning a house or planning for child's higher education, make sure you accumulate adequate retirement corpus for a comfortable life post-retirement

There is bad news for you if your boss showered you with expensive gifts

If an employee receives a present from a business acquaintance, it is tax-free unless items include jewellery, bullion and property, among other things

Here is a quick guide on how you can save tax on gifts

Gifts could be either in the form of cash or kind. Let us look at the tax implications in both cases.

Political upheaval till elections 2019 offers an investment opportunity

In case of correction, long-term investors should increase their SIP allocations

Investing in art? Make sure your papers are in order to avoid tax problems

The paperwork must show how the artwork was procured and that valuation was correct when it was bought; art collectors also need to insulate their beneficiaries from tax troubles in the future

Taking personal loan? Why approaching too many lenders may hurt your cause

Here is a snapshot of interest rates, terms, processing fee, prepayment charges, etc, on various personal loan products offered by top lenders

Mis-selling of financial products: Bose panel suggestions remain relevant

Many of the recommendations made by the Sumit Bose Committee are yet to be implemented by regulators

Buying a flat? Five reasons ready-to-move-in scores over under-construction

Interested in knowing the benefits of purchasing a ready-to-move-in apartment? We give a few reasons to buy one

Why investors shouldn't panic if stock market and rupee seem to tango

Historically, the impact of currency depreciation on equities has only been for a limited period

Soak in a bit of history and heritage with trendy new cultural tours

The trips are quite pocket-friendly, and offer an enriching experience of the traditions, cuisine, folklore, and art and architecture of the place

Fund Pick: ICICI Prudential Savings Fund

Here is a look at Morningstar's take on ICICI Prudential Savings Fund

Investing in property? Commercial is costlier, but delivers better returns

Investors can earn a steady 7-9 per cent rental yield in this segment, compared to only 2-3 per cent in residential

Does your accident cover include adventure sports? Check before you dive

Insurers only cover adventure sports if undertaken as a hobby, not in a professional capacity

Realty check: Current rates and unit sizes in Rs 20 mn-Rs 25 mn price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Actively managed funds underperformed indices in year to June 2018: Report

This is not surprising, given that the markets turned from being strongly bullish in 2017 to completely bearish in 2018

Want to hike SIP amount? You can do so with top-up at pre-defined intervals

Investors need to choose the option at the time of enrollment