Page 62 - Personal Finance

India's temple tourism goes premium: Bookings for ₹7,000-10K+ rooms up 24%

Pilgrimage travel, much like leisure, continues to be booked very close to the date of travel, with more than 63% of bookings made within six days of departure.

UPI to allow insurance, capital markets transactions of up to Rs 10 lakh

Popular digital payments platform will raise transaction limits for various services from September 15

GST alert: CBIC clarifies viral social media claims about transition perks

CBIC warns taxpayers and businesses not to trust social media forwards claiming new GST transition benefits from Sept 22, calling them false and misleading.

Sebi eases InvIT, REIT rules for HNIs: ₹25 Lakh now enough to get started

From ₹1 Crore to ₹25 Lakh: Sebi Cuts Minimum InvIT Investment Size

Half a million dollars for a break? World's rich take 3 mini-retirements

Retirement Is Dead. 6-12 Month Breaks Are the New Status Symbol

Silver outlook: Book profit and rebalance if allocation exceeds 5-7%

New investors should enter in a staggered manner with an over five-year horizon

FD or mutual fund loan? Experts break down the cheaper way to raise cash

Loans against FDs come cheaper and are safer, while mutual funds can amplify gains but carry risks. Experts explain when each works best and what safer alternatives exist.

Filed a wrong ITR? Here's how to rectify mistakes and avoid penalties

From missed income to wrong forms, ITR errors are common. Here's how revised returns, rectification, or updated filings can help you avoid penalties and refund delays

OPD insurance cover rises four-fold in 3 years: What are its benefits

Rising health care costs make OPD cover mainstream, with more Indians using it for doctor visits, tests and medicines

EMIs to reduce as HDFC Bank cuts MCLR rates by 5 bps on select loans

Lender's decision will help customers who have floating rate loans linked to the one-year MCLR

US ends third-country visa option, forcing Indians into longer wait, delays

US Visa Rules 2025: Indian Students Face New Hurdles as Third-Country Applications End and Interviews Made Mandatory

Realty India's #1 investment at 63%, premium home demand doubles post Covid

Real estate is the most preferred asset class for investment among over 63% respondents, a 4% increase against the previous year's survey.

₹10 lakh crore stuck in stalled housing projects, warns investment advisor

Locked-up capital could cause 'unbelievable pain' to families and pose risk to the economy, he says

Gold crosses Rs 1.1 lakh, silver at 13-yr peak: What it means for investors

For Indian investors, gold remains a portfolio hedge while silver offers dual exposure to safe-haven flows and industrial growth.

Consumption funds: Rising volumes, margins may lift thematic offerings

But geopolitical risks could weigh on overall equity markets, including consumption segment

One portal, all projects: What the new unified Rera means for homebuyers

Check approvals, track project progress, and verify developer details, now all in one unified Rera portal for hassle-free homebuying.

Top-up home loans: Not just for houses but for education, health and more

Linked to your existing home loan, top-up loans offer lower rates and longer tenures than personal loans, but experts say repayment discipline is key.

Small incomes to overseas assets: Why missing them in ITR can cost big

Your ITR isn't just about salary. From small dividends to foreign holding, ESOPs and even low-balance accounts need disclosure or you risk heavy penalties.

81% express concern over house affordability, Mumbai bucks the trend:Survey

Mumbai buyers remain confident thanks to strong fundamentals and long-term prospects

Retail leasing in Delhi-NCR jumps 25% as fashion, home brands expand

Fresh mall supply, rising footfalls and strong demand from apparel and homeware brands lift retail leasing in Delhi-NCR, with vacancies in top-grade spaces at historic lows