Page 69 - Personal Finance

EPFO launches slogan contest, offers Rs 21,000 prize: How to participate

Tagline should sum up pension manager's mission of social security, trust and financial empowerment

UPI is going biometric: Use face or fingerprints to make transactions

Central bank plans to introduce Aadhaar-based face and fingerprint authentication for popular digital platform

Fly for less: Air India Express offers 50% off for defence personnel

In honour of Air Force Day, Air India Express has announced special deals offering up to 50% off flight fares for serving and retired Defence and paramilitary personnel, as well as their dependents.

SBI General's 'Health Alpha': A DIY insurance plan with 50+ custom covers

Health Alpha's coverage starts from ₹5 lakh and can go up to an unlimited sum insured. Buyers can also lock premiums for up to five years

Cautious on Gold, bullish on Silver in 2026: What DSP advises investors

Hold on to some gold, but don't chase prices higher. Use dips below US$3,700/oz to add. Consider increasing exposure to silver ETFs or mutual funds as a tactical play.

Gold hits record 39th new all-time high in 2025: Is it still a good hedge?

Gold hit its 39th record high of 2025, closing September at US$3,825/oz, up 12% for the month and 47% year-to-date - its best annual return since 1979, according to the World Gold Council.

Rupee weakens vs US dollar: Diversify into global funds, gold to hedge risk

Doing so is crucial for those who have dollar-denominated goals, like a child's education abroad

Section 54F: The little-known route to saving big on capital gains tax

A closer look at Section 54F, the legal tax strategy letting Indians cut capital gains tax by reinvesting sale proceeds into residential property

₹1.84 trillion lies unclaimed : Here's how UDGAM can help you recover it

'Apki Punji, Apka Adhikar': here's a step-by-step guide to use RBI's UDGAM portal to search, verify, and reclaim your share of ₹1.84T in unclaimed deposits.

Update children's Aadhaar biometrics for free: Process, criteria explained

Data is needed during school admissions, entrance exams and to avail certain government schemes

Thinking of withdrawing large amount of cash? Here's when taxes can kick in

If you're planning large cash withdrawals, be mindful of the TDS rules under Section 194N - your bank could deduct tax once your total withdrawals cross key limits

Tech leads, but deal flow slows: India's PE investments down 32% in 2025

While fundraising remains below peak levels, the cumulative capital raised since 2022 now exceeds $28 billion.

CGHS rate changes explained: How 2025 reforms affect your healthcare costs

Scheme for central government employees expands eligibility criteria and makes cashless treatment easier

Fewer flights, firmer fares: Why air tickets are not getting any cheaper

With fewer planes flying and steady passenger demand, airfares are likely to stay firm or rise modestly through the festive and winter travel season

India's real estate turns premium: ₹1 Cr+ homes form 52% of Q3 home sales

Knight Frank reports premium housing up 15% YoY; sub-₹1 Cr sales fall to 48% amid shift to larger, high-end properties.

Gold at Rs 11,925 per gram ahead of Diwali: Should you buy & in what form?

Gold prices hit record highs ahead of Diwali. Explore expert tips on the best gold investment options, physical gold, jewellery, digital gold or ETFs - for maximum returns.

Low fees, high trust: Indians go big on passive funds, 68% pick Index Funds

When it comes to passive products, 49% of distributors prefer offering both index funds and ETFs, 35% focus primarily on index funds, and 16% lean toward ETFs.

GST 2.0 makes term insurance tax-free: How to save upto ₹1 lakh on policies

Now you have the option to choose a greater sum assured at the same price. Rather than paying tax, you can invest the money in increasing your cover

Hike in IPO financing limit: Maintain quality amid easier funding access

This short-term loan enhances the probability of allotment in oversubscribed issues, but also magnifies losses

Heart problems hit India's 30s and 40s, 60% can't afford treatment: Survey

India's Heart Crisis Turns Younger: Majority of Patients Below 50, Say Cardiologists