Page 546 - Personal Finance

Don't worry about changed LRS norms if you're making genuine transactions

Experts believe that the changes brought about by the RBI will have limited impact on those looking to send money abroad for the maintenance of their relatives

Affordability and upturn: Why it's a good time to strike a property deal

With the aggregate property inventory level expected to fall to the long-term average in 16 months, the window available to you before prices start rising again is limited

New norms for outward remittance of money narrow definition of 'relative'

Altered rules aim at checking black money transactions and misuse of guidelines for commercial purposes

Consumer sentiment up, unemployment down in week ended 25 June

In the week ended June 25, consumer sentiment rose to 98.94 from 96.30 the previous week; unemployment rate fell to 5.38% from 6.11% during the same period, according to CMIE data

Use LRS route to start investing in property or for children's education

Many investors also want to invest overseas as they want to send their children abroad for studies

Go digital to save cost on banking transactions: All you need to know

Among all charges, the fee levied for non-maintenance of minimum balance remains the highest

Election hurdle for sentiment

Any downturn is an opportunity to build a multi-cap portfolio

Investing: Hold on to good mid- and small-cap stocks

A market correction is a good time to reassess the quality of your portfolio and purge the poor quality names from it

Fee does not matter in actively managed equity funds

Choose index funds and debt schemes that have a low expense ratio

Flying ambulances do a slow take-off over high costs, infra issues

Performing a surgery or life-saving manoeuvre mid-air has its own challenges, but without special fittings, it's downright risky

Rising trade tensions could breathe new life into the yellow metal

With the escalating US-China trade war, rising euro-scepticism in Italy, and possibility of global economic recovery faltering, investors must have an exposure to gold

Fund analysis: ICICI Prudential Short Term

Business Standard takes a look at the fund and its features

A snapshot of charges associated with savings accounts of different banks

Here's how the charges and features of saving account by different banks stack up

Tipping Point: How should buyers use persistency ratio?

A high persistency ratio indicates that past buyers have liked the company's products and hence stuck to it

Reader's Corner: Taxation

An individual is liable to file the tax return where his total income exceeds the basic exemption limit

Beware! Using a relative's ATM card can be risky, remedy can be denied

The bank can declare a withdrawal by you as illegal and deny any remedy in case a problem arises

Why third party damage cover is essential in your home insurance policy

Some home insurance covers offer this cover as part of the main policy, while in case of some it has to be purchased as an add-on

Curbs on full PF withdrawal likely; move to create 'social security cover'

In a Move to create 'social security cover', govt wager risky payoff, say experts

Sound opportunity in healthcare investment but the ride may be bumpy

All segments of the healthcare theme - pharma, hospitals, diagnostics and health insurance - are expected to grow rapidly over the long term

Consumer sentiment rises, unemployment declines in week ended June 17

In the week ended June 17, consumer sentiment rose to 96.30 from 95.60 the previous week; unemployment rate declined to 6.11% from 6.52% during the same period, according to CMIE data