Page 55 - Personal Finance

Festivals, GST cuts to drive credit card spends after 13.7% August rise

While spends saw a robust increase on a YoY basis, there was a slight moderation compared to previous month, where spends had touched Rs 1.93 trillion

Insurance complaints up 45% in Q2 2025, most about health policies: Report

Younger customers most active in disputing claims and policies, says Insurance Samadhan

No updates, no refunds: Experts explain what's causing ITR delays

Compliance mismatches and backend slowdowns are keeping refunds stuck, taxpayers advised to be proactive

Loan foreclosure decoded: How it shapes your credit score and finances

The step will improve savings but impact on credit scores depends on the loan and the lender's rules

CGHS cover extended to dependent transgender kids, siblings: Details here

Dependent transgender children of central government employees will have no age limit to avail of health coverage

FAQs: Can you carry 24-Carat gold jewellery into India without any seizure?

Delhi High Court rules that high-purity gold jewellery cannot be confiscated solely based on purity, reinforcing travellers' rights under the Baggage Rules, 2016.

From ₹5,000/month to ₹8.4 cr: Real cost of raising wealth vs raising child

Every parent worries about rising expenses-school fees, gadgets, hobbies, higher education. But what if, alongside raising your child, you also raised wealth that could secure their entire future?

Worst may be over: Earnings clouds clear, Dalal Street poised for comeback

After a year of relentless downgrades, the tide seems to be turning for India Inc. Motilal Oswal's latest strategy report reveals that earnings cut intensity has eased sharply

H-1B visa fee hike hits IT funds; investors urged to stay long-term

Fee hike could accelerate offshore delivery, improve competitiveness; AI adoption, re-skilling initiatives expected to provide medium-term growth opportunities

PhonePe offers firecracker insurance for Rs 11 ahead of Diwali celebrations

Policy will provide cover of up to Rs 25,000 for accidents and can be purchased 'under a minute' on fintech company's app

Lumina CloudInfra, backed by Blackstone, buys Chandivali land for Rs 475 cr

Lumina CloudInfra Pvt Ltd, backed by Black Stone, has purchased 3.8 acres of land in Mumbai's Chandivali.

Bengaluru techie gets US' O-1 'Einstein visa' after three rejections

Software engineer says his focus on skill, research and persistence helped him win coveted visa

Reits as equity: What this now means for your investment portfolio

From niche hybrid to equity mainstream, Sebi's move makes Reits an active part of retail investors' portfolios

'Scams, spam': Nithin Kamath's post sparks debate on mistrust in insurance

Problem is in products, processes and people 'being abandoned' when they want insurance most, say people

Heading back to India with gold? Court ruling can save you from hefty fine

In a landmark judgment, the Delhi High Court ruled that customs authorities cannot seize personal jewellery solely because it is of very high purity, such as 24-carat gold.

New UPI transaction rules from Nov 3: Here's what changes for users, banks

Processes will speed up payments and streamline refunds without altering settlement timelines

Gurgaon to Mumbai: Multistorey prices soar up to 166%, 4BHK supply up 90%

Delhi-NCR has emerged as a key growth engine, with Gurgaon and Greater Noida seeing the steepest price increases at 166% and 163%, respectively

TDS section applied by payer doesn't decide a person's tax regime

Choose 44ADA if your occupation is mentioned in Section 44AA(1); explain choice of regime with supporting documents

IT stocks under pressure? How Trump's $100K H-1B fee may hit your portfolio

Trump's $100K H-1B visa fee may shake IT stocks, but experts say long-term investors need not panic

Tax audit guide for businesses and professionals:Rules, limits and pitfalls

As tax filing deadlines for audit cases approach, experts break down who is at risk of a tax audit, common misconceptions, and tips to stay compliant