Page 69 - Personal Finance
DDA Premium Housing Scheme 2025: Guide to bidding, payment, what's on offer
The Scheme is titled as "DDA Premium Housing Scheme 2025 (Mode of disposal: e-Auction)" for sale of available HIG, MIG and LIG flats, and Car/Scooter garages in prime locations of Delhi
 "DDA Premium Housing Scheme 2025: Guide to bidding, payment, what's on offer")
Opted for UPS and thinking of going back to NPS?Here's all you need to know
Employees under UPS now have one-time option to shift back to NPS before retirement; assured payouts end but government adds 4% extra to NPS corpus at exit
 "Opted for UPS and thinking of going back to NPS?Here's all you need to know")
Failing to report Dream11/RummyCircle income? You could face 200% penalty
Tax on Dream11 and online card games: 30% flat rate, no deductions allowed
 "Failing to report Dream11/RummyCircle income? You could face 200% penalty")
Anil Kapoor, son Harsh Varrdhan buy Rs 5 cr flat in Mumbai's Bandra West
The deal also includes one garage space. The transaction incurred a stamp duty payment of Rs. 30 lakh and registration charges of Rs. 30,000.
 "Anil Kapoor, son Harsh Varrdhan buy Rs 5 cr flat in Mumbai's Bandra West")
Simpler, smarter ITR forms ahead as New Income Tax Act kicks in from April
From April 2026, your ITR filing experience will be simpler, with pre-filled smart forms and a cleaner tax framework.
 "Simpler, smarter ITR forms ahead as New Income Tax Act kicks in from April")
How to clear your 25-yr home loan in 10 years and save lakhs in interest
Rohit & Neha Cleared Their ₹50 Lakh Home Loan 15 Years Early - Here's How You Can Too
 "How to clear your 25-yr home loan in 10 years and save lakhs in interest")
Surat stockbroking fraud: Avoid unregistered middlemen posing as brokers
Dealing with such entities is highly risky, as they can block trading and abscond with deposits
 "Surat stockbroking fraud: Avoid unregistered middlemen posing as brokers")
India's offbeat travel insurance rises 45%, Seychelles up 115%, Vietnam 50%
Travel insurance for offbeat destinations jumped 45% in 2-3 years, with Seychelles leading at 115% growth and Vietnam rising 50%, said Policybazaar
 "India's offbeat travel insurance rises 45%, Seychelles up 115%, Vietnam 50%")
Got SGBs? Here's when you can redeem early between Oct 2025 and Mar 2026
Investors holding SGBs from 2018-21 can opt for early exit between Oct 2025 and Mar 2026 as RBI announces the redemption schedule
 "Got SGBs? Here's when you can redeem early between Oct 2025 and Mar 2026")
Budget behind the fun: How much Indians are spending on Spain's La Tomatina
Once popularised by Bollywood's Zindagi Na Milegi Dobara, La Tomatina has moved from reel to real for many Indian travellers, now featuring high on their European summer bucket lists
 "Budget behind the fun: How much Indians are spending on Spain's La Tomatina")
Home loan rate in August starts from 7.35%: Check banks' offerings here
August home loan rates remain steady, with Union Bank, Bank of India and other PSU lenders offering the lowest starting point at 7.35%.
 "Home loan rate in August starts from 7.35%: Check banks' offerings here")
Onam, Ganapati bring early August salary credit for govt staff, pensioners
Salaries and pensions for central government staff in Kerala and Maharashtra to be credited in advance this month to ease festival-related expenses
 "Onam, Ganapati bring early August salary credit for govt staff, pensioners")
Major EPFO update: Death relief fund raised to Rs 15 lakh from April 2025
EPFO hikes ex-gratia for employees' families to Rs 15 lakh; benefit to rise 5 per cent annually from 2026 in step with costs
 "Major EPFO update: Death relief fund raised to Rs 15 lakh from April 2025")
CIBIL score not mandatory: Govt tells banks not to reject first-time loans
New borrowers can seek loans without a credit score hurdle, with RBI directing banks to decide based on wider due diligence, not just CIBIL reports
 "CIBIL score not mandatory: Govt tells banks not to reject first-time loans")
Fake MF redemptions, fraudulent trade apps: Sebi's big warning to investors
The regulator asked investors to exercise caution when encountering messages on platforms like WhatsApp, Telegram, or other apps that claim to offer stock market access through FPIs
 "Fake MF redemptions, fraudulent trade apps: Sebi's big warning to investors")
71% of ₹52,842 cr housing sales go to just 5 builders: Prestige, DLF lead
India's 28 listed real estate companies have together sold properties worth nearly Rs 53,000 crore in the April-June quarter, with Prestige Estates achieving the highest sales bookings.
 "71% of ₹52,842 cr housing sales go to just 5 builders: Prestige, DLF lead")
Why 15,200 hospitals stopped cashless care for Bajaj Allianz policyholders
The insurer has refused to revise outdated reimbursement rates despite 7-8% annual medical inflation, pressured hospitals to cut tariffs further, and made unilateral deductions on claims.
 "Why 15,200 hospitals stopped cashless care for Bajaj Allianz policyholders")
NRIs face residency test upon India return, must stick to 182-day rule
Given the lack of legal clarity in India around status, assuming they are residents immediately after return could invite penalties and prosecution
 "NRIs face residency test upon India return, must stick to 182-day rule")
Increase cap on overseas investments through MFs for better returns
The advantages of investing overseas through Indian mfs are clear: a stable regulatory framework, competitive fund choices, and the ability to invest small amounts systematically
 "Increase cap on overseas investments through MFs for better returns")
Credit report: Check quarterly to spot repayment lapses, errors, and fraud
In case of inaccuracies and fraud, report both to the lender and credit bureaus
 "Credit report: Check quarterly to spot repayment lapses, errors, and fraud")